Chapter 30 Big plans

After making an appointment and delivering the goods at the cash register, Hu Xueyan was relieved.But after a whole night of calculations, he felt relieved, and he didn't know who he was working hard for or who he was busy with. Earned 180,000 taels of silver, however, it just sounds nice, and it doesn't even have the "pretty good looks" on the books.Because there are too many partnerships and too many expenses, in addition to the dividends with You Wu and Gu Yingchun, you have to share with Yu Si, pay the interest everywhere, and make up for the deficit of the Shipping Bureau for Wang Youling, plus Both Qiu Fengyan and Ji Heling should be embellished.Now there is not much left, but there are still "dangling accounts" pulled down by the three "gates" of Hangzhou, Huzhou, and Tongli. After careful calculation, except for the capital of Fukang Bank, it is still a whole debt , There is still a shortfall of ten thousand coins.

Of course, he doesn't have to worry about tens of thousands of dollars. What needs to be worried about is that after such a lot of effort and effort, he will end up with a loss. Is the so-called "entrepreneurship" just a dream? It shouldn't be the case!There is always a reason for falling to such a point, of course there is something wrong with my own approach.If this problem is not found out, it will make people sleepless. For this reason, although he didn't sleep all night and his mind was drowsy, his spirit was strangely excited and he didn't want to go to bed anyway.

When it was almost noon, Gu Yingchun and Liu Bucai came to visit together. As soon as they met, Gu Yingchun said in a low voice: "Uncle, you look so ugly! Are you sick?" Liu Bucai used to run a pharmacy, and he was able to diagnose colds and fevers. At that time, he stretched out his hand to touch his forehead, and asked him to stick out his tongue to look at the coating. He made a very accurate judgment: "Too little sleep, Excessive effort is the rise of false fire. Eat a good meal, sleep comfortably, and your spirit will be fine immediately." "That's right." Hu Xueyan intentionally sent him away, "Please go and make an appointment with Pang Er for me, and talk about where tonight. Turn around four or five o'clock, and you will come to Yudechi to find me."

As soon as Liu Bucai left, Hu Xueyan took out the pre-calculated lists one by one, picked out one of Gu Yingchun's and handed it to him. According to Hu Xueyan's calculation, Gu Yingchun should divide more than 15,000 surplus of silver. "Uncle!" Gu Yingchun glanced at it briefly, and pushed the list back, "First, you have given me too much; second, don't divide it now, we are still doing it together, and discuss what to do in the future." It’s the right way to do it.” Hu Xueyan blurted out: "I just don't know what to do in the future." Then he frowned and kept shaking his head.

This attitude is very strange, and Gu Yingchun was very surprised, "Uncle!" He said with difficulty, "You seem to have something unspeakable. Everyone, you do what you tell, if there is any 'unbalance', my One copy doesn't count." "Brother Ying Chun!" Hu Xueyan was quite moved, and replied bluntly, "I have nothing to gain, but the friendship and loyalty of a friend, which is worthless." "It's not just a thousand pieces of gold? Uncle, don't say you get nothing. In my opinion, you get a lot. Don't say anything else, just say that Zhu Funian is well. Although Pang Er has the temper of a young master, sometimes he doesn't talk to others. Be merciful, in the end the royal family is generous, not like other bosses, but Zhu Funian still has two minds, only when you meet my uncle, you can turn enemies into friends and be obedient, this is your great ability, that is yours Big money."

Since the words were to the point and not comparable to general flattery, Hu Xueyan was greatly encouraged after hearing these words, "Old Gu," he simply asked, "You talk bluntly, let's see what's wrong with my business." change?" "The problem is that we can't talk about it. However, Uncle, the Chinese have a saying called 'professionalism is based on diligence, and lack of play'. According to me, the word 'diligence' should be regarded as a respect for work, and in turn, 'playfulness' 'The word should not be interpreted as lazy, but as disrespectful. Respect means concentration, concentration, and natural excellence. Uncle, if you say that you have made mistakes, I will speak bluntly, that is, you are not focused." Gu Ying Chun added, "Human energy is limited after all, and you have dealt with too many things. From the present, it seems that everything has been covered, and no mistakes have been made. In fact, no one knows whether many good opportunities have been missed."

