Chapter 36 35. Don’t expect to buy bottoms, you can buy when the general trend is bullish

When paying the first installment, the developer asked me to pay the taxes and the miscellaneous fees first. Sha Dangdang felt that the developer’s request was unreasonable. The house has not been paid yet. Why should I pay the miscellaneous fees first? The surname is Liang The sales lady explained a few words in a good manner. Sha Dangdang clearly knew that it was an untenable reason, but after thinking about it, it was less than 30,000 yuan, and it was taken out half a year in advance, so she didn't say anything more. When Sha Dangdang signed his name on the pre-sale contract, the sales lady immediately said happily: "Congratulations, Ms. Sha, for buying such a good house." For the first time, Sha Dangdang smiled for this house she liked.

The next day, Sha Dangdang went back to the company and talked to Yang Rui and Kong Lingyi. Yang Rui immediately said: "Why do you have to give it to him half a year in advance? Now is a great opportunity to buy the bottom in the stock market. It would be great if you have cash. You can get it for 30,000 yuan." Go buy stocks and let it go, maybe it will double in half a year, and it is hard to say that it will become 90,000. Maybe this developer will use your money to buy stocks!" After paying the down payment, taxes, fees and miscellaneous fees the day before, only the last 36,000 yuan was left in Shadangdang's cash account. I heard that 30,000 yuan is now used to buy stocks, "it will become 90,000 yuan in half a year. It's hard to tell." She immediately widened her eyes, and the eyeballs almost fell out.

Kong Lingyi giggled and said, "Yang Rui, you are here again! The stock can double in half a year—then why are we still working part-time!" Yang Rui snorted, a little annoyed at Kong Lingyi's challenge: "I said Lingyi, why don't you always believe me! Let's wait and see, it's better to teach others than to teach others. History will tell you what investment is. You What is the purpose of working part-time, to earn the first pot of gold! How to invest without capital!" Kong Lingyi still had a playful smile and said, "Okay, let's ride a donkey to read the playbook—wait and see! Dangdang, let's make a mark for him. Today is January 10, 2006. By mid-July, your house should also be repossessed." Alright, let's see if his stock has doubled. Otherwise, let's just make a bet, Yang Rui, what do you want to bet on, and be a middleman."

Yang Rui hesitated for a moment and said, "It's nothing to gamble on. Investment is not gambling." Kong Lingyi said: "Then don't gamble. If your stock doubles by mid-July, I will invite you and Dangdang to the South China Sea Fishing Village. If your stock cannot double, you invite us—a meal will not hurt you." Feelings, that’s all right? But first, you have to tell us which stock you bought and what price it is now.” Yang Rui lacked confidence and said: "It's all right, I won't tell you, I'm busy." Kong Lingyi laughed and said, "As soon as you get serious, you will slip away."

Now Yang Rui was angry, and he raised his voice and said, "Lingyi, don't provoke me! You don't know the rules of the world! Ask around, how can people who play stocks ask others which stock you buy? It's all other people's hard work, so why tell you! However, for you and Dangdang, I might as well say clearly that I just bought the bottom recently, and I have a heavy position in "Yunnan Copper Industry". The current price is about 4.3 yuan. Hold it, it won't move for a year!" Kong Lingyi was not angry, she immediately looked it up on Sina and declared: "That's right, the current price of Yunnan Copper Industry is 4.4 yuan. Let's see in half a year whether it is 13 yuan or 2."

Sha Dangdang has been listening to the exchange of words between the two. She opened her mouth blankly, looking at Kong Lingyi for a while, and then turned her face to Yang Rui, her jaw almost dropped.Seeing that Yang Ruizhen got up to leave, Sha Dangdang came back to his senses and quickly grabbed Yang Rui and said, "Yang Rui, there are so many stocks, why did you buy 'Yunnan Copper'?" Yang Rui waved his hands impatiently and said: "I really have to go, there are a lot of things to do. Let's talk later, Dangdang." Kong Lingyi reminded Sha Dangdang: "Dangdang, I'm not talking about you. You don't know the rules of the world better than me. It's good if people tell you that you bought 'Yunnan Copper Industry'. You still ask why. If you are interested, go to Research done."

