Chapter 7 Chapter 5 The Acrobatic Tightrope of Life: Spiritual and Financial Balance

Aspects 1 and 2 Now we have reached the most important stage in the goal-setting and planning process, the one that is decisive for true happiness.The principles I have described above will bring material abundance to your life, but abundance does not equal happiness. True happiness can only be achieved through a balanced life.Have you ever seen an acrobat perform a tightrope walk?He walks with firm, careful steps, swinging his balance bar from side to side, everything so gently.He moved forward inch by inch, never taking his eyes off the wire rope.This, like maintaining perfect balance, keeps his muscles moving and guides him to move safely, averting his gaze or exaggerating any movement could mean catastrophe, even loss of life.Balance is a critical factor both for the tightrope walker and for us.All natural laws are based on balanced natural laws.As I have stated precisely before: "If I had to choose a word to describe the law of nature, that word would be balance." Because the law of balance applies to everything in the world: the universe, animals, plants, everything that exists, and of course it also Applies to you and me.When the law of balance in nature is violated, nature suffers!

When the law of balance in the world is violated: people themselves are suffering! Each of us must learn to live on the solid foundation of this great natural law.Let the law of balance guide your life, and you will create far more happiness than you ever dreamed possible; if you are in balance with the world around you, you will be happy!You cannot be happy if you are out of balance with the world around you!Isn't it simple?Simple to the extreme, but also extremely important! Let me show you how to apply the laws of balance in your own life so that you can enjoy the abundance and happiness that will rain down on you.

A person's life consists of four main areas: spiritual, financial, educational, and recreational.If you want to be happy, you must learn how to set goals and plan in these four main areas.Without proper coordination of these four areas, your life will be out of balance and you will not be happy.Let's examine these four areas that so crucially govern your life. Part 1: Spiritual Balance Do you know someone who is out of balance spiritually? Maybe you've heard of someone who was so obsessed with things in the spiritual world that he went insane.As a result, people are reluctant to associate with him.People avoided him, and he couldn't fulfill all his dreams.It's just for one reason: he's off balance in some way.In great contrast, you may have heard of someone without any spiritual life.He leads a disorganized and unhappy life because he has no real friends and his actions do not contribute to the formation of pure friendships.These two examples are at opposite extremes, but both clearly illustrate the importance of the question of balance in the spiritual life.Anyone living in this century who thinks honestly will eventually come to the same wise conclusion: there is a supreme being whose power and wisdom surpass all others.The prophet Isaiah, in his inspired book of the Bible, recorded the following words of the Creator: "There is no God but me. I am the God of justice and the Saviour; There is no other god but me." Human nature contains an inherent urge to worship something.This worship takes various forms, idealistic or materialistic.But the Bible says there can only be one object of worship and that object is God.When man's eyes are fixed on God, his life will be as happy and happy as milk and honey flowing!Why object to this?Join the ranks, put your heart and soul into this race, and you will find happiness and success.Set clear spiritual goals so that you and your family can enjoy a balanced, fulfilling and meaningful life that you won't regret: Trust it!

Part Two: Financial Life Balance Maybe you have a friend who is out of balance financially.Everything this man does is for money.Money is a paranoia and the pursuit of it leads to a complete breakdown of his personal life and family harmony.Because of money, people lose friends and end up as broken, miserable people. In 1923, nine of the most successful financial figures in the world met at the Embankment Hotel in Chicago.In terms of money, each of them holds the power of the world, everything in the world that can be bought with money is in their hands, they are rich, very rich, very rich, read their names and occupies the position:

Chavins Schwab: president of the largest steel company Samuel Insall: president of the largest electronics company Howard Hopson: president of the largest gas company Arthur Cotton: largest wheat speculator Businessman Richard Whitney: Chairman of the New York Stock Exchange Albert Fall: President Harding's Office of Finance and Economics Specialist Jesse Leigh Fisher: Wall Street's largest "futures giant" Ever Kruger: Leader of the world's largest franchise company Leon Fraser: Chairman of the International Housing Bank Impressive bunch, huh?Would you like to switch places between yourself and someone on this list?Before you make up your mind, let's take a look at the situation 25 years later, in 1948:

