Chapter 6 first quarter

"The name of Jieshen Lane is indeed well-deserved." After returning to Xiguangzhai, Cao Youwen finally couldn't help sighing from the bottom of his heart. Cao Wulang was still a bit bitter about Cao Youwen's refusal to listen to his advice: "Brother's offer is really at a disadvantage. Even if Big Brother really wants to win money, he should find a good dentist. Bidding to buy it without compromising, the 20,000 taels of gold is bid out, and buying such a large pile of waste paper, the toothbrush in Jieshen Alley doesn't come here like flies smelling a bad smell? "

In the alley of the day, the price of buying gold with banknotes is shocking.Before Cao Youwen entered the market, the price of buying gold with banknotes rose all the way to 900 guan. Even so, no one in the gold and silver exchange was willing to only accept banknotes.And the gold and silver transactions in the exchange are mainly quoted based on copper coins plus a large amount of banknotes - at this sensitive time, only experienced dentists can quickly calculate the accurate market price.Quotations that only accept copper coins have only been able to be traded in a very small number of them before-its main significance is still a reference for traders.

But after Cao Youwen entered the market, the situation in the gold and silver exchange immediately changed.Rumors that copper coins might be abolished caused the price of gold bought by copper coins in the gold and silver exchange to skyrocket within a short period of time. Abolished, in the blink of an eye, it began to continue to fall again.However, this news and Cao Youwen's generosity in handing over banknotes, within a few hours, caused three people to faint from excitement and were carried out of the exchange hall.As if all the adventurers were stimulated, the price of buying gold with banknotes started from 900 guan every tael, and fell all the way. Although there were occasional shocks during the period, it could not stop the general trend. Two—this made many giant businessmen who had previously treated banknotes as a top-up transaction almost regret their intestines.

However, Jieshen Lane is indeed a lane of unfathomable wealth.Although Cao Youwen gritted his teeth and accepted all the quotations for handing over banknotes, and there were many gamblers who he had never met to fight with him, but his 20,000 taels of gold was eventually exhausted quickly, and the price of buying gold with banknotes rose again. Before Shen Lane closed, Cao Youwen could only watch it stop at 700 and 600 Wen. On this day, because of his entry, he set a daily transaction record for the Jieshen Lane Gold and Silver Exchange, but he also became the laughing stock of Jieshen Lane that day—his final average transaction price was 690 per tael. !Compared with the closing price of 700 guan and 600 wen, in the end it was ten guan 600 wen less per liang.If compared with his original quotation, there will be two hundred and ten guan notes less every two!

With such a poor result, it's no wonder that Cao Wulang couldn't help complaining. "I'm just testing the depth of the water." Cao Youwen just smiled lightly.I have worked hard in the South China Sea for more than ten years. I can't remember how many times I managed to pick up a life from the stormy waves, and I can't remember how many times I personally fought with pirates with a crossbow. Xue Yi's South China Sea Fleet's hide-and-seek... Today's setbacks, for Cao Youwen, are commonplace, and he doesn't even bother to wrinkle his brows. "Brother, don't blame me for being long-winded. I know that Mr. Shi and Mr. Sima both oppose the abolition of banknotes. I also know that Mr. Shi is the head of Mr. Brother, but Mr. Shi should not be too sentimental. Mr. Shi is not a god, and this is not something he objects to. , Paying banknotes may become waste paper at any time..." Cao Wulang has already decided in his heart that Cao Youwen's behavior today is extremely irrational, "If you want to talk about closeness, no one is closer than the Tang family and Shi Xianggong, but I heard people Having said that, even the Tang family's bank in the capital couldn't bear it anymore. They have been using copper coins to exchange banknotes for gold and silver in exchange for goods through Yaren in Jieshen Lane for the past few days. At this time, everyone is trying to throw some money Take the money out, reduce the risk, rely on the elder brother to go against the trend alone, no matter how much money the elder brother has, if he throws it into the alley of the world, he may not even hear a sound..."

