Chapter 14 Appendix Calculating Beijing's account

American research firm Mercer released the 2010 global cost of living survey. Luanda, the capital of Angola, an African country, beat last year's champion Tokyo to become the city with the highest cost of living in the world this year, with Tokyo relegated to second place.Beijing ranked 16th, ahead of London and New York. (The Beijing News, June 30, 2010) Living in Beijing, under the same conditions, the actual material cost may not be as expensive as in Shanghai.However, if you have a Beijing hukou, the treatment you enjoy in the capital will be very different, and the intangible costs included in it may be even more unbearable.

In 2007, the average household direct consumption of married households in Beijing was 53,645 yuan, an increase of 95% over 2003 and an average annual increase of 18.2%. ("China Youth Daily", January 25, 2008) The Beijing Municipal Bureau of Statistics and the Beijing Survey Team of the National Bureau of Statistics conducted a survey on marriage consumption among 764 urban households with marriage consumption from 2003 to July 2007.From the perspective of educational background, from 2003 to 2007, urban residents in Beijing who had married families spent the most on college education, with an average of 46,891 yuan per capita, and the lowest consumption on high school education and below, with an average of 30,342 yuan per capita.In addition, from 2003 to 2007, 91.1% of the couples received varying degrees of support from their parents when it came to their marriage expenses.

("Competition News" January 18, 2008) The above data belong to the direct consumption of getting married in Beijing, and do not include buying houses and cars.But buying a house in Beijing is, for the vast majority of people, a knot in the heart, a knot in the heart. How high are house prices in Beijing?According to the "2010 Beijing Social Construction Analysis Report", in 2008 Beijing's per household disposable income was 64,285 yuan.Based on the average price of 17,810 yuan per square meter in November 2009, you need to pay 1.6 million yuan to buy 90 square meters of ordinary commercial housing, which is equivalent to the disposable income of an average family for 25 years. (The Beijing News, July 23, 2010)

Statistics from Yahao Agency show that in August 2010, the average transaction price of commercial housing in Beijing was 21,008 yuan per square meter, an increase of 10.6% from July, the largest increase since the regulation.This is also since the regulation, the transaction price of commercial housing in Beijing has been rising for two consecutive months. (Daily Economic News, September 9, 2010) The "National Ten Measures" obviously have no effect on the regulation of housing prices in Beijing. Housing prices are still rising like a rocket.There are various versions of anecdotes about housing prices in Beijing, the most famous of which is the story of "500,000 yuan for a pancake":

A home buyer surnamed Zhao took a fancy to a two-bedroom apartment in a real estate in Tongzhou District, Beijing in early March 2010, and was ready to make a deposit, but Xiao Zhao felt that the price of 18,000 yuan was still too high, so he excused himself a bit hungry, I want to go out and buy pancakes and talk about it when I come back.When I came back again, the sales lady said that it had already been booked, and the price had risen to 23,800 yuan.The same house increased by 500,000 yuan when buying pancakes. Are there any cheap houses in Beijing?Yes, the first batch of "price-limited houses" began to be sold in a lottery in March 2009, with an average price of 5,900 yuan per square meter.For ordinary commodity housing prices of 20,000 to 30,000 square meters, price-limited housing is undoubtedly a huge "welfare".However, the first item of eligibility for purchase is "applicants must have household registration in this city", which is obviously a benefit reserved for Beijingers and has nothing to do with outsiders.In the implementation process, the applicants were classified into high and low grades, and "excellent" were selected for admission.According to the reporter's investigation, more than half of the housing projects located in Xisanqi, Haidian District, Beijing, were purchased by personnel from the government and its subordinate institutions. The total planned number of price-limited housing units in Xisanqi is More than 4000 sets. ("China Business News" May 2, 2010)

Raising children is expensive.So, what is the average monthly income of the young couple before they dare to have children?According to the survey, in first-tier cities such as Beijing, Shanghai and Guangzhou, the psychological bottom line of the respondents is 8078 yuan.The psychological bottom line of respondents in capital cities such as Wuhan, Harbin, Taiyuan, Xi'an and Kunming is 5,169 yuan; in county towns, it is 4,454 yuan. (Wuhan Evening News, June 16, 2010) (1) Students: ranging from 20,000 to 10,000 yuan "Currently, the medical expenses of women who give birth naturally are about 2,000 to 3,000 yuan. In comparison, cesarean section is much higher." Xu Yan, director of the obstetrics department of Beijing Haidian Maternal and Child Health Hospital, said that the caesarean section of Haidian Maternal and Child Health Hospital The cost of uterine delivery is about 6,000 yuan, but if there are accidents such as heavy bleeding during the operation, the cost will be higher.

