Chapter 7 second quarter

Hejialou. "Sima Chun's father, Uncle Yun, may be difficult to see." Chen Liang smiled and poured a glass of wine for Cao Youwen. "He is busy, and I haven't seen him since I returned to Beijing." "I heard that the pure father has been made a marquis?" Cao Youwen asked. "Sima Chun's father was granted the title of Marquis Marquis of Yunyang, the founding state of Yunyang, and was promoted to be a doctor of the Military Selection Department of the Ministry of War and also a lecturer of the martial arts school. The Military Selection Department is the most beautiful post in the Ministry of War. It is in charge of the appointment, promotion and transfer of military officers below the sixth rank, and is also in charge Martial arts; he also has a part-time job in the martial arts school, and now he travels between Bianjing and Zhuxian Town every day, and he is very busy." Fan Xiang said enviously.

"Marquis of Yunyang!" Cao Youwen said with a smile on his dark face, "Back then when we made our friendship with the brothers, we all knew that Sima Chunfu was definitely not someone in the pool. Today, Chunfu is indeed the first to confer the title of Marquis. But Back then, although I knew that Chunfu was versatile in both civil and military affairs, I always thought that Chunfu's magnificence must be given to him to rule the world. How could I expect that he would expand the territory. The fate of life is really unpredictable." Chen Liang took a sip of his wine with a smile, but didn't speak.Sima Meng wanted to be promoted by the deputy capital of the Privy Council and the part-time governor of the Fangguan. On the one hand, he had made great contributions, but on the other hand, it was also to prevent the staff from being controlled by one person for a long time.In fact, if it's important, the Wuxuan Division can't compare to the Zhifangguan.This personnel case was strongly opposed by Pan Zhaolin, but Shi Yue did not listen to Napan Zhaolin's opinion.However, the princes of the two prefectures did not treat Sima Mengqiu badly. Not only did he confer the title of Marquis of Yunyang, but it was also rumored that he might succeed the Privy Council in the future. .

But Fan Xiang laughed and said: "Your Uncle Cao Yun is not bad, and you can be called rich and invincible now. I spent 150,000 yuan in Jieshen Lane, my boy, my lifetime salary is probably not so much." "Fan Zhonglin has always been good-looking when he got a bargain. Do you want to trade it with me?" "Change it, I'm afraid you don't want to. I will move tomorrow. I will move to Xiguangzhai, and you will live in my bird's nest." Hearing their jokes, Chen Liang also laughed and said, "Uncle Yun, you are at a loss. Fan Zhonglin has just been promoted to a housekeeper. It's not so fast to corrupt the law. His house is empty. If you want to change with him, you have to wait." In the past few years, it won’t be too late to change after he is promoted.”

"Tsk tsk! We all know that you, Chen Zirou, have the best relationship with Uncle Cao Yun, but there's no need to separate relatives like this, right?" Fan Xiang sneered, "I said this person's heart is becoming less and less honest!" Chen Liang ignored him, and only smiled at Cao Youwen: "Don't bother with him, there is no cure for him. I only found out after I came back that he dared to joke around in front of Prime Minister Shi." "Does Prime Minister Shi not blame you?" Cao You asked in surprise. Chen Liang shook his head with a smile: "Even Mr. Sima tolerated him, let alone Mr. Shi. In this world, only Pan Qianguang can cure him..."

Fan Xiang laughed and cursed at the side: "Chen Zirou, you will ruin my reputation." On the other hand, he smiled at Cao Youwen, "Uncle Yun, you have to be careful, this place in Bianjing is full of liars, what do you want to do, don't mess around believer." "This Fan Zhonglin is right." Chen Liang smiled, but turned to look at Fan Xiang, "That's why I asked him to come to you." "Looking for me?" Fan Xiang glanced at the two of them suspiciously, "Is Uncle Cao Yun really going to do something? If you talk to Prime Minister Shi, it will be fine."