Cao Youwen glanced at the excited Cao Wulang indifferently, and said with a smile: "I have understood this truth today. Don't worry, Wulang, I have a sense of propriety." Cao Wulang wanted to say something at first, but when he raised his eyes and saw the undoubted look in Cao Youwen's eyes, he finally swallowed his saliva and swallowed all the words in his stomach, and only reluctantly replied: "Yes." He didn't dare to really blame him in his heart Cao Youwen, however, turned his dissatisfied eyes on the sharp-mouthed monkey-cheeked old man sitting next to Cao Youwen——Cao Youwen brought several trusted subordinates with him when he returned to Beijing this time. This old man named "Wang Liuzhang" was one of Cao Youwen's most trusted, Cao Youwen trusted him so much that even the Cao family's land workshop in Borneo was entrusted to him to take care of it.Cao Wulang knew that Wang Liuzhang was very shrewd. Cao Youwen had given important opinions on important decisions several times, but for some reason, Wang Liuzhang didn't say a word this time, which made Cao Wulang very angry.

But Wang Liuzhang pretended not to see Cao Wulang's expression. After Cao Wulang suppressed his dissatisfaction and resigned, Wang Liuzhang sighed: "The capital invested by the officials this time is really not small." "Does Zhang Qi also think that I bought a bunch of waste paper?" Cao Youwen laughed. "Hundreds of thousands is not a small amount." Wang Liuzhang replied, "People think that money at sea is easy to come by, but our family's business earns a lot, but there are also many shipwrecks every year, and there are always pirates. Looting, once something happens, not only will you lose all your money, but sometimes you have to compensate the owner for the loss, and the pension is not a small amount. It is common for tens of thousands of dollars to be wasted. Besides, the business has become more and more difficult in the past two years... "

"Because the business is getting harder and harder, I have to spend some money." Cao Youwen said with a smile, "The head of the mountain is now the prime minister, and Mrs. Cai from Hangzhou at that time is now a doctor in Duzhi. Although Zirou recommended him , but if there is no meeting ceremony, the so-called 'people talk lightly' means nothing. Besides, I owe Master Cai a huge favor, how can I refuse when he asks me to do such a small thing?" "That's Mr. Chen's face, not Cai Jing's." Cao Youwen shook his head and sighed: "Anyway, in a storm that year, the dozen or so lucky boats I worked so hard to sink, the cargo worth hundreds of thousands of tons, and hundreds of sailors all sank to the bottom of the sea. At that time, even my life was almost at risk. I was floating on the sea for three days with a wooden plank in my arms, and happened to meet Qizhang’s boat passing by. Selling land and selling land, the maintenance is miserable. If Zirou hadn’t written letters to Master Cai and Xue Hou, how would I dare to think about today? Qi Zhang is also very clear about these things. Back then, without the few businesses that Master Cai gave me, I would have become I am the prodigal son of the Cao family. I, Cao You, will repay my kindness. Back then, I took Zirou’s letter to Mr. Cai, but he didn’t turn me away. Today, Mr. Cai has an order, and I can’t refuse him easily. What’s more, It’s still a feat.”

But Wang Liuzhang said: "The imperial court is in such a predicament, I am afraid that Zhang Yi will be reborn, and there will be nothing that can be done. According to the poor Zhang, I am afraid that the official's plan will not be easy to succeed." "It depends on human efforts." Cao Youwen said indifferently, "Whether you can succeed or not, you have to try first." "Well, you have to try first. The South China Sea is such a big place. Although there are many countries, sometimes the so-called country is not as good as the Song Dynasty. The population and wealth are limited. This is also the case in the past two years. The reason why the business is not doing well. As far as ceramics are concerned, in the eight years of Xining, the profit was three times that of today. Besides, the Hu merchants in Lingyamen and Guangzhou are also good, except for those who originally settled here In the past few years, there have been fewer and fewer people coming here. Although some people say that it is because of the war in the Dashi Kingdom, but I am afraid that the main reason is that the Zhuren Kingdom is robbing money in the middle. The state of Zhunian is getting stricter and stricter. Most of their ships can only unload in the state of Zhunian. The same is true for the ships in the Song Dynasty. There were some ships that could go to Dashi before. Now they have to go back home when they arrive in the state of Zhunian. !" Cao Youwen actually knew what Wang Liuzhang said, but at this moment, he couldn't help but sigh.