Sha Dangdang came to his senses, and said a little embarrassedly: "Thank you, sister Lingyi, my sister taught me a lesson. I just don't know what's good about 'Yunnan Copper Industry'. I think that since Yang Rui bought it, he must have confidence in it. .” Kong Lingyi said: "That's natural. It's like why are you in a hurry to buy a house? You're not going to get married and wait for a house to live in." Sha Dangdang said: "I am alone, and it is actually very convenient to rent a house. The main reason is that I am worried that housing prices will continue to rise. The speed of my savings cannot keep up with the speed of housing prices."

Kong Lingyi said: "That's it. Yang Rui bought 'Yunnan Copper' because he firmly believed that this stock could go up. If you want me to say, ordinary people, don't expect to buy the bottom. You can buy it if the general trend is bullish. I just can't listen to Yang Rui The saying of doubling. If you really want to buy stocks, you should buy stocks you understand and work in industries you are familiar with.” Sha Dangdang asked without shyness: "Ling Yi, I don't know any stocks or any industry, and I really want to buy stocks, what should I do?" Kong Lingyi also became impatient with the question, she lowered her head and sorted out the information in her hands, while she was absent-mindedly dealing with the unprecedentedly high thirst for knowledge and said: "It's not that you have no idea about any industry, don't you believe that housing prices will continue to rise? , This shows that you are optimistic about the real estate market - the leading real estate stock is 'Vanke', you can just buy some and watch it."

Sha Dangdang immediately asked: "Which two words are Vanke?" Kong Lingyi couldn't bear Sandang, and thought that this girl is ignorant enough, how did she graduate from college?Kong Lingyi spoke quickly: "Long live, ten thousand, science." She was afraid that Sha Dangdang would continue to pester her, so she ran away as fast as she said. In the evening, Sha Dangdang asked Ye Tao if he knew where he could buy stocks, such as a bank or a stock exchange. Ye Tao thought for a while and said, "My brother-in-law is an old stockholder. It seems that you need to open an account with a securities company first, and you need a shareholder certificate to buy and sell stocks. After you have a stock account, you can trade online."

Sha Dangdang got excited when he heard it, and asked: "Then did your brother-in-law say whether you can buy the bottom now?" Ye Tao scratched his head and said, "He's always on business trips, so it's rare for me to see him, and my brother-in-law is not very talkative, so I can't figure out what he's thinking. Or, let my sister ask him later." Sha Dangdanglian said: "I want it. By the way, remember to ask, can I buy 'Vanke' and 'Yunnan Copper'?" ... Ye Meilan went out this afternoon to finish her errands, and seeing that it was still early, she stopped by her mother's house to have a look.Ye Mao and his wife happily told her that Ye Tao had a girlfriend, "He's quite rich, and he's even a manager!"