"This matter is no small matter. Looking for Prime Minister Shi now will definitely hit a wall. After thinking about it, I'm afraid this matter can only fall on you, Fan Zhonglin." "It's not a trivial matter?" Fan Xiang became more and more surprised. Is there anything worthy of Chen Liang saying "not a trivial matter"?We must know that Shi Yue is now the second prime minister, the seventh-rank official in front of the prime minister's door, not to mention that Chen Liang is still Shi Yuesu's most important staff.As long as he is willing to ask for help, Bianjing does not know how many officials are lining up to do things for him.

"It's really a big deal." Cao Youwen nodded. "Let me tell you, as expected, the wine in Hejialou is not so delicious." Fan Xiang smiled, "But let's talk about it, what's the big deal?" Cao Youwen looked at Fan Xiang and said with a soft smile, "I want to persuade the imperial court to go to war against the Zhunian Kingdom." Before he finished speaking, Fan Xiang's smile froze on his face, his mouth was wide open, and he couldn't close it for a long time.At this time, Fan Xiang suddenly discovered that when Cao Youwen said these words, there was a murderous aura in his body.If this kind of temperament hadn't been led by soldiers and actually fought in battles, it would never be possible for ordinary people to exist.

"This is really a big deal." Fan Xiang said with a self-mockery. "Zirou, let me tell you that you need Fan Zhonglin's help to complete this matter." Cao Youwen smiled lightly. Fan Xiang chuckled, focused on Cao Youwen, and said: "Then I will tell Uncle Yun that this is impossible until the imperial court gets rid of Yizhou and the banknotes." "Why doesn't Zhonglin even ask me why..." "No need to ask." Fan Xiang laughed, "The weight of the South China Sea is not so important. With all due respect, if Uncle Yun wants the court to start a war against the Zhunian Kingdom for the merchants in the South China Sea, he must first prove to the court that they are worthy of the court! "

"Prove to the court..." Cao Youwen murmured. "That's right. I know what you and Zirou think. The three of us are common friends, and we love each other as brothers. I won't go around that much. I can tell you who can speak up around the emperor, and who can speak up in front of several ministers." You can talk, who can get close to these people through whom, what kind of hobbies and dislikes do they have, who has a good relationship with whom, and who is at odds with whom..." Fan Xiang grinned and said, "I also know you Uncle Cao Yun has money, so he can always find a way to do what he likes. But with all due respect, if you want to do this through this way, it will be impossible without four or five years of work. It is useless to rely on money and bribes. No matter what you like, you have to stay in Bianjing for a few years, attend their poetry club banquet, gain their approval and respect, and then you can impress them and influence them, so that they will believe and value what you say Then your opinion will be circulated, carefully discussed, brought up again and again in front of the chief ministers, and written as a memorial to the emperor. Even so, these three bodhisattvas are not so easy to fool... "

Every word Fan Xiang said made Cao Youwen's face even more sad.Because although he didn't understand what Fan Xiang said, he knew very clearly in his heart that what Fan Xiang said was the truth.He knew that although everyone had the same pair of eyes, these things were invisible to him and Chen Liang, but Fan Xiang must be able to see them clearly. The rules of the game in Bianjing are different from those in the South China Sea.In South China Sea, there is nothing that Xining Chongbao can't do, but in Bianjing, it is not something that can be pried with only Xining Chongbao. "So..." For a moment, Cao Youwen almost gave up.He is not willing to spend his life in the boring officialdom of Bianjing.

