Chapter 32 2. In business, cash is king

The operation of the skyscraper by Wisdom Group is originally playing a capital game of small bets, and it can't stand the toss of money tightening.In more than half a year, the building will be capped.But the macro-control, if it doesn't come sooner or later, it happens at this time!Du Linxiang has already borrowed more than 3 billion from the bank. To complete the building and complete the interior and exterior decoration works, at least 2 billion will be needed.The bank has cut off the loan, and the construction party has been asking for wages, and Wistron is now insolvent. Based on the development progress of Hezhou New City, this skyscraper will at least appreciate in value by several billion in a few years.But as An Youqi reminded at the beginning, in business, cash is king.If there is no follow-up funds to complete the building, Weitong will die in an ugly way.From now on, this majestic and magnificent building can only be brought under the name of the bank.

Du Linxiang has thought of almost every idea he can think of.He even asked Zhang Qingbo if he could use a "fake mortgage" to get a sum of money from the bank?As a result, Zhang Qingbo shook his head in denial without thinking at all. The so-called "fake mortgage" has also been used by Du Linxiang before.Previously, the sales of several properties developed by Wisdom were not satisfactory, but Du Linxiang, who was in a hurry to spend money, was really unwilling to sell at a low price.In the end, with the help of Zhang Qingbo, he used this method to lend a large amount of money.

People today are very familiar with mortgages, that is, home buyers borrow money from banks, and after reaching an agreement, the bank will first call the real estate developer for the full purchase price.Next, the buyer returns the loan and interest to the bank on time.Du Linxiang took advantage of policy loopholes at the beginning.He found hundreds of ID cards, most of which were company employees and his relatives and friends.Then, in the name of these people, they bought the real estate developed by Weitong Group at a high price.Of course, the way to buy is to use a mortgage. These people first go to the bank to go through the loan procedures, and then the bank will directly transfer the purchase money to the Witton Group, and Du Linxiang will be responsible for repaying the mortgage loan to the bank every month.This method, commonly known as "fake mortgage", is equivalent to allowing Weitong to obtain a low-interest loan.

Generally speaking, banks will go through careful qualification review when lending, and it is easy to find tricks.But because of Zhang Qingbo's intervention, various departments of the bank gave the green light.The money obtained in an illegal way enabled Du Linxiang to tide over the difficulties easily. The operation at that time was very secretive, and even the head office in Beijing was not aware of it.But today is different from the past. At this time of macro-control, the head office strictly controls money. Even Zhang Qingbo, the famous God of Wealth, can only do nothing! At the critical moment, Lu Youshun did not forget Du Linxiang as a friend, nor did he forget the skyscrapers, the political achievements he devoted his heart and soul to.The day after the dinner, he called: "The bank is hopeless, can you find a way to sell a few floors of this building first? This will also recover some funds and solve the urgent need. "

Du Linxiang said: "I have also thought about this method. I went to Beijing to visit a central enterprise the day before yesterday. As long as they pay for the property, I am willing to sell it even if it is cheaper. But there are not many people who are really interested!" Lu Youshun said: "Don't be discouraged. According to market rules, whoever buys the bottom at this time will make the most profits. I believe that there will be people who are tempted by this building. First sell a dozen floors, and you will be able to Reconnect the capital chain." Lu Youshun continued: "I talked to Wan Shunlong about this on the phone, and he didn't refuse. Why don't you talk to him tomorrow? He has been walking steadily in the past few years, and the cash flow of the company He is a local company in Hezhou, so he should be very clear about the market potential of this building. In addition, I will also contact my friends in Hong Kong to see if their companies have such intentions.”

Du Linxiang nodded and said, "Let Mayor Lu worry about it!" Lu Youshun said: "Don't say that! This building is your wealth and life, and it is also my hard work. I will definitely support it to the end!" Early the next morning, Du Linxiang rushed to Wan Shunlong's office.Wan Shunlong was answering a phone call, and he asked Du Linxiang to sit on the sofa for a while. Wan Shunlong held the phone and talked for at least ten minutes.At the beginning, she was still cheerful, but later, her tone became more and more stiff.Wan Shunlong finally said: "To tell you the truth, everyone's funds are very tight now. It's useless if you force me, and I have no money! According to the contract, I will call you the money that should be paid next month. .As for the other parts, there are no doors!"