He talked all the way, and Hu Xueyan nodded all the way. After he finished speaking, he immediately replied: "Several people have persuaded me like this, but you have not explained it thoroughly. I was thinking just now, I have been busy for a long time, and my hands are empty. There, you say that I am not paying attention, and that is my fault. However, you cannot say that I am empty-handed—” He didn't go on talking, because he was afraid that Gu Yingchun would be overwhelmed, he himself had nothing to lose, but it would be beneficial to have friends who cooperate with each other.If this account is to be settled, there is still an achievement.

After thinking about it like this, he felt even more refreshed. "Let's go, let's go," he stood up and said, "according to Mr. Liu's words, eat it well and sleep with it. Is there any good food? Soak in Yudechi for an afternoon." "There are good dishes, I'm afraid you won't be able to eat them." "Why can't I eat it?" "Summer pays attention to eating 'colored white vegetables', which are cold and bland, half-cooked, and those who are not used to eating them will lose their appetite." "That's fine. Or—"

"It's better to come to my place for dinner! Seventh Sister has returned to basics now, learning to cook from others everywhere, today I am making steamed chicken with rice noodles, and your water shield on the West Lake—" "Don't talk anymore." Hu Xueyan swallowed and replied, "If you continue talking, I'm really going to drool." So we went to Gu Yingchun together.As expected, Grandma Qigu rolled up her sleeves and was very busy in the kitchen, dripping with sweat. Her silver basin-like face and two lotus root-like arms were particularly red and white. When she saw Hu Xueyan looking out from the kitchen door, , hurriedly shouted: "The kitchen is like a flaming mountain, little grandpa, don't come in!"

"I'm hungry!" Hu Xueyan replied honestly, "If you have anything to eat, get some to feed me first." "I'll start with a bowl of dry rice noodles to make you hungry. Go back and eat wine slowly." Waiting for a bowl of chicken soup, ham, bamboo shoots, dried rice noodles to eat, and then setting the table to drink, it happened that You Wu also arrived, and Hu Xueyan became more interested. During the dinner, of course, he was asked about his future plans, but Hu Xueyan asked You Wu and Gu Yingchun, what kind of plans should they make to benefit everyone?