Chavance Schwab ended up bankrupt and lived entirely on borrowed money for the last five years of his life. Samuel Insor not only died in a foreign country as a fugitive, but also penniless when he died. Howard Hopson was insane. Arthur Cotton was bankrupt and died overseas. Richard Whitney has just been released from prison. Albert Fall was released with early commutation of his sentence, so he was able to live in poverty at home. Jesse Lefemmer died by suicide. Efer Kruger took his own life. Leon Fraser also committed suicide. Now, are you still deeply moved by this group of people?Huge amounts of talent and potential were given to these people, and what happened? Their lives were out of balance! In Ecclesiastes, chapter 5, verse 10 we read: "The lover of money is not content with money." but whoever desires abundance and is not satisfied with gain is also vanity." At the opposite extreme, you find someone who thinks that money has no value.Unable to support himself, he lived in abject poverty.He relies on alms from well-wishers for his necessities.This person is as financially unbalanced as anyone who is crazy about money.Somewhere in the middle of these two extremes is a perfectly balanced spot where you can have money and be happy!

In almost every case, the single big problem these extreme people face is not knowing how to manage their money.Most people just don't know how to balance money and a happy life, at least at first.You give up a lot of things in pursuit of money, like family life, friendships, personal hobbies, etc.; and if you don't give up anything, you'll never have money.It's that simple, but almost no one really sees it!King Solomon put it this way: "He who loves pleasure will be poor, but he who loves wine and oil will not be rich." (Proverbs 21:17) Said this by a man who may have accumulated the greatest wealth in history.

If you really want to accumulate money, here are seven things you must do. Number one, never buy on credit: Take out your credit cards, tie them up with a rubber band, put them in the back of your drawer, and forget about them.There are countless examples of how overdraft accounts and credit cards can get a person into financial trouble.Remember: "The rich rule over the poor, and the debtor is the servant of the creditor." Second, don't simply consolidate your bills into one place: In theory, this is a common practice, but it doesn't turn out the way you planned.You might consolidate all your bills into one monthly payment, but at exorbitant interest rates, resulting in a new consolidated debt to pay, plus many new debts.The new debt arises because the bad money management habits of the past have not been changed.If you're heavily in debt, devise a repayment plan, call all your creditors, tell them your plan, and promise to pay it back.You will find that they are very willing to work with you.

Third, don't shop on impulse, put a blackboard on your kitchen wall, and write on the blackboard when you want to buy something. Then after a month, if you still want to buy it, put it in your budget.In most cases, you will find that your desire to buy has disappeared without a trace. Fourth, create a budget, buy a ledger and start recording your income and expenses, determine exactly how much you spend on necessities and luxuries each month, and stick to it.Watch every penny you spend! There is a proven principle that goes, “If you can’t live on $500 a month, you can’t live on $5,000 a month.” You say, “Maybe so, But I definitely want to give it a try!" The truth is, the principles are the same. If you have trouble living on $500 a month, you'll have just as much trouble trying to live on $5,000 a month, and you'll find it's like The same as when you are earning $500 a month, your old bad financial habits will lead to earning $5,000 and you still have nothing to spend.The only difference is that when you're making $5,000, you're getting yourself into more trouble.Consider this principle carefully, it is true!

Fifth, pay yourself first, saving a little for yourself every time you get your income check.It might not be a lot at first, maybe just $1 a week, but as you develop good habits, habits of saving, the numbers will grow.William B. Johnson started saving money early in the century, and the money went from small bills to bills to hundreds of dollars.When the Great Depression hit, he used the money to take advantage of other people's bad luck.Purchased their land at a very low price.He became a wealthy landowner by developing the habit of thrifting and saving so that he could take advantage of opportunities.In the 21st chapter, verse 20, we read the following accurate description: The house of the wise has treasures and ointment, and the fool swallows them as they come.Your savings account won't add a penny other than waiting for you to pay them money, so pay yourself first; save.There are many little tricks you can use to motivate yourself to save money.Try this: Keep an empty coffee can in the bedroom and toss every penny in your pocket into it every night; when cashing a check, take an extra $1 and add it to your savings.Devise little tricks like these to help you save money, and your goal should be to save 1/10 of your income.