Putting down the phone, Wan Shunlong shook his head with a wry smile: "Lin Xiang, you also saw it. Everyday is a debt collection, which annoys me a lot. The situation in your place is not much better, right?" Du Linxiang said: "My situation is worse than yours. The creditors have already come to the door!" Thinking of Lu Youshun's praise of Wan Shunlong on the phone, Du Linxiang felt a little disapproving.These days, no one's life is easy, and Shunlong Group's funds are not abundant, does he have the strength to buy a house? Wan Shunlong said: "Mayor Lu has called me several times, hoping that I will buy a few floors of your building. According to him, this is a win-win situation. It not only helps you relieve the shortage of funds, but also allows me to buy the bottom and make a profit. It is easy for the leader to say something, but how does he know our specific difficulties? Yes, I am very optimistic about the market potential of skyscrapers, but the cash on hand is indeed not abundant. But since Mayor Lu has given instructions, I also Just have to do it."

Wan Shunlong looked unwilling, Du Linxiang could only smile and said, "Thank you, Mr. Wan!" Wan Shunlong quickly waved his hand: "Don't thank me, thank Mayor Lu if you want to thank me. If he didn't speak, I would never dare to think about skyscrapers." Du Linxiang said: "Let's get down to business. If we make this deal, what conditions does Mr. Wan have?" Wan Shunlong hesitated for a while and said: "My funds are also very tight here, and it is very difficult to get out a large amount of cash! That skyscraper has a floor of about 5,000 square meters, or 10,000 yuan For the price of one square meter, I bought ten floors. In addition, I want to get the naming right of this building for ten years, and it will be called Shunlong Fortune Center in the future.”

Du Linxiang was almost out of breath!The price of 10,000 yuan per square meter is almost the cost of construction and installation, and including the investment in buying land, Du Linxiang's ten-story building is simply sold at a loss.What's more terrible is that Wan Shunlong wanted to obtain the naming rights for ten years, and the Weitong Building, which he had put a lot of effort into, changed its name in an instant to Shunlong Fortune Center. Du Linxiang shook his head: "Mr. Wan, you are taking a big joke. There is no way to talk about such a condition." Wan Shunlong sighed: "Lin Xiang, I'm also in the real estate business. Ask yourself, the conditions are really harsh. But you have to be considerate of me. At this time, let me spend 500 million in real money, absolutely It's not an easy task. I don't even know if I can make up this amount in the end. If it wasn't for Mayor Lu's greeting, I wouldn't be in this muddy water at all."

Wan Shunlong went on to say: "As a friend, I would also like to advise you. You are indeed selling at a loss. But this building has dozens of floors. As long as you overcome this difficulty, can you still make money on the remaining floors?" But in the end it really turned out to be an unfinished building, and it was just a chicken and an egg." Du Linxiang said: "In any case, I cannot accept Mr. Wan's conditions." Wan Shunlong said: "Well, this is your right. But when the time comes, you have to give me a few good words from Mayor Lu, saying that Wan Shunlong really can't afford the price, and the deal has not been negotiated. That's it. Now, it’s easier for me to explain to the leader.”

