Chapter 47 Chapter 9: Calculating smartly to make money—Don’t be afraid of not being able to do it, just be afraid of being unexpected

Pay close attention to and understand policy trends, and discover business opportunities brought about by policy changes in time, and you will be able to walk ahead of policies. Hu Xiaowu, a 24-year-old from Yongjia, Wenzhou, came to Urumqi, Xinjiang alone. At that time, he had already experienced a blow of failure. He started a business in Shandong in 1996. After failing, he not only lost all his savings, but also took on a lot of debts.In a desperate situation, he chose Xinjiang. When he first arrived in Xinjiang, he had a very difficult start. Since he couldn’t afford to rent a store in the shoe city, he had to settle in a small local shoe store and share a room with another shoe store. A table was set up, and the door was opened to welcome guests.At that time, all the 200,000 yuan borrowed was used to purchase goods, and a small amount of money was left for daily expenses.

Two years later, the small shop he runs has gradually improved, and the scale has continued to expand. There are already more than 100 stores in Xinjiang.With the expansion of the company's business, he turned to industry, successively acquired farms, opened cotton factories, built shopping malls, invested in drinking water factories, and built schools.By 2009, he had become a well-known figure in Urumqi, and was rated as one of the top ten outstanding youths by the local area. On June 15, 2009, he ushered in a greater development opportunity. The Urumqi Municipal Government issued a document to provide loan services for small and medium-sized enterprises. The purpose is to help small and medium-sized enterprises with financing difficulties and allow some entrepreneurs to enjoy national policies. .As soon as this news came out, many people and businessmen began to brew.Hu Xiaowu saw business opportunities from this policy, so he joined forces with several Wenzhou merchants to establish Xinwenshang Microfinance Co., Ltd.Its establishment caused great repercussions at that time, because it was a new thing under the double pressure of banks and private lending, and many people were concerned about its future development.To Hu Xiaobin's great surprise, the company's business was booming just after its opening. In just two days, 11 companies came to sign their loan intentions, with a total amount of more than 50 million yuan.By the end of June, the registered capital of 125 million yuan and the financing of more than 60 million yuan from the bank have all been released.

By the end of May 2010, Hu Xiaobin's microfinance company had issued more than 320 million yuan in loans.This is a major turning point in Hu Xiaobin's transformation from industry to financial industry, and it is also a major achievement of his compliance with the policy. The development of a country's economy is always affected by policies, and good policies have a positive guiding effect on economic development.A businessman should always pay attention to the trend of national policies and understand the development and changes of policies.Just like Hu Xiaowu, his success is to seize the introduction of the new policy in time and establish a small loan company.

Policy is like an invisible hand, which plays a "commanding" role in economic development.Always pay attention to national policies, and you will naturally find the commercial information contained in them. Some people say that Wenzhou people are one of the most favored groups by the national policy, they can always catch the policy changes in time and walk in front of the policy.In fact, whether you can make the policy serve you depends entirely on whether you can seize the opportunity, obey the policy, and use it effectively. Throughout the country, very few Wenzhou people are high-ranking officials. Wenzhou people do not like to be officials, but pay special attention to changes in politics and policies, because they deeply understand the relationship between politics and business.Wenzhou people are very concerned about politics when doing business. According to statistics, more than 90% of Wenzhou chamber of commerce always pay attention to the country’s policies and policies. Even those Wenzhou people who do not do business have the habit of paying attention to national politics.

People in Wenzhou care about policies and national policies in order to better find business opportunities so that they can follow the policies and obtain greater profits in future business activities.In the new period of economic development, the pace of my country's integration with the world has been accelerating, and many policies that are conducive to economic development have been introduced. Wenzhou people seized these policies without losing the opportunity. A large number of warm businessmen are active. Wenzhou merchants have made good use of this policy, creating business opportunities through policies. In order to better and timely understand the new policies and guidelines issued by the state, and collect the latest market information, some large enterprises in Wenzhou have set up offices in Beijing. place.For example: Aokang Group, SAINT ANGELO Group, Red Dragonfly Group, Yalong Teaching Equipment Co., Ltd., Yongjia Kete Decoration Material Factory... According to statistics, nearly 100 Wenzhou enterprises have set up offices in Beijing.

There is a saying in Wenzhou: "It is better not to eat for three days than to have the Beijing Office!" As the seat of the Party Central Committee, the State Council, and various ministries and commissions, Beijing is the political, economic, and cultural center of the country. Market information, and continuously disseminated to other parts of the country.Any troubles in the market first originate from here. Therefore, Wenzhou enterprises attach great importance to setting up offices in Beijing, either in the prosperous areas of Beijing, or near the national ministries and commissions.These Beijing Offices are equivalent to clairvoyance and ears, and their main task is to use the advantages of the city of Beijing to observe the market, search and feedback information in a timely manner. It can be seen that Wenzhou businessmen attach great importance to politics and policies.

The political sense of Wenzhou people is very sensitive, as long as there is a policy change, they can immediately realize and react. In recent years, the state has loosened the policy on the participation of private enterprises in the exploitation of oil resources. In 2006, the National Development and Reform Commission promulgated the "Threshold for Lowering the Application Conditions for Non-public Enterprises to Engage in Oil and Gas Exploration and Exploitation".Most Wenzhou businessmen saw business opportunities from it. Just like the famous "coal frying group", "cotton frying group" and "real estate speculation group" before, after 2006, Wenzhou's "fried oil group" also expanded rapidly, and many Wenzhou merchants came to Xinjiang to contract oil wells and began to get involved in the oil industry.

A decision made by the state or other relevant departments is often valid for a certain period of time, and when it is fully known to the public, the business opportunities in it may be occupied.Therefore, within the validity period of a certain policy, immediate action must be taken. The reason why Wenzhou people can use the policy to seize business opportunities lies in their quick action.For example, when you see the information about the teacher certificate issued by the Ministry of Education, you rush to make an order for making a teacher certificate; when you see the news that the Ministry of Posts and Telecommunications will print an express mail envelope, you rush to grab an order for making an express cover.

◎It is always right to do things in accordance with policies——Adhering to policies is easier said than done, because policies are constantly changing, and not all policies are beneficial to the market.Therefore, to use policies to create business opportunities, it is important to be ahead of policies, which requires strong market judgment and predictability.