Sixth, how to pay the monthly bills. When you pay the monthly bills, pay them in this order. 1. Churches or other charitable organizations; 2. Savings, insurance, food, housing; 3. Everything else.Working like a magic spell, this program will help you focus on those essentials and let everything else work itself out.Believe and try it! Seventh, investment.Allow me to outline for you the following five steps to good financial management.This approach has never worked in accumulating wealth, and taking this approach will ensure you live a life of financial security.A. Basic needs: When you start on the road to accumulating wealth, you must first meet food, clothing, housing, and then consider investing in other things. Go to the next step, and for people with this ability, the next step is: B. Insurance: When you plan for financial success, you must protect yourself from possible financial disasters through life, health, and accident insurance , these protections keep you from financial ruin.Some people have made it to meet daily needs and insurance but have never been able to move forward, but for those who have done this, the next step is: C. Cash Fund: As you grow financially, you need to build A cash fund to keep you covered for emergencies and opportunities.Open a savings account, build it until it's equal to 6 months of your income, some people do it for daily needs and insurance and build a cash fund, but have never been able to move forward, but for those who have done this For example, the next steps are: D. Undeveloped areas: Investing in undeveloped areas is a relatively safe and high-return investment method.Usable land is limited, and the population is growing, so there is less and less usable land left.Landowners, will eventually rule the world again, just as before the Industrial Revolution.Land generally doesn't depreciate in value, so buy undeveloped land while you're accumulating wealth.Some people have done the above and never made it one step further, but for those who have done this, the next step is: E. Stocks and funds: The final step in building wealth is to buy stocks and funds.This is exactly the last step, and since this is a speculative investment, this step may prove risky and one must always proceed with caution when making this type of investment.These are the five steps to good financial management.As they have brought wealth to many, so they will bring wealth to you.Generally, the only problem arises when you feel that the five steps are too slow and you decide to "do it faster" and skip five steps all at once.Be careful when you do this!You are walking into financial disaster, stick to these five steps, they work. There is an ancient mystical truth about wealth that is so easily destroyed. "The Bible" does not say that money is evil, "The Bible" says: "The love of money is the root of all evil." (1 Timothy 6:1O) People can make choices.People get money by providing services and are free to spend it as they please.If he spends it on things of value, then money is good; but if he spends it in an evil way, then money becomes evil.Money itself does not choose how it is used.People are the key to the problem, and people must make choices.Pastors sometimes make a point, denounce money as evil, and then end their sermons with an appeal to raise more donations to meet the church's financial budget.If money is evil, why is it used to keep the church going?This is proof that money isn't evil, it's just that people can make it so.In order to accomplish nearly everything of value in life, money is needed.Money is needed to print worthwhile literature; money is needed to maintain churches, hospitals, and educational institutions; money is needed to help the poor and poor; and money is needed to get this book into your hands.It is good when people have the right motives and choose to use money for worthy causes.When you start amassing large sums of money, you will be faced with a new problem, opportunities, good and bad, which you have never tried before, will start to tempt you.All of a sudden, the world, with all its lures, stands at your door, and if you have legitimate goals and plans, then having a lot of money and being attracted to opportunities will not disturb your happiness and peace of mind.Without goals and plans to protect you, you will be destroyed.Jesus said: "It is harder for a rich man to get into heaven than for a camel to go through the eye of a needle." This shows that when you have enough money, the temptation to do evil things is great; , his peace of mind would be destroyed, and his relationship with his Creator severed.When this relationship is disturbed, you lose your balance with the great natural laws of the universe, and you lose the good life you could have had.But if you have legitimate goals and plans to guide you and hold on to them firmly, then this kind of thing won't happen.There have been many rich people in the past, and there are countless rich people today, who have entered the perfect and harmonious kingdom designed for them by the Creator.While it may not be easy for the rich to achieve the perfect balance, it can be achieved with