But Fan Xiang's next words ignited his hope: "It's not that there are no shortcuts." Cao Youwen stared at Fan Xiang closely, for fear of missing any words from him. "Two paths." Fan Xiang lightly touched the extravagant white jade wine glass in his hand, and said with a smile, "On the one hand, you have to prove to the imperial court that the South China Sea is worthy of the imperial court's war. Chance." "You mean..." Fan Xiang didn't answer directly, but only smiled and said: "Now these three Bodhisattvas, if you can really help them, you don't have to worry about not being rewarded. But this is just one aspect - I remember that you are a student of Baishuitan ?” "Ok?" "Then try to persuade Sang Changqing and Baishuitan. This is more effective than you lobbying officials one by one." Fan Xiang laughed softly. East Cross Street. Near Tushizi, there are a total of six large and small banks.It was afternoon at this time, and there was a long queue in front of every bank.Next to each team, there are patrols and patrolmen from Kaifeng Mansion, and the owner of the car near Tushizi, maintaining order. There have been small bloody conflicts in Bianjing. All the troubles are considered to be caused by handing in banknotes. When people find that handing in banknotes has depreciated, their natural reaction is to exchange their handover banknotes for copper coins or objects. In front of almost all banks in Bianjing, there are dense crowds. People who want to withdraw deposits and exchange copper coins.For the bank, a run is undoubtedly a nightmare.But luckily, they still have something to protect themselves. The money delivery bureau is the best shield.To withdraw large sums of money, it was necessary to make an appointment half a month or even a month in advance—this was an understandable regulation at the time, and because the banknote delivery bureau limited the exchange, it gave the bank an excuse, and almost all the banks used extraordinary circumstances as an excuse Doubled the dates for advance appointments.In the face of small-amount withdrawals, banks also have their own methods. They behave in a regular manner every day, open for business on time, and close on time. You can only withdraw banknotes; if you want to exchange copper coins, please go to the counter that is responsible for the exchange and re-queue; those who originally deposited copper coins can only withdraw banknotes at the official price. , Of course, it should be the responsibility of the Banknote Delivery Bureau.And the biggest trump card common to all banks is the extremely low work efficiency, which is already very slow due to the conditions at ordinary times. At this time, it will be delayed deliberately... No matter how simple the folk customs of Bianjing are, watching their money turn into waste paper day by day, and queuing up every day, they always fail to get their turn. , is also natural.The conflict first broke out in a few small banks, but fortunately, the public security system in Kaifeng Prefecture was still functioning smoothly, Han Zhongyan responded quickly, and the conflict did not expand.But the anger of the people is getting bigger and bigger. In order to prevent the accident from happening again, Han Zhongyan had to dispatch patrols and policemen in the densely populated areas to maintain order. It is through such means that the banks in Bianjing have survived, and none of them have gone bankrupt in the run-on trend until now. This cannot but be said to be a miracle.But this is the case, and many small banks are already struggling to support it.Although the bank can use the banknote delivery bureau as a shield, even if the banknote delivery can restore credit, it may not be an easy task for many small banks to restore their credit in this turmoil. Shi Yue had only heard of these things in the reports of officials before.After paying homage to the Prime Minister, he had never been to Tushizi, let alone coming here as an ordinary person with Pan Zhaolin like today. He didn't know if it was a psychological effect, but he felt that there was less laughter on the streets of Bianjing than before. "The bank with the largest shop next to the Chenzhou Restaurant is called Fugui Bank. It is a famous bank in the capital. It has branches in every street. The owner is Zhou Yingfang, who is from Hebei. This bank has the best reputation in the capital. I heard that Zhou In order to cope with this trouble, the shopkeeper sold several of his properties in the capital and a mine in Hebei because he could not transfer money from various places to Beijing in time. His family also had the best attitude when withdrawing money, not only sending more people , Never intentionally delay, when withdrawing money, deposit and pay banknotes and take delivery of banknotes, deposit copper coins and take copper coins, and never discount-Bianjing is the only