Chapter 31 Chapter Thirty-One

Qian Huiren knew in his heart that it was very difficult to deal with the aftermath of fundraising, and the troubles he and Zhao Anbang faced were not small. The fund-raising was led by the Niushan Development Zone Investment Company affiliated to the municipal government, and the government was responsible for repaying it.There are only two feasible ways, or the city government will come forward to repay the debt with a loan from the bank; or follow the requirements of the provincial party committee and the relevant central departments to resolutely pursue the money. It is almost impossible to get a loan. Who would dare to lend money to them when the city is full of storms?Chasing money is also called nonsense. Out of the 800 million, 600 million has been invested in the construction of the new district, which has become a road, a water plant, and a standard factory building. You can't split these fixed assets to the fund-raising creditors, can you? !Even the 200 million yuan that was released to Guangdong and Shenzhen companies is not so easy to chase. At the beginning, when people raised money from you, there was a contract, and it was a violation of the contract to ask for money in advance.Therefore, it must be treated differently on a case-by-case basis.The 600 million yuan used for the construction of the new district cannot be pursued. For enterprises in Guangdong and Shenzhen that are operating well and are capable of repaying their loans when due, they should not rush to pursue them. What needs to be pursued is only a small part of unsafe financing. Come on, the 800 million raised funds cannot be repaid immediately.

Zhao Anbang also knew very well. When assigning work, he said openly and honestly: "Fatty Qian, let me tell you the truth: I don't know where the 800 million yuan is, and Secretary Tianming and I are, but we still have to spend a lot of the raised funds. Return the land to the common people as soon as possible, what to do, think of a way, the municipal committee only cares about the result, not the process!" Qian Huiren tentatively asked: "Is the municipal committee really not asking about this process? You have to tell the truth!" Zhao Anbang said: "If you don't ask, then don't ask. However, fat man, you should be smarter. It is best not to let the municipal party committee and Secretary Tianming know. As long as it is not expressly prohibited by party discipline and state laws, you can do it boldly." !"

Qian Huiren thought for a while, then said hesitantly, "Fund-raising was not prohibited by party discipline and state laws before this, right?" Zhao Anbang shook his head and said: "This kind of practice is now expressly prohibited, don't expect to use new funds to return old funds!" Qian Huiren gave a wry smile and stopped talking, "Okay, okay, I understand, anyway, it's our business, and the comrades in the debt collection team and I will study it and find a way to steal and rob the city and the municipal party committee." , has nothing to do with Secretary Tianming!"

This is the working style of their team, decentralizing power layer by layer, and at the same time decentralizing responsibility.Facts have proved that both Zhao Anbang and Qian Huiren have done a good job, and a stable person would never do such a thing. The first is bank loans. It is completely impossible to apply for loans on the grounds of repaying the raised funds. Zhao Anbang applied for them under the false name of government hotels and office building renovations, and personally held a grand banquet for the presidents of six banks. The meal that was not easy to digest, he used both soft and hard methods, even bluffing and deceitful, he just borrowed 80 million from six banks.

80 million is only one-tenth of the 800 million raised funds, far from enough.Zhao Anbang had the courage to embezzle the 350 million construction funds allocated by the Provincial Department of Communications for the Provincial-Nanjing Expressway. At the same time, he came up with the idea of ​​a highway that had just started construction, and asked Director Wang of the Municipal Transportation Bureau to lead a group of people. Flying all over the sky, looking for buyers everywhere.When Director Wu of the Transportation Department discovered that the construction funds had been embezzled, Zhao Anbang successfully sold the right of way of the Ningchuan section of the Provincial-Ningbo Expressway, and the initial payment of 600 million came into the account all at once. The hole in the west wall and the east wall is considered to be filled.