goals and planning, and thus keep the path to happiness and success smooth.The way a person views money is extremely important.When the desire for money becomes the number one priority, you are financially out of balance.Money has become the master, not the servant, and applying the laws of balance to your life will teach you to use money in the right direction and will guard your happiness and success.One cannot be rich if one does not help others.Study the success stories of great men and you will find that many of them were generous in the use of their wealth. IC Benny and RG Letonou amassed vast fortunes, and both attribute their success to sharing their wealth with others. I have discussed the principles of sharing with many successful business people.They tell me that they really are afraid not to give, which is a great fear.Happy and successful people will be quick to tell you, "The giver will get more!" This is a law of nature, mentioned many times in the Bible and elsewhere. "Those who give away will increase; some who are stingy and stingy will become poor. Those who give alms will be rich; those who nourish others will be nourished." I know some people who donate 40% to 50% of their income, and some people earn 50% of their income. US dollars give $4.Naturally, these people are now well off and can afford to give away such a large part of their income, but even when they were not rich they had formed the habit of giving alms as a natural means of accumulating their wealth. law. The Bible tells us that the Creator favors those who are happy to give, and if they give with the right attitude, their giving will bring many times the rewards.One should not give with the expectation of getting something. Only when one gives selflessly without expecting anything in return, will they be rewarded a hundredfold. Giving without a proper attitude is meaningless.How much you give is not important, but the attitude you take when you give is extremely important, and if you give in the way the Creator intended us, you will be generously rewarded.After just discussing the five steps to good financial management, it seems out of place to immediately discuss wealth and the concept of giving to others.I did this on purpose, and the following example of an actual giver will prove me right: Jess Ruddell walks exhausted behind his mule while his plow just raises clouds of dust, 40 acres The land has no water at all except a few drops of rain in recent months.There was little hope for his three-month-old bride, and the family only had enough food to last until Saturday, three days later.There was little fodder for the mules in the barn, and Jace paused, wiping sweat from his brows, dust caked in the wrinkles of his face.The skin was tanned.Hat in hand, he turned his face to the sky and said, "God, if you send me a dollar on my way, I will repay you with my life." Now, as a wealthy farmer , he recalled it for me, after he had just paid a large sum of money for a charitable project with great gratitude.This act of kindness went on for years, at first pennies, and as he prospered, bills, and eventually checks, grew in larger and larger denominations.He said, "You know, the sky didn't rain gold on me and my mule right away, and we didn't have any more food than we used to when it got dark, but the mule plowed a little better anyway, The soil is holding moisture better, and we survived the recession. But I will tell you one thing, I like to give, I like to share, and it all started with that promise." Where will you get the money to start giving? There is only one source, the fruit you earn.Your money must come from some kind of useful service you provide to others.You will be rewarded directly in proportion to the services you provide, no more, no less! Do you have any new services to offer?Probably not, the vast majority of people can provide useful services in the jobs they are currently doing, and when people want to earn more money, their first impulse is to find a better job - a better job. Fat pastures.All too often it happens that the replacement job turns out to be that the grass on this side isn't actually greener than the other, and, more often than not, the replacement makes things worse, not get better.Where you are now, you probably have a gold mine, don't underestimate what you have.Establish your goals, create your plan, and deliver the best service you can in your current job.If you make up your mind to change jobs in the future, you'll be in a much better situation to do so.Get into the habit of always giving more than you get paid for your work.Someday you will get paid more for the work you do.If you start your work early, finish later, and do more during your working hours, you're bound to get a boost.If you didn't get promoted, why?Wait for a reasonable amount of time, maybe a year, and talk to your immediate boss to try to discover what opportunities lie ahead.If you don't get any encouraging news, then, and only then, it would be wise to try to find other work.If you work in sales, pay more and work better.You will be rewarded directly in proportion to the services you provide, and if