one with no semicolons. And he also installed tables, chairs and benches in the bank , there are fire cabinets to keep warm, and people are sent to deliver hot tea and hot soup to those queuing outside... But the rich bank is also the first bank that blatantly refuses to exchange banknotes for copper coins, look, sir..." Shi Yue looked in the direction pointed by Shi Jian, and saw that someone from Fugui Qianzhuang came out with a water bottle to pour hot water for people, and there was a piece of paper pasted outside the store door, which read, "Exchanging banknotes for money is not accepted." "A few large characters.Shi Yue couldn't help but sighed softly. If this was normal, the Fugui Bank would have been investigated by the Kaifeng government long ago, but at this time, he could only turn a blind eye. But Pan Zhaolin laughed and said, "The Zhou family is rich and powerful. I heard that most of his family's deposits are banknotes. When the banknote ratio in Shaanxi was chaotic, the capital bank sent money to Shaanxi to buy banknotes for profit, but the Zhou family did not." I was moved by it, so I can sustain it. This is something that other families can’t learn.” "Where's the Tang family?" Shi Yue couldn't help asking. "His family has no semicolon in Tushizi. The Tang family's private buying of banknotes in Shaanxi hurt their vitality, and a large amount of banknotes were not sold in time... and the Tang family's bank in the capital often shipped most of the money to the All the roads in the southeast lend money, and now Tang’s bank is barely maintained by relying on Tang Fu’s demolition and borrowing. This side is waiting for Hangzhou to bring copper money. It’s November, and it’s not easy to ship such a large sum of money. " Pan Zhaolin said with his lips curled up.He has a clear understanding of the affairs of the Tang family. "So that's how it is." Shi Yue responded lightly, and asked again: "I heard that someone exchanged copper coins for banknotes in Guishizi, is there such a thing?" "Probably there are." Shi Jian said with a smile, "You don't have to go to the ghost market, this kind of private transactions are everywhere, and I'll send someone to check later." Shi Yue said "huh" without saying a word, and turned a street corner, but stopped after walking a few steps.Shi Jian and Pan Zhaolin followed quickly, and couldn't help being stunned. It turned out that the queues on this street were longer than those in front of those banks. Shi Yue pointed to the notice board on the street.On the notice board was a notice from Kaifeng Mansion, which sternly warned all rice shops in Bianjing not to close their doors and refuse customers, and not to drive up rice prices and so on.It turns out that this is a rice shop. "Han Zhongyan said that you can't drive up the price of rice. The rice store here has posted a notice that it is only willing to pay with copper coins." Shi Yue sighed, only feeling depressed, and said: "After a long time, it was either a run, a rush to buy, or a closure. Close the door, now the best business in the capital is the pawn shop. Come on, don't go, let's go back." The three of them were about to go back home when they suddenly saw a carriage stopped at the intersection, and then saw a person get off the carriage and walk towards the three of them.Shi Jian's eyes were sharp and he could see clearly. He signaled to the guards who were quietly following him, and whispered to Shi Yue, "It's Tang Shouyi, the treasurer of the Tang family's bank in the capital." Shi Yue nodded, Tang Shouyi had already arrived, bowed to Shi Yue and Pan Zhaolin, and said with a smile, "Young Tang Shouyi, I've met..." "You don't need to be too polite." Shi Jian didn't wait for him to finish, and asked beside him: "Why are you here?" Tang Shouyi had seen Shi Yue and Pan Zhaolin in their attire earlier, and seeing that Shi Jian didn't let himself call out, he understood it and said with a smile: "Yes, yes. The younger one is going to Chenzhou Restaurant with Tang Fu to discuss matters, and I came here alone While shopping for something, I passed by here, and unexpectedly saw... I saw the official and Mr. Pan." Even if it is a member of the Tang family, it is not easy to see Shi Yue.Unexpectedly, I could meet him on the street, I couldn't help being extremely excited, bowed my body, rubbed my hands, feeling a bit at a loss. Pan Zhaolin asked with a smile: "A matter of discussion? What is the matter of discussion?" "Back to Mr. Pan, it's Zhou Yingfang, oh——it's the shopkeeper of Fugui Bank, who posted a post with the shopkeepers of a dozen or so banks in the capital, and invited the shopkeepers of each bank to meet in Chenzhou Restaurant to discuss how to deal with the current situation. " Tang Shouyi took a look at Shi Yue, and said hesitantly, "I don't know when the situation is going to end, and I don't know how much