He did even better, chasing money from Shenzhen to Hong Kong, where he accidentally reunited with Bai Yuanwei, the government-run underdog, and saw a world of luxury and money that he had never seen before, and suddenly discovered the secret of fund operation. In this process, they experienced a severe test of spirit and flesh.If he hadn't been vigilant and determined, he might have been hit by Bai Yuanwei's sugar-coated shells at that time, rewriting the history of himself and a city. At that time, Bai Yuanwei had just set up his own company in Hong Kong and was doing a lot of securities speculation in the name of a three-in-one company stationed in Hong Kong.In order to engage in securities speculation, Bai Yuanwei, in the name of Sanhe Company raising funds to build a factory in Shenzhen, took up 80 million raised funds from Ningchuan, which was the most dangerous sum among all the raised funds released.When he arrived in Hong Kong, he didn't know until he met Bai Yuanwei that Sanhe Company's speculative business was doing very well.In April 1989, the domestic political situation was turbulent, the Hong Kong stock market fluctuated sharply, and the Hang Seng Index fluctuated up and down, which brought Bai Yuanwei a good opportunity.Sanhe Co., Ltd. made a big deal on the Hang Seng Futures Index. Its capital portfolio of 200 million Hong Kong dollars earned 50 million in just two months.Therefore, Bai Yuanwei ignored Ningchuan's request to suspend the financing contract, and continued to implement the signed financing contract.How dare Qian Huiren agree?A lawyer was invited through the Hong Kong Office of the Hanjiang Provincial Government to argue with Bai Yuanwei.The lawyer pointed out: Shenzhen Sanhe Company, as Party B, has violated the financing contract. The financing contract clearly stipulates that: Party A’s 80 million financing funds are loaned to Party B to build an electronic equipment factory in Shenzhen, and cannot be illegally transferred out of the country. If you come to Hong Kong, you can't use it to speculate in stocks.Speculation on Hang Seng Futures means that Shenzhen Sanhe Company has actually been suspected of fraud and violated foreign exchange management regulations. According to relevant mainland laws, it is necessary to file a case and arrest people.

People really caught, caught two.One is Wang Zhengyi, the legal representative who signed the contract on behalf of Shenzhen Sanhe Company; the other is the general manager, Bai Yuanwei's young and beautiful first wife Liu Lu.It was Qian Huiren who called from Hong Kong and asked the Ningchuan Public Security Bureau to arrest him. A deputy director of the Ningchuan Public Security Bureau was also the deputy leader of the money recovery team. Only then did Bai Yuanwei soften, he treated guests at the Peninsula Hotel to make amends, and negotiated a solution with Qian Huiren, claiming that it was a misunderstanding, "Secretary General Qian, I admit that the financing was used for other purposes, but this is really not a scam, you made a mistake Already!"

Qian Huiren had a hostage in his hand, so he spoke stiffly, "Isn't it a misunderstanding? The money from building a factory in the Mainland was sent to Hong Kong. Isn't it a scam? Besides, how did you send this money out of the country? It's also illegal! " Bai Yuanwei kept sighing, and explained with a bitter face: "Secretary-General, you may not know that this was actually agreed in advance by Lin Weimin, the general manager of your investment company. The establishment of a factory in Shenzhen is just a statement! What kind of factory has such a big profit? ?You can also see now that we have done a good job, and it will not be a problem to pay back your funds when they are due! If you are worried, we can sign a supplementary agreement, and I can use several domestic properties as collateral!"

Qian Huiren waved his hand straight away, "I don't have the power, as you know, many cadres in Ningchuan stepped down for this fundraising, and Lin Weimin was arrested. The financing contract is not legally binding! Bai Yuanwei, I think you should stop worrying about it and repay the loan right away!" Bai Yuanwei nodded again and again, "Of course, of course, Secretary-General Qian, we are old friends and have dealt with each other in Wenshan! As for me, I will definitely not embarrass you. I am negotiating with you now! To tell you the truth, immediately It's really difficult to repay the money. The money is all in the stock market, and there must be a process to withdraw it safely! Old friend, do you think this is good? Give me about three months, and I will definitely give you a Satisfied confession, sure!"

Qian Huiren nodded frequently, and said with a smile: "Yes, yes, old friend, it's absolutely fine!" Bai Yuanwei laughed, "Secretary-General Qian, you really understand righteousness. Come, let me toast you!" Qian Huiren drank the toast and said, "However, Liu Lu will not be able to return to Hong Kong within three months!" Bai Yuanwei's face elongated all of a sudden, "Fatty Qian, you...does this look like kidnapping?!" Qian Huiren was also polite, "Kidnapping? That's interesting! It seems that you want to force me to file a fraud case?"