"It's hard to say that." You Wu replied, "According to my mind, it's best that you don't care about other people's business." "Fifth brother too!" Grandma Qigu was straightforward, and immediately added a sentence he hadn't said, "Don't mind other people's business, just mind your business. Isn't it?" Everyone laughed. "Of course it's wishful thinking. But," You Wu said solemnly, "our Cao Gang's way of life is getting narrower and narrower. Uncle, you promised to find a way for us." "Of course, of course. I will take it as my own business." Hu Xueyan asked Gu Yingchun again, "What do you think, what should I do in the future?" "I just said that." Hu Xueyan nodded, recalling the advice he gave this morning. You Wu and Qigu's grandma didn't know those words, especially Qigu's grandma was impatient, so they pressed her. Hu Xueyan told her what Gu Yingchun said to persuade him to concentrate, and praised Gu Yingchun for his deep insight and understanding. through. "Thank you family!" Grandma Qigu pouted and said, "Uncle, he is a dog-headed military adviser, don't listen to him." Gu Yingchun was not convinced, but he didn't dare to argue with her, he just said: "Uncle, 'Women's words, be careful not to listen'." "What do you mean by 'Women's Words'?" Grandma Qigu responded very quickly, "The bigger the scene, the better. According to you, if there is an emperor doing it, don't do it, because there are too many and complicated things in charge?" One sentence refuted Gu Yingchun speechless, shook his head and said softly: "Eighteen fallacies." Hu Xueyan looked at his embarrassing expression of helpless Qigu Grandma, it was amused, but You Wu, who had never taken his "baby girl" seriously, helped her speak: "What Ah Qi said is not unreasonable. Don't be afraid of things." Too much, someone needs to take care of it, the emperor is easy to do, but the difficulty is that he doesn't need a good prime minister. Uncle, I think the words of the old man are also good, and Ah Qi's analogy is also reasonable. You are a smart person, so you might as well take the words of the two of them. Think it over and make a plan." "Yes!" Hu Xueyan nodded deeply. So while he was eating, drinking and chatting, he was making calculations in his mind, and when he was drunk and full of food, his calculations were almost over. "Fifth Brother, Old Gu!" He said, "Let's divide the bill first—" "No need to divide!" You Wu hurriedly said, his meaning was the same as that of Gu Yingchun, advocating that the original capital and surplus should be used by Hu Xueyan with full power, so that "profits can be rolled over." "I understand what you mean." Hu Xueyan said, "I want to start over and do a few things. Everyone manages them separately, and I only focus on the general manager. It's like being an emperor. The prime minister and ministers are required to handle things separately, and I don't need it." Do it yourself." "Yeah, yum!" The three people present all nodded in agreement at the same time. "The first is the bank. This is my foundation. I am also an expert. I am afraid I have to do it myself. The second is silk. In Huzhou, I will hand it over to Chen Shilong, and in Shanghai, I will hand it over to Lao Gu." "Okay!" Gu Yingchun said, "I will do my part, and you don't have to be polite. In the future, tea and tung oil can also be used as Yangzhuang, let's talk about it slowly." "In the future, you will be responsible for all sales of Yangzhuang. I have also thought about tea and tung oil. As long as you think it can be done, I agree. But the new silk is about to go on the market, so please plan quickly, concentrate on it, and don't care about Pepsi. But—” Hu Xueyan looked at Grandma Qigu, smiled and stopped talking. This has the meaning of Pili Yangqiu, Grandma Qigu can't help asking: "Little Grandpa, but what?" "However," Hu Xueyan said with a smile, "I don't care about Pepsi, you have to take care of your life's important affairs. I am also like this. I can't take care of other nosy things. You must serve this important matter to the end. In front of the fifth brother here , I’m a big matchmaker, you can choose dates, hold weddings, discuss things yourself, you don’t need me to spread the word. I will clear up the old patriarch of the ancient family, and it will definitely not fail, you can rest assured.” "Yes." You Wu nodded and said, "I just want to talk about this matter in the next few days. Let's not talk about it now, you can talk about your plan, uncle." "I also plan to run two businesses, one is a pawnshop, the other is a pharmacy. The pharmacy asked Mr. Liu to do it. I want to talk to Pang Er about the pawnshop. I ask Zhu Funian to help me." Regarding his plan, You Wu and Gu Yingchun remained silent, which meant they didn't take it seriously.In Gu Yingchun, he felt that he was not suitable for a career that he did not understand, and Liu Bucai's nature was not suitable for working hard to start a business, and Zhu Funian did not know each other very much. , It is not yet clear, why pay a heavy responsibility lightly? You Wu also had the same idea, and he still had doubts, so he asked bluntly: "Uncle, the same bank and the same silk are all big capital, how can you have the spare energy to open a pawnshop and a pharmacy?" "Fifth Brother has hit the nail on the head." Hu Xueyan said vigorously, "Of course I have plans." Hu Xueyan's plan is to rely on his reputation and ability to make things happen according to people.Fukang set up a branch because Pang Er had made a promise and was willing to support it. In the silk business, everyone still collects shares.For the cost of opening a pawn, he took a fancy to the wealthy sons of Pan Shuya in Suzhou, and he planned to use his brains in the official circles of Jiangsu and Zhejiang to open a pharmacy. "Let me say it again, why do you need to open a pawnshop and a pharmacy? These two businesses are not profitable at the moment, and they are completely for the public good. I open a pawn to facilitate the poor. Hu Xueyan, there are not few people who know it." Yes, but only officials and business people know. I want to let the common people know. When I mention Hu Xueyan, I say: This man is good! The business will grow bigger and bigger. For this reason, I want to open a pharmacy, which is a way to become famous. The best way. Besides, there are many diseases in troubled times, and after the chaos, there will be plagues. In the