money the bank will be able to sustain. Zhou Yingfang took the lead and asked all the banks in the capital to work together. Find a way to save yourself. There have been two meetings before." "Oh?" Shi Yue and Pan Zhaolin looked at each other, very surprised, but he hadn't heard any news about such a big matter. It was obvious that the previous two meetings had no results. Sure enough, Tang Shouyi said again: " However, some things have not been negotiated yet, so we will hold another meeting today, and I think it is likely to decide the result." Shi Yue's heart moved, and he said with a smile: "There is such a thing, is it convenient to take me to listen to it?" Tang Shouyi never expected that Shi Yue would make such a request, so he couldn't help being stunned.He was in a dilemma at this time, and he had to know that the meeting of these money shopkeepers in the Chenzhou restaurant was by no means completely legal. Although the Tang family's position, they were not afraid of Shi Yue knowing, and they definitely wanted to try to win Shi Yue's support, but just like this Shi Yue brought him into the venue, but he was very taboo.But if he refused, Tang Shouyi would never dare. Then Pan Zhaolin laughed and said, "Let's pretend to be Tang's servants." "I definitely don't dare." Tang Shouyi hurriedly said, after thinking for a while, he finally dared not refuse Shi Yue, gritted his teeth, and said, "But I still have to wrong the officials and Mr. Pan. In this way, the two of you will be regarded as coming from Hangzhou. A cousin outside the second member of my family." Chenzhou Restaurant. After Shi Yue and Pan Zhaolin entered the restaurant, they realized that the entire restaurant had been taken over by Zhou Yingfang.The two of them observed carefully, and found that there were seventy or eighty large and small banks in Bianjing, and all of them had arrived—it was afraid that the banknote delivery bureau might not be able to gather so many people when they held a meeting.No one inquired carefully about the identities of Shi Yue and Pan Zhaolin. The Tang family had many branches, and no one could recognize all of them. It was just that careful people saw that Tang Fu and Tang Shouyi secretly respected Shi Yue and Pan Zhaolin, so they thought that If it's a relative of the Tang family who is close and favored, it is inevitable that someone will come over to say a few words of courtesy to connect with each other.When Shi Yue heard that Zhou Yingfang was the treasurer of Fugui Qianzhuang, he thought he must be a scheming businessman in his forties or fifties, but this time Zhou Yingfang was only in his thirties and looked like a Confucian scholar, so he couldn't help being surprised.He listened carefully to the comments of the people around him, and then he realized that although Zhou Yingfang was from Hebei, he had studied at West Lake College for four or five years, and it was only five or six years since he inherited his father's business and took over the Fugui Bank. The shopkeepers of these banks were extremely efficient, and it didn't take long for about two hundred people from these seventy-eight banks to be invited to the lobby on the third floor.At this time, the hall had already been vacated, and tables, chairs and tea fruits were set up. Shi Yue and Pan Zhaolin were invited to sit as chief executives because they belonged to the Tang family. Sit in the back without even a cup of tea. Sitting next to Shi Yue, Tang Shouyi explained with a smile: "These seats are arranged according to the size of the banks. The ones behind are all small banks, and the annual loans of the smallest banks are only ten thousand yuan. Inviting them here is just a sign of respect." meaning." Shi Yue smiled and nodded, not paying attention. Seeing that Zhou Yingfang had stood up, she said loudly: "Everyone, this is our third meeting. Everyone should understand that the situation is such that our banks may go bankrupt at any time. Although the court is currently under the leadership of Sima Xianggong and Shi Xianggong is in power, but no one knows when the situation will improve. At this time, if we fight on our own, we can only end up in a dead end. It's not that Zhou is boasting. My rich and noble bank said that I can't hold on. How many companies in Jingneng dare to say that they can survive? Even if they can survive, their vitality will be seriously injured. Therefore, we can only work together to save ourselves. Only by working together can we survive this difficulty as much as possible and have the courage to speak to the court. I am old Light, I was allowed to take the lead because of the humility of the seniors. Since I agreed, I dare not live up to the high expectations of the seniors just for my own self-interest. We have reached some consensus in the first two meetings. Similarly, all the banks in Bianjing must join hands to