Ye Meilan asked her mother very interestedly, "Are you pretty?" Ye Mao's wife got the benefits of Sandang, so she tried her best to tell the truth on the basis of being true to the facts: "Tall, fair skin, big face, big eyes, long hair." Ye Meilan asked: "Is it thin?" Ye Mao's wife said: "Neither thin nor fat, it's just right. The mouth is quite sweet, and the temper seems to be good." Ye Meilan was very happy when she heard that: "Why don't you invite her to your house for dinner? Tell me in advance, and I'll come and see you too." Ye Mao said: "The day we came back from Sanya, Ye Tao couldn't leave for work. She went to the airport to pick us up. Later, I asked Ye Tao to invite her home for dinner. Ye Tao said that she was very busy recently and waited for the New Year's Eve. Say it again." Ye Meilan was taken aback: "You guys went to Sanya? When did you go?" Ye Mao's wife said a little embarrassedly: "We went there for three days in total. We left in a hurry and didn't have time to tell you that it was your brother's girlfriend who invited us." Ye Meilan suddenly remembered something, and asked suspiciously: "Is this girl the Sichuan girl you talked about last two months?" Ye Mao and his wife answered vaguely a few times, and Ye Meilan was very surprised, because according to her mother's description on the phone at the time, this "Sichuan Laomei" was very unruly. He played the game like an old man, what's more, he spent the night at the man's house the first time he came to the house.Ye Tao had dated a few girls before, but none of them had a long-term relationship, so Ye Meilan listened to it at the time, and didn't take it seriously, thinking that this time it was another new human being whom Ye Tao was dating again. It will be broken in two months. Right now, Ye Mao and his wife suddenly took an 180-degree turn in their evaluation of others. Ye Meilan was very puzzled, and questioned: "Last time when you mentioned that girl, how sharp-eyed (dialect, meaning mean) should be? Why are you praising her like a fairy now?!" Ye Mao's wife bit the bullet and said, "Meilan, don't talk nonsense in front of your brother, when did our eyes get sharper!" Ye Mao felt that this was a big issue of right and wrong, and he should clearly state his position, so he took out his parent's identity and said: "Meilan, Sha Dang became a manager at a young age, and I heard from Ye Tao that she was planning to buy a house in Tianhe." ——You can be regarded as young, promising and strong, and she is a good match with our Ye Tao, your mother and I are very satisfied with her, and now, the neighbors are all jealous!" When Ye Mao said the last sentence, his wife immediately echoed enthusiastically: "Yes, yes, the wife with a big belly said when she saw me, the Ye family was lucky, the son-in-law was found well, and the daughter-in-law was found like this!" it is good!" Ye Meilan knew very well that her natal parents always had a show-off temper, and she was still not at ease even if they talked about it, she asked, "Ye Tao is a person who can't keep money in his hands, will this girl live?" It seems that the woman has a serious job, but it may not be as rich as the old couple boasted, and Ye Tao is poor and white, so Ye Meilan is very worried about whether the woman will live well. Ye Mao heard her say that Ye Tao "can't keep money in his hands", although he knew that he didn't reflect his meaning, he was still a little uncomfortable, he coughed dryly and said: "What do you mean you can't keep money? In order to make money, It is inevitable to invest money first. Sandangdang is very good at living, so you can rest assured." Ye Meilan was very suspicious: "Last time, you said that she is like a grandpa in our house, who knows how to play when she is full. How do you say she is good at living?" Ye Mao's wife came closer and said with a mysterious look: "Ye Tao came back last night and said that Sandangdang wanted to buy stocks. He said that the price is very low now. Looking for you." When Ye Meilan heard this, her back tensed, she arched her back like a cat anticipating a catastrophe, her eyebrows almost stood upright, and her voice suddenly became sharper: "Why do you want me? I don't have money to trade stocks for them!" Ye Mao waved his hands triumphantly and said, "Where did you think! Don't worry, Ye Tao has found such a rich wife, I don't think he will ask you for money again in the future. He wants you to ask Sun Jiandong, how to open a stock account. Anyway, just wait, maybe he will call you later today." Ye Meilan relaxed like Yu Sheng after the catastrophe, and the family of three was immersed in the joy of everyone.At this time, Ye Meilan could not care about the topic just now, and asked the old couple: "If you want to buy stocks, you can live?!" Ye Maoli said bluntly: "Why not! They have money, and in the future they will hire an hourly worker to do the housework. How much is the labor worth? Your mother can also help - as long as Sandangdang knows how to make a lot of money, they will be able to live !" When Ye Meilan heard that her father's words meant exactly the same as her husband Sun Jiandong's point of view, she was deeply frustrated, and her momentum lowered by half, and she reluctantly responded: "Is it sure to make money by buying stocks? People say to stay away from the stock market and stay away from the stock market." Drugs, I only see people around me losing money by buying stocks, but I can’t see which one is really profitable.” Ye Mao was very confident in Sha Dangdang, he said: "Hey~~ Don't say it! I see that Ye Tao has been watching stocks at home every day recently. He and Sha Dangdang have studied it together. Now the stock price is cheaper than cabbage hearts. When others are afraid to touch it, we have a chance to make a fortune! If you wait until everyone knows that there is a good place to make money, you will rush to it, let alone drink the soup, I am afraid there will be no dregs left—— can There are always a few people who make money, fools give money to others, there are no