Bai Yuanwei was stunned, the hand holding the wine glass froze in mid-air, staring straight at Qian Huiren without speaking for a long time. But Qian Huiren started talking nonsense again: "Bai Yuanwei, when it comes to this point, I can tell you: this fraud case is really not about me, it's about the higher ups, and the higher ups make it very clear: this is not just a scam. , The nature of fraud is still very bad! It’s me who keeps doing work, I hope I don’t come to this point! Think about it, the money is not mine, so what does it have to do with me if I can’t catch it? Complete the task!" Bai Yuanwei was at his wit's end, so he was forced to promise to settle the matter within the next ten to fifteen days.At the same time, I implore Qian Huiren to help and continue to work, neither to file a case, nor to take his wife Liu Lu to Ningchuan.Qian Huiren readily agreed on the spot, and asked Bai Yuanwei to call his wife who was detained in a hotel in Shenzhen. The next 15 days were refreshing, Bai Yuanwei sent someone to accompany Qian Huiren every day, and asked Qian Huiren to spend a lot of time in Hong Kong. Sometimes, Bai Yuanwei also came to accompany him.Qian Huiren remembered that when the scheduled 15 days were about to expire, Bai Yuanwei suddenly proposed a very attractive condition, "Secretary-General Qian, do you think this is good: if you can help me, let me defer Repay the money in two months, and I personally would like to reward you with 300,000 yuan for tea!" Qian Huiren was a little surprised, and asked suspiciously: "Bai Yuanwei, are these two months so important to you?" Bai Yuanwei told the truth, "It's very important. The Hong Kong stock market follows the political turmoil in the Mainland, so there is a great opportunity!" Qian Huiren thought for a while, and then asked: "That means, if you seize this opportunity, you will also make a lot of money. ?” Bai Yuanwei nodded, "Yes, we estimate that greater turmoil is yet to come, and there is plenty of room for the futures index!" Qian Huiren made up his mind, "Okay, you can help me do it, and I will thank you 300,000 yuan in return!" Bai Yuanwei was stunned for a moment, then he laughed, "Amazing, amazing, Secretary-General, you are really amazing, you can see it through at once!" However, he changed the subject and said, "We can do it for you and make friends! But the commission is three One hundred thousand yuan is not enough, there must be a proportion, brother, you make a lot of money, I make a small amount, we have to make money!" After bargaining, finally set a 30% to 70% commission, 30% commission, and the repayment period was postponed for two months. These two months have been thrilling.There has been a major turmoil in China that has never been seen since the reform and opening up. The Hong Kong stock market has become a barometer of the political situation in the Mainland, and the market has been declining in various rebounds.One day, Qian Huiren saw with his own eyes at a securities company on Hong Kong Island that the Hang Seng Index was jumping up and down, and the ups and downs in one trading day reached more than 400 points.Bai Yuanwei and his group keep saying that they support the reform and opening up, but in the actual operation in this specific period, they keep shorting the Hang Seng Futures Index, which is extremely decisive.After two months of operation, the Sanhe Company made a lot of money, and also helped Qian Huiren earn more than 13 million yuan. After deducting 30% of the commission, the net profit was 9.83 million Hong Kong dollars. Looking at the series of Arabic numerals on the share sheet, Qian Huiren was very surprised: Money can make money like this?If he deposits the 9.83 million in Hong Kong Standard Chartered or HSBC, he won't have to worry about money in his life! However, when Bai Yuanwei asked him how to save the 9.83 million Hong Kong dollars he earned, Qian Huiren said blankly: "Don't save it anywhere, and send it all back to Ningxia together with the raised funds." Chuan, it’s all public funds!” Now, it was Bai Yuanwei's turn to be surprised. Bai Yuanwei never thought that Qian Huiren would be so honest!At the beginning of the year, when negotiating financing with Lin Weimin, the CEO of the Ningchuan New District Investment Company, Lin Weimin opened his mouth and asked for 500,000 yuan, but Qian Huiren refused to take any money from such a huge and safe sum.Therefore, when the two broke up and said goodbye, Bai Yuanwei was a little bit reluctant, and sincerely gave Qian Huiren a Rolex watch worth more than 30,000 Hong Kong dollars.Qian Huiren didn't know that there were such expensive watches in the world at the time, so he couldn't avoid it, so he accepted it. It was after Qian Huiren returned to Ningchuan that he discovered the value of this watch.It was discovered by his girlfriend Cui Xiaorou, whom he had not known for a long time, in a private place.Knowing that this unremarkable watch was worth more than 30,000 Hong Kong dollars, Qian Huiren was shocked. On the same day, he took the initiative to find Zhao Anbang, explained the situation, and handed the watch to the general office of the city government. However, what Qian Huiren did not expect was that despite such careful handling, this watch would cause him a lot of trouble later on. The most annoying thing was that Yu Huabei used this watch as a clue to keep his eye on him. , has been watching until today! Another thing that I didn't expect was that he was so responsible to Zhao Anbang and Bai Ming, the two leaders, he worked so hard to recover the funds raised, and earned nearly 10 million Hong Kong dollars, but he was demerited!It was only later that I realized that this was what Bai Ming meant.After Tianming learned of this, he said to Zhao Anbang, "Anbang, don't be confused! If Qian Huiren loses 10 million instead of earning 10 million, what