"The goods of the Song Dynasty are in short supply in Dashi. Therefore, when our seagoing ships arrive in the Zhunian Kingdom, they will buy them at a lower price, and then they will sell them to the sea merchants of Dashi at a high price. This is a business without capital, and a huge profit. Dashi The same goes for the goods that came over. They also bought the good ones and sold them to us at a high price. Only the bad ones made them sell themselves. Not only that, many of our armed merchant ships have disappeared in the waters of the Zhuan Kingdom over the years. The navy also pretended to be pirates and openly plundered at sea. This was originally a business of killing chickens and taking eggs, but people's greed is so endless that they are really blinded by profit. Originally, he was not interested in the ports of the country, and he was to blame, which is not our business, but They blocked the trade routes like this, and the business in the past two years has been difficult, so we must give credit to Zhu Nian Kingdom."

Cao Youwen paused for a moment, and then said: "Zirou and I have also talked about these things. Zirou and Qizhang also have the same meaning. At this time of year, it is impossible for the court to start any troubles. Xue Hou always wanted to start a war against the Zhuian Kingdom. Yes, after I returned to Beijing last time, I stopped saying these things in public..." "Do your best, whether it can be done or not, it's worth a try." In Wang Liuzhang's heart, he didn't really have much confidence.But he also knew that it was always a matter of trying.The smuggling trade between the Cao family and the Koryo country is not a long-term plan, and since the Cao family gradually moved south to Guangzhou, they have actually shifted the focus of their family business to the South China Sea. Naturally it will not be small.Not only that, before they returned to Bianjing this time, they had reached an agreement in private with dozens of big merchants in the South China Sea. If Cao Youwen's lobbying can make progress, all the money and goods needed for bribery will be shared - for many sea merchants in the South China Sea Said that no matter how rich they are, Bianjing is a place out of their reach. In the eyes of many people, Cai Que is already the biggest official below the emperor. The shrinking of trade and the lack of human resources make many of them They all wanted to go to war against the Zhuren Kingdom, but they couldn't even find a way to bribe them, and they didn't dare to think about influencing the court's decision-making. Therefore, they were dubious about Cao Youwen's proposal, and they were only willing to support it if it had results.Wang Liuzhang didn't care about the little money shared among them, but he realized that this was a once-in-a-lifetime opportunity—as long as Cao Youwen could make progress that would convince the big merchants in the South China Sea, no matter whether he succeeded in the end, he would pass this matter. , can greatly improve the status of the Cao family in the sea merchants, and make the Cao family a leader among the sea merchants in the South China Sea-the benefits in the middle cannot be measured by money. In order to achieve this goal, the 150,000 copper coins thrown in Jieshen Lane are nothing more than a door invitation to Shifu. Yongwang Mansion. "Who is that Xiaosheren from the Cao family? Have you found out?" At least in Jieshen Lane, Zhao Hao is a very shrewd speculator.Seizing the opportunity to buy gold with copper coins when the price plummeted briefly, Zhao Hao made a decisive move and made huge profits.However, this little income made him unhappy. The Cao family's small family disrupted his overall plan - although the price of buying gold with banknotes did rise in the end, it was fixed at 700 yuan and 600 yuan, but it was far from the original price. Jiubaiguan is already a far cry. For Zhao Hao, who was about to make a big gamble on handing over banknotes, this price made him hesitate. Zhao Hao firmly believes that under the administration of Shi Yue and Sima Guang, handing in banknotes will not be abolished easily, so he is always optimistic about handing in banknotes-this is what Zhao Hao is very proud of, he believes that he has a unique vision that others do not have.However, like all the adventurers in Jieshen Lane, Zhao Hao also frantically pursues the maximization of profits.Nine hundred crowns per tael was the ideal price he believed in.Although the price of 700 pens and 600 wen can make huge profits, in Zhao Hao's mind, it is no different from losing money.Therefore, Cao Youwen's unexpected attack made Zhao Hao hesitate again. Now Zhao Hao is very unwilling to hand over his income and hand over the banknotes - if he does this, even if his wealth soars dozens of times overnight, he will not be able to enjoy the feeling of happiness; but continue to wait patiently for the banknotes to buy gold The price rose back to 900 guan per tael, and Zhao Hao suddenly lacked confidence—but he couldn't really treat money like dirt. Even as a prince, money is very important. In the Song Dynasty, if there was no rich dowry, even if you were a prince and prime minister, your daughter might not be able to marry a good family. In Jieshen