Du Linxiang smiled stiffly: "That's easy to say." Walking out of Wan Shunlong's office, Du Linxiang shook his head subconsciously.This Wan Shunlong is obviously not a rich man now, and he is even troubled by the financial problem.He didn't want to buy a house at all, but because of Lu Youshun's affection, he reluctantly came to perfunctory for a while.A complete waste of my time! After sending Du Linxiang away, Wan Shunlong sat on an office chair and smoked leisurely.After a while, Ma Xiaojing walked in: "Why are you so crazy when you have nothing to do all day? Tell me to pretend to be a debtor and have a big fight with you on the phone. Our company's financial situation is good. Who do you need to pretend to be in front of? Poor! Which creditor was sitting in your office just now?" It turned out that when Du Linxiang first came in, Wan Shunlong was pretending to call his wife! Ma Xiaojing was very angry today, not only because Wan Shunlong asked her to pretend to be a creditor to press for debts early in the morning, but also because Ma Xiaojing had prepared carefully last night, but Wan Shunlong couldn't be hard-pressed. It's a big spoiler. For unknown reasons, Wan Shunlong has been unable to cope with Ma Xiaojing recently.Ma Xiaojing thought that he was getting old and had impotence symptoms, so she bought him a lot of medicine and came back.But Wan Shunlong knew in his heart that he was "selective impotence".For my wife, no matter how hard I try, the following will not work.But just find a woman outside who is not as good-looking as Ma Xiaojing, and she will be full of vitality again, and she will be a pillar of the sky.Alas, learning a craft is practice makes perfect, but the more familiar you are with women, the less you feel. Naturally, these difficulties cannot be told to Ma Xiaojing.For the medicine that Ma Xiaojing bought, Wan Shunlong had to pretend to carry it on his body every day, and then took the opportunity to go to the bathroom to throw the pills into the sewer. Wan Shunlong pulled back his thoughts and said with a smile, "The one sitting just now is not a creditor, but a money-spreader!" After explaining the ins and outs of the incident, Wan Shunlong said: "Today's meeting is considered a victory for the first time! Now Du Linxiang must think that I have neither much money nor really plan to spend money to buy a house. It's just because of Lu Youshun. In terms of face, I have to deal with it." Ma Xiaojing smiled: "I remember you said that when you decide to buy something, the most important thing to do is to make the seller feel that the person doesn't really want to buy it. Dare to ask for the price, but the buyer can sit back and pay back the money!" "Yes!" Wan Shunlong said, "Only in this way, can Du Linxiang willingly sell it off, and I can really buy the bottom!" "What's your plan for the next step? Du Linxiang has rejected you today, will he come back again?" Ma Xiaojing asked. Wan Shunlong picked up the teacup and said, "According to the normal situation, this business has come to an end, and we can't continue talking. However, who is your husband, there is naturally a way to bring him back to life, and let Du Linxiang come back obediently and accept all the conditions." Ma Xiaojing sighed: "Lin Xiang is very kind, don't go too far!" Wan Shunlong said: "When I do business, I will never push others into a desperate situation. It is convenient for me to be convenient for others. But then again, Du Linxiang has fallen to this point, and he is also to blame. In order to hug the pawn The thigh of an official, what achievements are you giving to Lu Youshun, and such a huge project hastily launched." Wan Shunlong had complicated feelings for Du Linxiang.He appreciates Du Linxiang's hard work, and is even more grateful for Du Linxiang's righteousness when he was in trouble.He once regarded Du Linxiang as a junior who could be greatly supported, and he did give him selfless help.However, when he saw that Du Linxiang was faintly catching up from behind, he was a little angry and panicked.Wan Shunlong will never allow anyone in the Hezhou business community to surpass himself.Now there is just an opportunity to make a lot of money and teach Du Linxiang a lesson, so why not do it! Ma Xiaojing said: "I want to remind you here. Today's Du Linxiang is no longer the rustic contractor of the past. Behind him, there is Lu Youshun's support, and Zhang Qingbo also wears a pair of pants with him." Wan Shunlong laughed loudly: "This is exactly Du Linxiang's weakness. He thinks he is friends with Lu Youshun and Zhang Qingbo, but do these people who eat official meals really treat businessmen as friends? In Zhang Qingbo's heart, there is definitely something more important than friendship, that is the hat on the head and the position under the buttocks. Look, Lu Youshun and Zhang Qingbo will eventually become my allies." Wan Shunlong lit a cigarette, and said to himself: "Du Linxiang still has the capital to resist. But this capital will disappear soon!" Looking at Wan Shun's well-thought-out appearance, Ma Xiaojing knew that her man rarely miscalculated, and he should have a careful plan. Wan Shunlong asked, "Do you have any plans for today?" Ma Xiaojing said lightly: "Governor Jiang is very interested today, and invited me to play golf in the afternoon. Do you have anything to say?" Wan Shunlong looked up at the ceiling and said expressionlessly, "It's nothing, just say hello to him." Ma Xiaojing got up, straightened her clothes, and was about to leave.Before going out, she said: "It's the same sentence, don't play too much. After all, Du Linxiang saved our children."