will happen to him? We can't let such a person Competent cadres make such unnecessary sacrifices! Power must be delegated, but we must know how much power should be delegated. In addition, power must not lose supervision! We deal with Qian Huiren precisely to protect Qian Huiren, and to protect Qian Huiren in the future. Let this happen again!" Even though he knew that the two leaders were doing it for his own good, he was still dissatisfied and felt useless.Fortunately, this kind of resentment did not show up, and the two leaders knew it well. A year later, despite the criticism and dissatisfaction of some comrades, they made him the secretary general of the city government, and the resentment in his heart gradually disappeared.After the turmoil between surname She and surname Zi occurred, when Yu Huabei and the provincial party committee working group made a big fuss about his so-called "problem", Qian Huicai suddenly discovered how wise the two leaders, Bai Ming and Zhao Anbang, had long since All precautions were taken beforehand, and no opportunity was left for people like Yu Huabei to take advantage of. In October 1991, Yu North China and the Provincial Party Committee Working Group found the record of this Rolex watch from the gift list submitted by the municipal government office, and asked Zhao Anbang and Bai Ming a question, "Qian Huiren went to Hong Kong It's very offensive to ask Bai Yuanwei to raise funds, why did Bai Yuanwei give him a valuable watch instead?" Zhao Anbang briefly explained the situation, and did not evade the plot that he violated regulations and speculated on Hang Seng Futures Index at that time. Yu Huabei thought he had seized the opportunity again, and taunted Bai Ming and Zhao Anbang face-to-face, saying, "I really don't know what to listen to, the world is so wonderful! I think you two and the Ningchuan Municipal Party Committee are too free-spirited! Not only in the Ningchuan has no distinction between social capital and social capital, and they are acting indiscriminately, and even sent the secretary-general of the dignified city government to Hong Kong to fight capitalism with open flames?" Zhao Anbang solemnly declared: "Hey, Comrade Yu Huabei, this must be made clear: what Qian Huiren did is completely personal behavior, and it was not approved by me and Secretary Tianming, let alone engaging in capitalism!" At this time, Tianming knew that he and Zhao Anbang's team were about to step down, and he was no longer polite to Huabei, he slapped the table, and shouted: "Comrade Yu Huabei, let me ask you: Do you have the ability to benefit people with money? Do you have this kind of courage and sense of responsibility? Do you think that capitalism in Hong Kong is such an easy way to earn money? You can also earn some and show me!" After shouting, he turned around and left, walked to the door, and said something, "You arrest Qian Huiren and shoot him immediately!" Yu Huabei was furious. According to Qian Huiren's knowledge, Yu Huabei investigated this matter for a long time, and asked Bai Yuanwei many times to find out the situation.At the end of the investigation, of course, nothing was found. Facts have proved that he is innocent, as are Bai Ming and Zhao Anbang. The Ningchuan Municipal Party Committee dealt with his violations and mistakes in a timely manner, and the punishment decision is there!But Bai Yuanwei was in some trouble: even he didn't expect that the Sanhe Company was actually a state-owned enterprise, and a state-owned enterprise would engage in speculation in the Hong Kong stock market, and would wantonly short the Hang Seng Index during the special period of domestic political turmoil. It's outrageous! Although the trip to Hong Kong in 1989 brought him a lot of trouble, it also allowed him to gain insights and broaden his mind.It was after returning from Hong Kong that he began to care about the Hong Kong stock market and developed the habit of reading Hong Kong newspapers.The "Ta Kung Pao" and "Wen Wei Po" subscribed to by the municipal government office are always the first to appear in his office.After the domestic stock market was established, he also paid close attention to it, and was the first to think of raising idle social funds for development in a reasonable and legal way through the issuance of stocks.When everyone hadn't realized what the listing index meant, he had won the first listing index for Ningchuan in the provincial system reform committee, and transformed a development company under the New District Management Committee to go public.This is the first listed company in Ningchuan City and Hanjiang Province.Later, it was with his care and support that the number of listed companies in Ningchuan continued to increase. So far, eleven joint-stock companies, large and small, have been listed on the Shanghai Stock Exchange, and eight companies have been listed on the Shenzhen Stock Exchange. The total number of companies accounted for half of the listed companies in the province. Zhao Anbang appreciated this very much, saying that he has a clear mind and is naturally sensitive to the capital market. It is really indispensible for Ningchuan to occupy a commanding height in the capital market very early.For a while, Zhao Anbang used to jokingly call him "money listed", and often asked him some questions.Most of Zhao Anbang's early knowledge about stocks and capital markets came from him.Of course, this can't be mentioned now, he is also an expert in this field now. In addition, another major achievement is that during the debt collection process, he met his beautiful girlfriend Cui Xiaorou who was the business manager of an investment company in Shenzhen.It was because of his integrity and bright future that Cui Xiaorou resolutely gave up her dream of panning for gold in Shenzhen, followed her from Shenzhen to Ningchuan, and married him at the end of that year.