Lane, although the lack of confidence in handing over banknotes is still the mainstream, after Cao Youwen entered the arena, it is no longer one-sided. This made Zhao Hao feel even more frustrated.Because he suddenly realized that he was not the only one with a unique vision.In Jieshen Lane, there were still countless speculators waiting for an opportunity to make a move, so when Cao Youwen made a move, as a shark smelling blood, these speculators couldn't hold back, and they took money and paid money to test Jieshen Lane's reaction.This discovery made Zhao Hao feel the most uncomfortable.It's like a tiger that has been staring at its prey for several days, and is about to take the prey for itself, but not only is it shot first by other beasts, but also suddenly discovers that there are wild beasts staring at this prey all over the mountain.Zhao Yan's thrill of hunting was completely deprived at this moment.Wind and dust sorting and proofreading. "Some people have already found out that the Cao family's small family is called Cao Youwen. He studied in Baishuitan, but abandoned his literature to start a business. Cao's family used to be a shipping company, and the family business is not big, but Cao Youwen first went out to sea with Xue Yi for trade. For more than ten years, the Cao family has become quite prosperous in his hands. Now the Cao family has businesses in Bianjing, Hangzhou, Guangzhou, Borneo, and Lingyamen. The Cao family mainly deals in sulfur, saltpetre, and rhinoceros products—— — Judging from his family’s main business, it must be someone in the court. Sulfur and saltpeter are all related to the military inspection. If there is no one in the court, the business will be a big deal—but I have never heard of this Cao family before. Lu Yuan pondered, "I suspect that Cao Youwen is Shi Yue's disciple." "Shi Yue's disciple?" Zhao Hao couldn't help laughing, "Could it be that Shi Yue asked him to do this? That makes sense." Seeing Lu Yuan looking at him in puzzlement, Zhao Hao explained with a smile again: "At first I saw this Cao family's young man was so reckless, and thought he was a dandy, but since the Cao family's family business was prosperous in his hands, this It doesn't make sense again. But if there is Shi Yue's instigation behind him, then everything will be logical. Shi Yue sent him here, one is to test the depth, and the other is to pass on a message." "Could it be that Shi Yue wants to raise the price of banknotes through Jieshen Lane?" Lu Yuan can be said to be a complete amateur in terms of financial management. Zhao Hao shook his head: "This little Cao family member is at most Shi Yue's scout." He knew that talking to Lu Yuan would be like playing the piano to a cow, so he said with a smile: "You don't have to pay attention to these things, just focus on Shi De One is." The right servant of Shangshu shoots at the mansion. "The lower officials think that these merchants in the South China Sea may really be able to help the court overcome this difficulty." Cai Jing looked at the silent Shi Yue, and his humility could not hide his inner satisfaction, "Only Cao Youwen and his family, the lower officials just hinted a little. He can throw 150,000 coins! In the South China Sea, there are hundreds of wealthy businessmen like the Cao family... Mr. Chen just said that they want to start a war with the Zhunian Kingdom, and they want to open up new routes and businesses. Lu——since they have something to ask for from the imperial court, it is only natural for them to contribute to the imperial court..." "This is what they dreamed of, but I'm afraid the imperial court will not easily agree to start a war at this time of year." Chen Liang interjected.In the past few years, he left Shifu and traveled around. Most of the time he stayed in the southeast roads and the South China Sea area. He knew the situation and thoughts of the South China Sea merchants very well. Cai Jing smiled slightly and said, "The imperial court is not doing business with them." Chen Liang was taken aback for a moment, but did not understand what Cai Jing meant.Pan Zhaolin laughed beside him and said, "What Yuan Chang means is to give them a little hope first, so that they will be willing to pay. As for whether to fight the South China Sea, that is a matter for the future." "This is also justified. Even if you bribe, you can't make people have to do it?" Cai Jing is not ashamed, but rather proud, "Besides, it is the kindness of the imperial court that the maritime merchants can have today. At this time, the imperial court is willing to let them It is their good fortune to serve them well. As for military and state affairs, they should be decided by the imperial court, how can merchants be allowed to talk about it?" "I'm afraid they don't think it's a blessing." Pan Zhaolin sneered. "It's not difficult, as long as Xianggong nods, the subordinate officials will have their own way to make them scramble for money." Cai Jing said while looking at Shi Yue. Shi Yue looked at Cai Jing, amused and angry at the same time.Cai Jing was indeed very resourceful, and he came up with the trick of getting Cao Youwen to throw money in Jieshen Alley, and what was rare was that he was able to make Cao Youwen willingly throw hundreds of