Chapter 55 Be a frugal rich man

One of the biggest myths created by the market economy is that everyone has the potential to own great wealth.Entrepreneurial stories of civilians becoming big money in various wealth rankings, and various lottery millionaires being produced every week, all make this myth seem within everyone's reach.This is an era when knowledge and wisdom are lost in the agitation and rise of wealth desires. "As long as you choose the right path and follow it firmly, everyone has the possibility to gain wealth. Of course, sometimes you need a little luck." Isabella, the wife of the president of a Fortune 500 company, summed up her view of wealth in this way.

Among the topics that people talk about, the rich should be a group of people who drive famous cars, live in luxury houses, and spend a lot of money.But compared to most billionaires, Jiang Nanchun "does the opposite". He is a very frugal person in private, with very low consumption and no luxury life.Known as a workaholic, he is rushing to expand his career, but on the other hand, he is always a "pragmatic" person in every action of waiting for billions of dollars. After the listing, Jiang Nanchun repeatedly emphasized to the people around him that he should return to zero mentality and not pay attention to changes in market value every day, because his career has just started.He said: "A monthly expenditure of only 10,000 yuan is enough. When flying, I always only take the economy class. I don't even consider private jets." The monthly expenditure of 10,000 yuan is not enough for most ordinary people in China It's an "astronomical" figure, but for someone like Jiang Nanchun, it doesn't seem "rich" enough.

Jiang Nanchun's living conditions are relatively "shabby".There is such a popular story in the industry: Jiang Nanchun asked a friend to discuss business in the coffee shop downstairs of a five-star hotel in Beijing, but Jiang Nanchun did not arrive until 15 minutes later.The friend asked him puzzledly, you live upstairs, why did it take so long?Jiang Nanchun said with a smile: "I live in a three-star hotel near here, and I still share a room with my colleagues." Jiang Nanchun also likes to go home for dinner.In his words, this is "not only affordable, but also allows you to enjoy unlimited family warmth and warmth in a limited time."

Jiang Nanchun said: "Wealth should actually be just a kind of power and energy. It can help you turn your dreams into reality. Creating wealth is to realize your dreams, and the process of creation is a kind of enjoyment. It can only be said that with wealth, it is possible It will be closer to the life I want. But currently in the process of starting a business, I have very little leisure and entertainment time, which is destined to have nothing to do with me.” Wealthy people in Taiwan believe in such a story about getting rich: A man went to ask a certain rich man how to get rich, and the rich man said: "Please wait a moment, the story is very long, I will tell it after turning off the light." : "Thank you, I know how to get rich." In the eyes of rich people in Taiwan, if you want to get rich, you must start saving resources from the details, and not wasting is the foundation of getting rich.Taiwan’s richest man and chairman of Hon Hai Group, Terry Gou’s office has only a few patchwork conference tables, while Jiang Nanchun’s office is even simpler. A glass cubicle less than 6 square meters is his office. Apart from a simple desk and two reception chairs, there are almost no other furnishings.What attracted us was the thick pile of documents and contracts beside Jiang Nanchun.You must know that Jiang Nanchun is not very proficient in computers, and every document is signed by him stroke by stroke.

I don't know if it is because of Jiang Nanchun's "stinginess" in wealth that many people have the illusion of "a late bloomer" towards Jiang Nanchun.In fact, by March 2006, he had just turned 33 years old. Jiang Nanchun also said that he will make good use of his wealth and become a social philanthropist.And he also donated 1 million yuan to his alma mater, East China Normal University, to set up the Focus Student Fund to help the students of the Normal University who are smart and hardworking but from poor families.He also mobilized more than 30 students from the CEO class of Cheung Kong Graduate School of Business, including Ma Yun and Zhu Xinli, to set up the Huaxia Charity Foundation to help children with congenital heart disease, donating 10 million yuan.When asked about how to spend more money, "Later, we found that participating in charitable aid made these funds have a better export." In Jiang Nanchun's view, this is not an individual, but a group of people should have consensus. "I think this group of people grew up against the background of the country's rapid development, and they have a very strong sense of gratitude to the country and this era."

"'Economy' is a concept to optimize the allocation of resources. But it is not my ideal to be a rich man. When we create wealth, we should allocate and use it optimally. On the one hand, you can do what you want or like to do Things, rely on the power of wealth to realize dreams. On the other hand, this country, this era and the environment we live in are the great foundation for us to create wealth. We can use wealth to fulfill your social responsibilities and turn it into a kind of The energy to give back to the society. When the energy to the society is exerted, wealth will truly show its meaning.”

According to Guo Fansheng, the founder and CEO of Huicong Group, there are two kinds of wealth: one is outside the body, and the other is inside the body.The wealth inside your body is your knowledge, moral conduct, etc. How much wealth is there outside your body?In fact, people don't spend much money, and the place where Genghis Khan is buried after his death is only that big, even though his territory was very large during his lifetime.The house, car, and office do not represent the ability and strength of the company itself.Therefore, although Jiang Nanchun, who has two kinds of wealth, lives a "very simple" life, he is also very nourished.