According to the hospital single-disease expenses in the fourth quarter of 2008 released by the Beijing Municipal Health Bureau, the average hospitalization cost of cesarean section in the city's tertiary hospitals is 6137 yuan, and there are 11 tertiary hospitals that are higher than the city's average. 44% of tertiary hospitals.Among them, Union Medical College Hospital was the most expensive at 9,372 yuan, followed by You'an Hospital at 7,391 yuan, and Beijing Obstetrics and Gynecology Hospital was 6,625 yuan (Beijing Daily, March 25, 2009). (2) Education: 93,000-660,000 investment from kindergarten to university

Careful people have calculated an account. In Beijing, for a child to go from kindergarten to university, parents need to invest 93,000 to 660,000.The difference between these lies in whether you want your children to receive better education, whether you want your children to enter key schools, and whether you have a Beijing hukou. ("Youth Weekend", April 17, 2008) The Voice of China's "News Evening Peak" reported that many parents have recently reported that the "sponsorship fees" of their children's public kindergartens have increased. Among them, the price increase notice posted by a first-level demonstration kindergarten in Beijing is as follows:

"Due to rising prices, the sponsorship fee has been adjusted from the original '4,000 yuan/person/year inside the hospital, 8,000 yuan/person/year outside the hospital' to '9,000 yuan/person/year inside the hospital, and 18,000 yuan/person/year outside the hospital'." This increase Make parents overwhelmed. (China Broadcasting Network, September 13, 2010) Mr. Lu, whose child is studying in this kindergarten, has done some calculations. According to the new standard, children outside the kindergarten only need sponsorship fees, and the kindergarten will spend 54,000 yuan in three years.There is also a childcare fee of 540 yuan per month, a total of 19,440 yuan for three years.In addition, the kindergarten also offers various interest classes such as English, art, and dance, and each class charges 500 to 600 yuan per semester.Among them, the English interest class requires every child to participate.Calculated in this way, after a child studies in kindergarten for three years, parents need to pay about 80,000 yuan.

The so-called "sponsorship fee" is formally called "donation for education".A staff member of the preschool education department of the Haidian District Education Commission explained that since kindergartens are in the non-compulsory education stage, when the state funds are insufficient, kindergartens are allowed to make up for it by collecting "donations for education". Expense Details (2008 Data): Kindergarten invested about 29,400 to 170,000 in 3 and a half years Kindergarten fees: 700-3000 yuan per month, a total of 29,400-126,000 yuan Interest classes: 5,000 to 20,000 yuan