save themselves; secondly, if any bank fails to turn over, the banks need to borrow money from each other, whether they use their property as collateral or loan notes as collateral. Come to borrow money for turnover. Banks that are capable and willing to borrow money will mark out the interest. Let's find a place where everyone can trade fairly. But in short, there is one thing, this matter must be done openly, just like Jieshen Lane, openly priced Otherwise, we can't talk about joining hands to save ourselves; the third thing, we need to set a unified price comparison between banknotes and copper coins, and use this to petition the banknote delivery bureau and Taifu Temple, and we can't let those shameless ghosts in the market The transaction violates our interests; the fourth is that each family pays out a certain amount of money in proportion as emergency funds. The proportion of this money is to apply for a certain multiple of money for emergencies; fifth, in order to do these things, we need to set up a business company to provide a place and guarantee for lending between banks, and stipulate the daily cash-to-money ratio. Manage emergency funds, and lobby the court..." He stated the five consensus points in one breath, paused, and then said: "If you have any objections to what I said, you can still give advice at this moment." At this time, the shopkeeper of a small bank behind stood up and said loudly: "We have no objection to what Yuanwai Zhou said. There is only one thing. Last time, Yuanwai Zhou said that the emergency fund should be paid at least five thousand taels of platinum. To pay the emergency fund, we small banks really don't have such big financial resources." As soon as he finished speaking, many people echoed loudly. Zhou Yingfang said with a smile: "What shopkeeper Hu said is the truth. This is where Zhou did not think carefully. We want to join hands to save each other. It is definitely not to ask those with more money to bully those with less money, nor to exclude small banks and just sit back and watch." So, in the past few days, I have discussed with shopkeepers Tang, Huang, Zhang, and more than a dozen shopkeepers, and put forward a few items together for your reference. This is also what we will discuss today." He paused, and then said: "Not only are small banks unable to afford the statement raised last time, but it is also difficult for large banks to achieve a very fair distribution ratio. Therefore, this time, this new statement is proposed. Or simply set the emergency fund at 5,000 taels of silver. If a small bank can’t afford it, several companies can join forces and pool up 5,000 taels. These companies will be considered as one family. When you want to use the emergency fund, how will you distribute it? You can share according to your own money. As for the big banks, you are free to share as many shares as you want, and we don’t force you. But there is one thing, this trading company, we will set up a governor bureau, and all affairs of the trading company will be handled by the governor. In the future, the Governor Bureau will have 19 seats, ten of which will be filled by people from the ten banks that have contributed the most emergency funds; the other two seats will be filled by banks that have contributed less than ten shares. Election; the remaining seven seats will be held by seniors who are highly respected by everyone - but in order to ensure fairness, these seven seniors can no longer work in the bank, and the business company will pay them salaries. Usually, we will discuss the affairs according to the college The method here, the minority obeys the majority, this is the most fair and reasonable, what do you think?" Shi Yue and Pan Zhaolin were listening below, and felt that Zhou Yingfang had put in so much effort this week, and the terms he proposed seemed very fair, and the small bank could not refuse.Pan Zhaolin was fine with that, but Shi Yue felt that Zhou Yingfang was extremely smart, but on the other hand, his hairs stood on end in shock—what Zhou Yingfang proposed this time was clearly a huge financial cartel. Huge financial trust.It's fine for Zhou Yingfang to take the opportunity to control the small bank, but they actually want to control the price of the money-to-note ratio, although it's just for self-protection, which is absolutely unacceptable to Shi Yue. Sure enough, I heard the people behind whispering and discussing in low voices.After a while, Zhou Yingfang asked loudly: "Everyone, do you have any objections to this new statement?" When Shi Yue looked back, he heard the shopkeepers of the small bank shaking their heads and shouting loudly: "No." Zhou Yingfang asked a few more times, and seeing that no one had any objection, she laughed loudly and said, "This matter is finally settled. We must work together to tide over this difficulty. We are willing to