thousands of copper coins in Jieshen Alley.And Cai Jing immediately thought of the wealth of Cao Youwen's family property and the maritime merchants who could take advantage of the South China Sea.In terms of quick thinking, Cai Jing is indeed one of the best among his trusted officials.But to be angry, Cai Jing still does not change his nature. Whether it is Cao Youwen or the South China Sea merchants, he still has the idea that he can be coaxed, he can be deceived, and he can step on the copper coins of these people all the way to the top. There will be no hesitation in the slightest, but as for wanting something in return from him, Cao Youwen and the merchants from the South China Sea may not be entrusted to them.However, Cai Jing still thinks the problem is too simple. He couldn't help laughing and said, "Yuan Chang reckons how much money he can raise?" Cai Jing thought that Shi Yue was tempted, so he couldn't help but cheer up, saying: "If you are a low-ranking official, you can always borrow ten million guan." "Ten million?!" Chen Liang looked at Cai Jing suspiciously. Although the merchants were rich, they were not taken advantage of. "Ten million coins is certainly a lot." Shi Yue nodded, "but how does Yuan Chang plan to use it? Yuan Chang wants to collect and hand over the banknotes in Jieshen Lane?" Shi Yue glanced at Cai Jing again. Cai Jing felt the meaning in Shi Yue's eyes - it was a kind of blame.Cai Jing's face turned slightly red, but he still nodded.This is what he missed. He originally thought that Cao Youwen could earn tens of millions of dollars in Jieshen Lane with hundreds of thousands of money.If tens of millions of copper coins are put into the exchange in Jieshen Lane, not only the imperial court can recover a large amount of handed-in notes and make huge profits from them, but it can also raise the price of handed-in notes and restore people's confidence in handed-in notes. But Shi Yue's question suddenly woke him up. If the government blatantly enters Jieshen Lane to trade, it will definitely cause an uproar in the court. This will only anger those officials who advocate the abolition of handing over money, and create more enemies, complicating the situation between the court and China.Of course, you can also secretly look for dental agents.Jieshen Lane is full of gamblers.There, some people would follow him to gamble on the ability of the imperial court to restore the credit of paying banknotes, and some people would bet on the abolishment of banknotes to make huge profits.However, if the method is clever enough, and the cooperation of the court inside and outside, it may be able to change the decline of the banknotes in a short period of time, and even create a momentum that the banknotes will steadily restore credit... But he was eager to make contributions and forgot some key things.Jieshen Lane is unfathomable, this is far from a one-sided war.Moreover, even if they can find the best people to win this war, the victory may not last long. After being involved in this war, they will either be rich or bankrupt. These people have no way out, so they will never be willing to admit defeat. Therefore, the imperial court may also lose everything in Jieshen Lane. And most importantly, Cai Jing only thought that Shi Yue might accept this "smart strategy", but he forgot that in Sima Guang's eyes, this kind of thing was bound to be a worse behavior than even loss method.Even if this kind of thing can guarantee success, it still cannot escape the charge of "competing with the people for profit". It will be very difficult to convince Sima Guang, not to mention that it is far from guaranteed success. How can he persuade Sima Guang to agree? No matter how smart a person is, if he is too enthusiastic about certain things, he will easily be blinded by the positive side and think things are simple and easy. Cai Jing has never been a very calm and prudent person. He couldn't think of these things. It's definitely not because he's not smart enough, but because he really wants to win the jackpot. Cai Jing knows better than anyone else what it means to solve the banknote delivery crisis in Bianjing.The biggest difference between him and Shi Yue and Sima Guang is not the difference in intelligence, but the same problem. Shi Yue and Sima Guang will definitely think carefully about the overall situation and long-term pros and cons, but Cai Jing will never care about those. As long as the immediate matter is resolved, as for any problems after it is over, it will not be too late to find a solution at that time.Anyway, one yard of credit has already been obtained, and the court cannot blame him for it. Instead, it will only rely on him more because of his success. This kind of mentality is really deep in his bone marrow. But Cai Jing is also good at figuring out the boss's mind. He seems to be born with a seven-aperture exquisite heart, he is very good at thinking along the boss's mind, and he can always guess the boss's mind in advance.Therefore, when he thought about these problems alone, he felt that if he could raise 10 million yuan, he would be able to show his strengths through Jieshen Lane; but when he came to Shi Yue, as long as Shi Yue woke up for a while, he would immediately understand. , There