Chapter 54 Manage money in units of one hundred yuan

Most girls in their twenties don't fill out expense lists until they get married and learn accounting.First, I don't think it is necessary, and I often forget or feel bored.However, for the same one million yuan, some people can realize the value of two million yuan, while others can only realize the value of half a million yuan.Even if the salary of a newcomer is low, there will still be a big difference between the results brought about by careful management and no management.Especially young people in their twenties who have a fixed income should keep a record of their expenses, from which they can figure out how to use the money next month.Some people may think that it is money that must be spent anyway, and even if it is written down like this, it will not change anything.However, as long as you stick to it for a few months, you will find that the amount of fixed expenses in the past will become less and less.Moreover, knowing where and how much money is spent is the first step in managing money.Nowadays, they open their mouths about real estate and shut their mouths about stock investment. Everyone doesn't take one or two thousand yuan seriously.However, with such a way of thinking, there is no way to achieve effective consumption management.The unit of consumption management should not be 10,000 yuan or 1,000 yuan, but should be properly managed starting from 100 yuan.Only in this way can we effectively accumulate wealth.It is not an easy task to achieve value for money consumption. "Do we have to live so hard?" In fact, there is no need to be so pessimistic, those billionaires also save in this way.Once you become a rational consumer, you will experience the pleasure of spending efficiently, and saving will become a pleasurable habit.