contribute two hundred shares!" As soon as he finished speaking, there was an uproar below, even Shi Yue was surprised.One million taels of silver, especially at this time, is definitely a huge sum of money. "My family is not as good as Zhou Yuanwai, but there is still some silk in the warehouse, which can be converted into platinum, and there are hundreds of thousands of taels. I will give fifty copies." "One hundred copies from my family." "I'll offer a hundred copies too!" Shi Yue was dumbfounded by the generous spending of the big banker sitting in front.He looked sideways at Pan Zhaolin, but he saw Pan Zhaolin's expression, as if he was saying that he wanted to ransack all these people's homes, and solve all the troubles. At this time, the shopkeepers of the small banks also gathered together to discuss. From time to time, someone shouted how many copies a certain company would join hands with, and how many copies a certain company would join hands with. Next, ask the person who quotes to sign and pledge on the spot. Shi Yue quietly looked at Tang Shouyi and Tang Fu, but saw that the two of them remained calm, just quietly listening to the price bids.And Zhou Yingfang couldn't help sizing up everyone in the Tang family, obviously the most concerned thing was how much money the Tang family paid. Seeing that everyone had reported their share of capital contribution one after another, and almost all the big banks had reported their willingness to contribute, Tang Fuchao and Tang Shouyi nodded slightly, and Tang Shouyi nodded to Shi Yue and Pan Zhaolin in salute, then slowly stood up and smiled at Zhou Yingfang Said: "Our Tang family will give out 800 copies!" "Eight hundred?!" "Eight hundred?!" Everyone was stunned.According to the market price at that time, it was four million copper coins! Shi Yue looked at Pan Zhaolin in surprise, he had just heard that the Tang family's turnover was not flexible, how could he be able to pay such a huge amount of money at this time?But Pan Zhaolin also shook his head, indicating that he didn't know the reason.Shi Yue went to look at Zhou Yingfang again, but his face changed. Obviously, he did not expect that the Tang family would be able to spend such a huge sum of money when there were rumors everywhere that the Tang family was in trouble. At this time, even Shi Yue couldn't help but think, maybe if the Tang family was copied, the banknote payment crisis would really be solved, and he wouldn't even have to worry about the financial income for several years. Tang Fu obviously also saw the expressions of Shi Yue and Pan Zhaolin. He whispered something in Pan Zhaolin's ear, and saw a strange smile on Pan Zhaolin's face.Shi Yue felt even more strange, so he heard Pan Zhaolin leaning into his ear and whispering: "This money was originally prepared as a dowry for our little lady!" Shi Yue opened his mouth involuntarily, but was speechless for a moment.In the Song Dynasty, because of the dowry of the mother's family, even if the daughter married into the husband's family, she still had the right to control. In the future, when the family was separated or married again, the property would go with the daughter, so marrying a daughter was extravagant. To marry a daughter, it costs hundreds of thousands of dowry money at every turn. Some princes even have to borrow money everywhere to marry their daughters, and they are heavily in debt; and if the family is poor, the daughters in the family will not be able to marry. Very distressed.Therefore, it was also the custom at that time for those who had daughters at home to prepare a dowry and store it there since childhood.Although Shi Rui was young, she could also talk about marriage at that time, and it was not surprising that the Tang family had secretly prepared for her.But at that time, it only cost one or two million taels to marry a princess. The Tang family actually prepared four million taels of silver for her dowry, but it was really not even comparable to ordinary princesses. "It's thanks to them." After a long while, Shi Yue said dumbfoundedly. "I really want to thank them." Pan Zhaolin said with a half-smile, then winked at Shi Yue, and said, "Look who's coming?" Shi Yue looked up, and saw that Zhou Yingfang had returned to normal, walked over with a smile on his face, clasped his fists at Tang Fu and Tang Shouyi, and said with a smile: "With the generous donations of Mr. Tang and Shopkeeper Tang, we will definitely get through this time safely." This difficulty." Tang Fu hurriedly got up, returned the salute with Tang Shouyi, and said with a smile, "If it weren't for Shopkeeper Zhou's foresight and foresight, I, an old man like me, would not be as wise as this. It's still thanks to Shopkeeper Zhou. This is really scary for future generations." "Where, where, how dare, how dare." Zhou Yingfang said with a smile on the one