you want more, do more! There is only one way you will be able to earn money in large quantities on a solid basis, the What is the method?Service, success, and then money. Sustained success is a gradual process, and one must begin with service and no other way.Unfortunately, the vast majority of people want money in the first place, they need everything to be done, brought to them on silver platters, and today, but that's literally asking for a stove that doesn't exist yet. Heats up while refueling.This is impossible, without the fuel, there would be no heat.The same is true in matters of money, if we really want to get it, we must first provide service.On this point there is no doubt that the people who have provided the real service will enjoy the success and the money will be poured into the hands of the successful ones in the long run, not in the short run.There are some short-sighted views, typically such as wanting to get money today before the service is provided, which can kill people.People who think in this shallow way usually end up getting nothing.I have good friends who are lawyers and have paid a considerable price to qualify to practice the profession.It involves years of education, training, and exercise until they open up for business, and after that it's another five or six years before they're rewarded handsomely for their work.Consider how much a doctor pays to be successful, who has also gone through years of education, training, and exercise.It is not until he can actually work for an average of five years that they can develop their careers to a satisfactory level and gain financial freedom. Every professional must pay for success, and in addition to years of preparation, there is service.No matter what the job you may be doing, the price is the same, if you really want to make a lot of money, you have to be prepared to pay the price, the service.If you provide valuable service with enthusiasm, you will be richly rewarded, and the rewards will continue to flow.Your rewards may come in the most unexpected ways and from the most amazing places, but they will come, serve, and succeed!Remember this basic rule and you will achieve lasting success: service, success, then money! I know there are people out there who are not motivated by money, and I happen to be one of those people.So I have a better understanding of the issues they face as they struggle to live a more fulfilling life.When I was in sales, I found that the goal of money didn't motivate me to go out and sell at all.The money is enough to motivate me to want to live comfortably and pay the bills, but not enough to get me farther than, say, hundreds of thousands of dollars a year.Because I can't just use money as a motivation, I have to establish lofty and worthwhile goals in life, not go out every day to sell and make money.So I set big, worthwhile goals and planned to help others.Every goal creates a need for me to earn more money to achieve it.This book is a living testimony to the power of goal planning because it is one of my long-term goals. Only humble minds will only be motivated by "sales", while noble minds should be motivated by farther and more valuable goals.Once the goal is established, sales are the tools used to make it a reality.So if you are not motivated by money, set a goal that needs to be achieved with money and it will motivate you to be highly successful.I only ask for a coin from life, and life will give me no more.It's just that I'm begging every night when I count the empty cash boxes.Because life is a just employer, giving everyone as much as they ask.But once you figure out how much to pay, heck, you have to be able to afford the task.I was doing my servant's work, only to find out with dismay.It turned out that no matter how much I asked of life, he would have been willing to pay.Money alone won't bring happiness, but you can't be happy without it, balance is the key to everything.You must accept the following principles before reading the next chapter. First, true happiness can only be obtained by living a balanced life. Second, to be both happy and successful, you must create plans in four areas: spiritual life, finances, education, and entertainment. Third, God favors those who give happily. Fourth, service, then success! Accepting the above principles means that you are one step closer to a happy and prosperous life. KEY POINTS TO REMEMBER First, when man's eyes are on God, he will live a life flowing with milk and honey. Second, most people just don't understand how to balance money and happiness. Third, if you can't live on $500 a month, you still can't live on $5,000 a month. Fourth, the Bible does not say that money is a sin. Fifth, in order to accomplish almost everything worthwhile in life, money is needed. Sixth, if a person does not help others, he cannot be rich. Seventh, the giver gets more in return. Eighth, develop a habit: work will always pay more than you get paid. Ninth, service - success - then money! Tenth, lasting success is a gradual process. Eleventh, money alone will not bring happiness, but you will not be happy without it, balance is the key to everything.