is no need to talk about Shi Yueduo at all. This time, Cai Jing was indeed blushing and ashamed of his miscalculation.However, his blushing and his shame were due to the fact that he had forgotten to analyze Sima Guang's thoughts properly - in Cai Jing's view, this was indeed a low-level mistake, a low-level mistake that would never be allowed to be repeated. Shi Yue smiled and shook his head, from Cai Jing's expression, he knew that there was no need to say anything more.But Chen Liang didn't notice this, and said very bluntly: "Absolutely not. Even if you succeed by chance in Jieshen Lane, it is not a universal law. If you want to use this kind of trick, Xianggong might as well abolish the payment of banknotes. The court only needs to strictly implement it." Save money, and it won’t take three to five years to recover.” He paused for a while without looking at Cai Jing's embarrassed eyes, and said again: "Besides, time is the most important thing. Even if we can really raise 10 million copper coins, it will take time to transport them back to Bianjing. I'm afraid we There is not so much time. Rumors spread to the southeast of Shaanxi's chaos in the price comparison between banknotes and copper coins, which has already caused a small turmoil, but after all, the distance is too far, so it quickly subsided. But if the rumors of Bianjing spread, I'm afraid the consequences will be unimaginable. In half a month at most, this news will definitely spread in the southeast..." "Although it's difficult to quench my thirst near the water, Yuan Chang reminded me." Shi Yue smiled and relieved Cai Jing, "If it wasn't for Yuan Chang, I would never have thought that I would have reinforcements available." He didn't care too much Cai Jing's feelings, but after he paid homage to the prime minister, among the officials that the court can rely on, Cai Jing is one of the most important ones, so the inconvenience makes him too embarrassed. But what Shi Yue said is the truth.Among the merchants in the Song Dynasty, the most closely related to Shi Yue was the so-called "Eighteen Commercial Firms in the South of the Yangtze River". They actively participated in many of Shi Yue's policies. From the Tang family down, every family made a lot of money.But the eighteen families' support for Shi Yue also had a tacit premise.Usually, Shi Yue needs to mobilize millions of dollars, which is naturally easy; if Shi Yue implements some policies, and occasionally earns a little less, or even loses a little bit, eighteen companies will support it, and these are not problems.However, Shi Yue is also very measured, he will never let them do things that may damage their fundamental interests.Shibajia is not a charity organization, nor is it Shi Yue's private subordinates. They also have their own interests to protect. The banknote payment crisis has become so big that the truly well-informed businessmen all know that the imperial court’s finances are dying—it’s not that Shi Yue, Sima Guang, and Wang Anshi can’t abolish it, nor can it be abolished by the emperor’s edict. Solved, businessmen don't need to read history books, don't need to know how the monarchs of the past dynasties were ruthlessly abandoned by their subjects on this issue, as long as they rely on the most simple common sense, they will make a decision to seek advantages and avoid disadvantages move.At such times, only gamblers and desperate people would choose to tie their property to the imperial court. At this moment, let alone the eighteen families, even if it is the Tang family, what kind of interests should Tang Gannan have to willingly throw away all the family property and embark on this big adventure?The present is not what it used to be. In the seventeenth year of Xining, Tang Gannan would rather keep a low profile in politics, unless it was for Tang Kang's future, as long as he had a choice.This will be safer for the Tang family. From the very beginning, Shi Yue knew that the eighteen families and himself were just using each other, and even with the Tang family, in a sense, the same was true.What's more, he also knows that the Tang family is actually too busy to take care of themselves in this matter - the two largest and most important industries of the Tang family are the manufacturing industry and the bank business.Tang's bank is one of the few large banks in the Song Dynasty that has branches all over the country. In this banknote delivery crisis, the Tang family will inevitably be affected.At this time, it would be too difficult for them to lend a huge amount of precious metals. All the banks in the Song Dynasty hoped that Shi Yue could win this battle. However, at this time, those who wanted to help the court could no longer help them. They only wished that the court could help them in turn; , but no one dared to take the risk of going bankrupt to help the imperial court.The instinctive reaction of the bank at this time is to try to hoard gold, silver, copper, silk, grain, land and other goods. Whoever has the ability to survive this crisis will be the final winner. Therefore, Shi Yue, who could not come up with a suitable bargaining chip this time, did not count on the merchant in the first place. But Cai Jing also reminded Shi Yue. He still has chips.