Other expenses: 300-600 yuan per month, about 13,000-25,000 yuan in three and a half years In addition to the 2,400 yuan admission fee and interest class tuition, the child’s food and clothing and other expenses generally range from 300-600 yuan) Primary and secondary schools: Non-Beijing residents pay about 60,000 yuan for "school selection fees" Beginning September 1, 2010, textbooks for compulsory education in the six districts of Beijing are all free of charge, and migrant children who borrow books from public schools will also enjoy the "same city treatment" of exempting textbook fees. ("Beijing Evening News") This is certainly good news, but it is not the whole story.The textbook fee is only 90 to 125 yuan per semester, and this part is waived.But parents have to pay a larger "school choice fee", especially the parents of students who are not registered in Beijing. Although the new version of the "Beijing Primary and Secondary School Student Status Management Measures" implemented on May 6, 2010 has expanded the scope of Beijing's recruitment of borrowed students, non-Beijing students with seven types of certificates will enjoy the same benefits as students with this city's household registration. equal treatment.But in practice, public schools still have a lot of independent decision-making power over whether to accept students.The school selection fee in the name of "donation" is the biggest obstacle for non-Beijing students to enroll. ("21st Century Business Herald" May 26, 2010) According to relevant data in 2008, the average cost of school selection in Beijing is the highest at the high school level, followed by the primary school level, and the lowest at the junior high school level, which are 27518.34 yuan, 19637.83 yuan, and 13694.85 yuan respectively. ("Beijing Youth Daily", February 18, 2008) Expense Details (2008 Data): 6 years of primary school investment of about 9,700 to 100,000 yuan School miscellaneous fees and book fees: 200 yuan per semester, 2400 yuan in total for 6 years Lunch fee: 130 yuan per month, a total of more than 7,000 yuan. School uniforms: Generally, students change their school uniforms 3 times in 6 years of primary school, a total of more than 300 yuan. Foreign language remedial classes: 8,000 yuan Composition tutoring class: 8,000 yuan Other expenses: 600-800 yuan per month, more than 50,000 yuan for 6 years School selection fee: about 10,000-30,000 yuan The investment in junior high school is about 5,600 to 97,000 yuan in 3 years Miscellaneous fees and book fees: 300 yuan per semester, 1800 yuan for 3 years Lunch fee: 6 yuan per day, about 3600 yuan for 3 years School uniform: 200-400 yuan Interest class: 320 yuan per month, 11,500 yuan for 3 years Comprehensive tutoring class: 7200 yuan Computer: 60,000-10,000 yuan (most students are equipped with computers in junior high school) Other daily expenses: 600 yuan per month, about 20,000 yuan in 3 years School selection fee: 42,000 yuan Invest about 7,600 to 100,000 yuan in three years of high school Tuition and miscellaneous fees: 3,780 yuan for ordinary high schools, 6,780 yuan for key high schools Lunch fee: 6 yuan per day, about 3600 yuan for 3 years School uniform: 200-400 yuan Extracurricular tutoring class: 4000 yuan Winter and summer cram school: 4,000 yuan College entrance examination sprint class: 1800 yuan Tutor: 2000 yuan Other expenses: 600-800 yuan per month, about 25,000 yuan for 3 years School selection fee: 30,000-60,000 yuan Universities: It is difficult to estimate the cost of refusing green card children to take the college entrance examination in Beijing However, after studying hard for 12 years, at the critical moment of the college entrance examination, non-Beijing students (most of whose parents hold "Beijing Work and Residence Permit", commonly known as "green card") cannot take the college entrance examination in Beijing. exam.Not to mention the impact on children's psychology, the content learned and reviewed before may not necessarily meet the requirements of the examination papers of the province where they are located.Some parents did not hesitate to take risks for this reason: they were deceived in buying Beijing household registration, were investigated for falsified school registration, and sent their children abroad to go bankrupt.But Beijing has never been able to properly address this issue.How should this cost be settled? In Beijing, the tuition fees for the first and second editions are relatively low, ranging from 3,500 to 6,000 yuan, while the tuition fees for the third edition are relatively high, and some are more than 10,000 yuan.At the same time, different departments have different fees, and the tuition fees of some art students are much higher than those of Chinese, history and other departments. (Jingjiu Evening News, May 15, 2009) Expense Details (2008 Data): University spends about 40,800 to 190,000 yuan for four years Tuition: 20,000-40,000 yuan Accommodation fee: 3600-6000 yuan Food expenses: 17,000-38,000 Computer: 60,000-10,000 yuan Mobile phone: 800-3000 yuan (some students in Beijing University of Science and Technology use 6000 yuan mobile phone, this special case is ignored) Other living expenses range from about 10,000 yuan to 95,000 yuan Travel: huge time cost, priceless Before March 2005, there was a household registration restriction for buying a car in Beijing, which meant that foreigners could not buy a car in Beijing, even if they had money.Now, of course, this problem no longer exists.This year, Beijing has received another 12.8 billion yuan in special financial subsidies to maintain the low fare operation of ground transportation and rail transportation ("Beijing News" July 22, 2010).Therefore, if you use public transportation in Beijing, the travel cost is indeed much lower than that in first-tier cities such as Shanghai. But in fact, the cost of travel in Beijing is very high. Although the money is relatively small, you have to pay a huge cost of time and physical strength. On August 24, 2010, the United States "Foreign Policy" made an inventory of the cities with the worst traffic in the world. Among them, Beijing, China ranked first, becoming a well-deserved "blocked city".Beijing residents spend an average of 52 minutes commuting to and from get off work every day, ranking first in the country. 84% of Beijingers said that traffic conditions have affected their work and study performance. ("Beijing Morning Post", June 7, 2010)