hand, "Jiang is still old and spicy." Everyone greeted each other with incredulity and laughed.Zhou Yingfang smiled at Shi Yue again: "This official Sang has never been close. I hope you can forgive me for not entertaining you well just now. I just don't know what to call the official Sang and Sang Zhi. Speaking of which, the Sang family also opened a bank. But for some reason, Mr. Sang later transferred all the money, which is a pity. Otherwise, Zhou would have another senior to ask for advice." When Shi Yue saw that he asked himself, he also got up and cupped his fists and smiled, "Zhou Yuanwai is too modest. In fact, I have some questions, and I want to ask Zhou Yuanwai." He refused to answer the question about his relationship with Sang Chongguo, so Zhou Yingfang thought he was from another wife named Sang in the Tang family. Although he felt a little strange, because he had never heard of a wife named Sang in the Tang family before. But after all, people from the Tang family are everywhere, and it is not surprising that they marry wives and take concubines.He was afraid that Shi Yue would be embarrassed and offended, so he hurriedly brushed off the topic, and said with a smile: "I dare not, what advice does Sang Guan have to teach?" Shi Yue said with a faint smile: "Just now I heard Zhou Yuanwai said that he wants to lobby the court, but I don't know what clever strategy Yuanwai has to persuade several ministers in the court? Looking at the current trouble, it is really not a small one. I am afraid that the court will not be able to get through it safely. " "I don't think so." Zhou Yingfang said as she glanced at Tang Fu and Tang Shouyi next to her, wondering if this was the Tang family's intentional probing, "I heard that the officials came from Hangzhou, so if you have time, take a look." The articles of the Shihuo faction are of great benefit. It is because I read the articles of the gentlemen of the Shihuo faction that when the money ratio in Shaanxi was in chaos, I expected that the capital would also be in trouble." "Oh?" Shi Yue was taken aback, and asked, "Is there such knowledge in the world?" "This is a university question, more useful than any poems and songs." Zhou Yingfang said with a smile, "Actually, if the imperial court wants to solve the current crisis, there are only two ways. One is to abolish the payment of banknotes. Fortunately, several ministers insisted, otherwise..." He shook his head, and said, "If the court wants to pay money stably, it must cooperate with our bank. On the other hand, Sima Xianggong and Shi Xianggong have not yet If we really make a move, once the court makes a move, any move will definitely affect our bank. If we want to seek advantages and avoid disadvantages, we must let the ministers and rulers hear our public opinion. Relying on the Tang family..." Shi Yue smiled, and jokingly said: "If that foodie can help the court to share the worries, if he wants to lobby, he will get twice the result with half the effort." Zhou Yingfang also laughed: "If that's the case, the husbands already knew about it, and it's our turn to talk about it." "That's true." Shi Yue said with a smile, "But I think Zhou Yuanwai can think of so many good ways to save himself. It's a pity to think about it. If Yuanwai is in the court, he must be a minister." "Officer Sang is joking." Zhou Yingfang laughed, "I'm not material for being an official. In fact, I can think of those things, but it's my father's teaching." "Oh?" Not only Shi Yue, but also Pan Zhaolin, Tang Fu, and Tang Shouyi were taken aback. Zhou Yingfang said with a smile: "My father often told me that the more complicated things are, the more simple methods should be used to deal with them..." Shi Yue was listening attentively when he saw someone walking up to Zhou Yingfang and whispering something.Zhou Yingfang hurriedly apologized, turned around and left. After a while, he heard him announce loudly: "Just now some shopkeepers said that they have to go back to discuss before deciding on the share. For such a big matter, you should be careful." Yes, if there is anyone who wants to increase the share, we can discuss it again after we go back. We will not refuse anyone, and the more the better. Next, we can discuss the authority charter of the Governor's Bureau and the rules for using the emergency fund. Five A few days later, we will determine the shares of each family and elect the governor of the bureau, but the location does not need to be here. I will first lend out a house on Xijiaolou Street. To work there, after the governor has been selected, the official office will be determined by the Governor Bureau, what do you think?" "The head office of the Great Song Bank?!" Shi Yue and Pan Zhaolin looked at each other in shock again. Zhou Yingfang has worked so hard to do so many things this week, and it really is because of her ambition.