future, the business of pharmacies will benefit others and self, and it will be a first-class good business." Hearing this, Grandma Qigu admired her first, "Listen," she said to Gu Yingchun with a sense of lesson, "Young uncle's vision is really vision! After seeing the chaos. You You have to learn from my uncle." "I was learning from my uncle." Gu Yingchun turned his face and asked, "Uncle, you said that the capital of opening a pharmacy is paid by the public. How can you do it?" "It depends on the relationship. Naturally, medicine is needed in the barracks. I need to discuss it with Mr. Liu to get two good prescriptions, which can be repaired with real materials, such as medicine for knife wounds, Zhuge Xingjun Powder, and Plague Pill. It is effective once it is taken, and it is different. This way, we can ask all kinds of grain suppliers to set us up first, and then take the price to make capital." "Really!" Qigu's grandma was delighted when she heard that, "I see that in the world, there is nothing that my grandpa can't do!" "Seventh Sister," Hu Xueyan was a little panicked, "I'm flattering myself too much. A person's strength is limited. Even if he has three heads and six arms, how many things can he do? To achieve great things, it all depends on helping each other. Speaking of which, I have nothing. It's just friends. If you take your friends' affairs as your own, your friends will take yours as your own. Without friends, even if you have great abilities, there is still nothing you can do." "Young uncle's words hit the nail on the head," You Wu said immediately after him, "Our group of brothers are all good friends of my uncle, and now I am waiting for you to give orders!" "Don't be so busy! I promise to find a way out for you, and I must do it. To be honest, the first big thing in front of me is to open a way for you. I already have a rough way—" This is another major undertaking of Hu Xueyan related to the people's livelihood and the national economy. He plans to use the manpower of the Cao Gang, the power on the waterway, and the ready-made ships to undertake public and private freight transportation. food. "In troubled times, there are many reasons for rice pearls to pay for osmanthus, and we must pay attention to each of them. The army is in chaos, the fields are deserted, and the production is less. Of course, there is one reason. The other reason is that the transportation is inconvenient. Seeing that there is rice, it cannot be transported. What a pity that it can’t be sold! This is not counted, the most regrettable thing is that it was ruined! Some people have accumulated a lot of grain, and when the long hair comes, they burn it all, or when it is harvested in autumn, the long hair comes, and no one has rice. It’s a waste of money. If you can think of a way not to spoil it, think about it, how good it is for public and private use!” "It makes sense!" You Wu jumped up, "I understand the first two reasons, but it's the first time I've heard the latter reason. I'd like to ask my uncle, how can I not spoil it?" "It depends on the situation. You need to have a clear eye and a quick hand to see where the place is about to become unreliable. We will send more ships to get out the stored grain. We must rush to cut the rice that can be harvested." Hu Xueyan continued. Said, "Of course this will require the help of the government, or send troops to protect it, or be extra lenient at the checkpoints. As long as it is agreed, fifth brother, you will have both people and location in the future, and it is a unique business." You Wu and Gu Yingchun didn't make a sound, they read Hu Xueyan's words carefully for a while, and then they roughly understood what he did.This is indeed a good business that others cannot grab, but it is not easy to do. "Uncle, you know the situation in the officialdom, but you may not be willing to help us." "Definitely yes! It just depends on how you say it. There is also a reason: there are two things in war, one is soldiers, and the other is food, which is called enough food and enough soldiers. There is only so much food, and the two sides are in the same place. We have an extra If there is a share of food, the long hair will lose a share of food, once in and out, it has a lot to do with it. So, if I go to talk about this principle, the higher-ups will definitely agree." "Yes!" You Wu asked, "Who are you going to talk to, Uncle? Grand Master Wang?" "Yes. I'll talk to him first. Without further ado, I'll leave tomorrow! I still have many ways to cure the long hair, such as stepping up anti-smuggling and cutting off their supply of daily necessities." Hu Xueyan stood up Come on, waving his hands vigorously, "Accommodating the situation when doing small business, and helping the government to turn the situation around when doing big business. When the overall situation improves, our business will naturally find a way. You wait, I will go to Hangzhou and start anew. Another big career." "Red Top Businessman Hu Xueyan 4" will be published soon, exciting preview: The Taiping army besieged Hangzhou, and Wang Youling, the governor of Zhejiang at that time, was responsible for guarding the land and vowed to resist it to the death.Entrusted by Wang Youling, Hu Xueyan sneaked out of the city and went to Shanghai to buy food to help the hungry people in Hangzhou.When Hu Xueyan's grain ship arrived outside the city of Hangzhou, the soldiers and civilians in the city were unable to break through to meet them. Wang Youling hanged himself and died for the country, and Hu Xueyan shed tears to say goodbye.His best friend and backer had been lost, and Hu Xueyan's vitality was seriously injured, but by chance, at this time, he met Zuo Zongtang, the new governor of Fujian and Zhejiang.Hu Xueyan won the trust of Zuo Zongtang, raised food and salaries for him, purchased arms, managed foreign affairs, borrowed foreign debts, and opened shipyards.Hu Xueyan helped Zuo Zongtang achieve meritorious deeds, and Zuo Zongtang helped Hu Xueyan make a fortune. Taking refuge in a generation of famous officials Zuo Zongtang, Hu Xueyan, a businessman, stepped into the upper echelons of the officialdom step by step. At this time, a huge political vortex was brewing, and Hu Xueyan was full of ambitions, and he was completely defenseless against it.What is the fate of a generation of red-capped businessmen? Please read "Red-capped Businessman Hu Xueyan 4".