fools who give money, smart people make money! I think this time, Ye Tao and Dangdang made a lot of sense." Ye Mao’s insights this time fully revealed his wisdom as a skilled worker. His views are 50% consistent with the views of the famous investment guru Buffett - "I am greedy when others are fearful, and I am greedy when others are greedy." Sometimes I am afraid", at the same time, he also expressed his evaluation of those who are unwilling to be lonely. Ye Meilan said dissatisfiedly: "Dad, isn't that what you mean by selling high and buying low? Do you know where is high and where is low? If you can know, no one else will know! flying knife!" Ye Maoniu coaxed: "I don't know which is high and which is low, but you didn't say it all at first, but now you say you should stay away from the stock market and stay away from drugs, which means that no one wants to touch the stock, so you can buy it! " Ye Meilan was furious, and pushed him back, "It doesn't hurt to stand and talk, go buy it!" Ye Mao hit the snake and said smoothly: "If you lend me money, I'll buy it!" Those who wear shoes are afraid of those who are barefoot, so Ye Meilan shuts up and walks away. In the evening, Ye Meilan did receive Ye Tao's entrustment. She immediately remembered the 500,000 yuan that disappeared from Sun Jiandong's stock account four years ago. Since the two fell out during the Spring Festival in 2002, Sun Jiandong changed the account password. Ye Meilan has no idea how much money Sun Jiandong has left. Ye Meilan really wanted to tell her brother about her husband's deep involvement in the stock market, but in the end she didn't dare to say a word, she just persuaded worriedly: "People around me say to stay away from the stock market and drugs. The stock market is treated as a drug, you both have good jobs, and you can pay for the house by slowly saving money, why bother with stocks! Anyone who wants to get rich overnight will be caught by others in the end! If the stock It’s really so easy to earn, that’s why not everyone is on it! Don’t listen to Dad, if he’s right, why can’t he make any money in his life! Doesn’t he struggle less? Since you are so satisfied with this wife, It’s even more important to calm down and go to work, don’t let the cooked duck fly away again.” Ye Tao comforted her and said: "Sister, don't worry, Dangdang is just for fun, just as practice. Stock trading is like driving a car. It is a skilled job. You can get a feel for it with more practice. I have read a lot of financial analysis on the Internet these days. The stock market has been falling for four years in a row, and the real economy is not bad. I guess, if you buy now, the opportunity must outweigh the risk." In a few words, Ye Tao's cleverness was revealed. Ye Meilan heard what her younger brother said, and felt that it seemed reasonable.Anyway, she has persuaded everything that should be persuaded, she has fulfilled her responsibility as a sister. When Sun Jiandong came home in the evening, Ye Meilan came forward to ask for advice. Sun Jiandong said disapprovingly, "Ye Tao hasn't even passed the probationary period. If he doesn't work hard, why speculate in stocks! Does he have capital?" Ye Meilan explained: "It's not Ye Tao himself, it's his girlfriend, and that girl is a manager." Sun Jiandong was as surprised as if he had discovered a new continent. He asked Ye Meilan seriously: "Manager? The manager of what company? How old is that woman?" Ye Meilan said: "It's about the same age as Ye Tao, so I don't know what company it is." Sun Jiandong gave a "cut" laugh, wrote down a phone number on a piece of paper and pushed it to Ye Meilan, and said nonchalantly, "Give her this phone number and ask her to bring her ID card to the stock exchange to become a shareholder." Card, open a personal account, and she will know how to buy and sell stocks." Ye Meilan had a strong sense of responsibility, and asked, "Jiandong, do you think it's okay to buy the bottom now?" Sun Jiandong said: "I didn't open the stock market. If you ask me, who should I ask?" Ordinarily, what Sun Jiandong said has already shown his attitude, but Ye Meilan is like her mother, what she lacks most is cleverness, and she still asked: "Can you buy 'Vanke' and 'Yunnan Copper'?" Woolen cloth?" Sun Jiandong thought to himself, a person who doesn't even know where to buy stocks actually wants to make a fortune in stocks in a big bear market. Others don't know how much effort it takes to study stocks. How can she say "Vanke" and "Yunnan I want to get the answer to whether the copper industry can buy it. He stopped chattering with Ye Meilan, turned around and walked away, and squeezed two words out of his throat: "Ridiculous!" Ye Meilan didn't hear what her husband said clearly, but knew that she couldn't ask for an answer. The next day, Ye Meilan called Ye Tao and told Ye Tao the phone number, and told him to go to China Merchants Securities to open an account first, and then said: "Your brother-in-law said that no one can tell the current stock market situation. people." Sandangdang has typical sales professional characteristics and is very capable of action. She did what she said, and first asked Ye Tao to accompany her to open an account. Then she invested more than 30,000 yuan and bought 7,000 yuan at a price of 4.5 yuan per share. Shares of "Vanke".More than 30,000 yuan is an insignificant figure for people who play stocks, but in terms of her cash assets, it is almost exhausted. Kong Lingyi shook her head when she heard about it, and said that Sha Dangdang was "stupid and bold", but Sha Dangdang was still cheerful and worried: the salary in January will be paid in a few days, and she is sure of the bonus this time It will be a little more than last month. She asked clearly when signing the pre-sale contract that the mortgage will not be repaid until April, so what are you afraid of!He only hated himself for listening to the person surnamed Liang and paying the living and miscellaneous expenses in advance, otherwise, he could have bought 3,000 more shares of "Vanke"!