Chapter 73 Chapter 73 Discovery of an underground bank

At the beginning of September 1999, while the investigators dispatched from across the country were rushing to Xiamen to join the war, the investigators led by Director Liu were also extending their investigative tentacles day and night to all areas where criminals were still active. Repeatedly harvested.At this time, they learned that Lai Changbiao, the executive director of Yuanhua Group and Lai Changxing's second brother, was being treated in a hospital in Fuzhou after being seriously injured in a fight.Liu Chu resolutely ordered investigation and control measures to be taken against those who protected and served Lai Changbiao, and telegraphed to the leaders of the Xiamen task force, requesting that personnel be dispatched to Fuzhou to interrogate the inspectors in order to obtain smuggling information about Lai Changxing Group.

Chen Kun (the full-time driver of Lai Changbiao), Lai Qiren, Lai Shuili and other important insiders were arrested.From their confessions, the investigators learned that Lai Changbiao was the person in charge of cigarette smuggling in the Lai's smuggling group, and learned for the first time that Chen Kun and the other three were not only full-time drivers for transporting smuggled cigarettes, but also responsible for collecting cigarette payments. The minimum amount charged is hundreds of thousands of yuan, and the maximum amount is tens of millions of yuan.The huge amount of cigarette money collected was transported by them to the home of "Dong Shili" in Jinjiang or the home of Yang Li, Hong Min, and Qu Yi in Shishi City. After 1995, it was sent to Shishi Jincheng Credit Cooperative.

This is the first important case that the special case team obtained about the smuggling funds flow of Lai Changxing smuggling group. At the end of December 1999, Chen Zancheng and Cai Gan, who specially kept smuggling accounts for Lai Changxing, appeared in the case one after another.Chen Zan confessed: From October 1994 to December 1998, Yuanhua's smuggling income was about 12 billion yuan.After contacting the "underground banks" in Jinjiang and Shishi City, Zhuang Jianqun, the financial manager, was escorted by Lai Qiren and Shi Jianguo, and driven by Chen Kun, Lai Shuili, and Lai Wentian, etc., and sent RMB cash and a small amount of money orders to the "underground banks" in Jinjiang. "Dong Shili" and other people's family, after 1995, it was sent to Jincheng City Credit Cooperative, and then the "underground bank" notified overseas partners to pay foreign exchange to Yuanhua Company in Hong Kong.Chen Zancheng said that from the second half of 1996 to the end of 1998, more than 10 billion yuan was exchanged through "Dongshili".

There are "underground banks" in Jinjiang and Shishi, and it is these black banks that help Lai Changxing's smuggling group to launder money.At this time, Cai Jiancheng, an unemployed person from Jinjiang, was investigated and dealt with for illegally operating foreign currency transactions.Cai Jiancheng's confession after he came to the case brought the "underground bank" to the surface completely. Cai Jiancheng, a resident of Dongshi Town, Jinjiang, his family of four are engaged in illegal foreign exchange activities.His wife, Su Meili (nicknamed "Dong Shili") mainly operates domestic and overseas foreign exchange exchange and trading businesses.The underworld term for this business is called "playing numbers": when someone in the territory wants to exchange a large amount of RMB cash or bills for Hong Kong dollars or U.S. dollars to withdraw in Hong Kong, the RMB cash or bills are directly handed over to the "underground bank" or deposited in the designated bank. Account; "Underground Bank" calculates the amount of Hong Kong dollars or U.S. dollars that should be paid according to the foreign exchange black market price of the day, and then notifies the partners in Hong Kong by phone or fax. The partners of "Dongshili" in Hong Kong include Cai Xiuxiu, Liu Dechuan, Liu Qingtian, etc. person, pay the foreign exchange from the bank account in Hong Kong to the account number designated by the customer.Lai Changxing Group used the account of Hong Kong Yuanhua.Conversely, when someone in Hong Kong exchanged Hong Kong dollars or U.S. dollars for RMB for domestic withdrawal, he handed over the foreign currency to the Hong Kong partner; the partner notified "Dongshili" and other mainland "underground banks" to pay the customer the corresponding amount of RMB.When the domestic income in RMB greatly exceeds the expenditure, "Dongshili" then passes through "professional accounts", such as Shishi people Hong Li, Cai Li, He Mei, etc. to exchange currency to "Dongshili"'s partners in Hong Kong.

These "underground banks" have been operating in Jinjiang and Shishi for several years, and their influence radiates across the country. "Exchange foreign exchange to Jinjiang", merchants from all over the country flock here. It is said that what attracts these merchants to exchange currency is the financial reputation of these "underground banks". It is said that these black banks never cheat or cheat. "Dongshili" has become a well-known "rich woman" in Jinjiang, with assets exceeding 100 million yuan.His sons Cai Zhixin and Cai Zhichuan also helped his mother count the money. Before 1995, all the smuggled funds were sent to the home of "Dong Shili".