Chapter 4 Investment is the wealth code of Wenzhou people

When "Wenzhou capital" is mentioned, people with a little knowledge of economics will involuntarily open their eyes and prick up their ears; and government officials in various provinces will gasp when they hear this, and then rush to hold a provincial cadre meeting; A layman may shake his head and sigh, don't believe in "Wenzhou Capital", Wenzhou Capital is a legend. ——What I see is that Wenzhou capital will destroy things in this province, so Wenzhou capital is forced to move abroad. What happened to Wenzhou Capital?What exactly is Wenzhou Capital? You know the "Wenzhou real estate speculators group". Many Wenzhou businessmen group together to buy many houses in various places, and most of the time they pay in cash at one time, and the capital flows into the real estate market.After the housing price rises, they make money together with the developers.Buying a house costs a lot of money, right?They always have a way to vaguely pay off the entire house price, and those who are richer can buy multiple houses at once.The large sum of money needed to buy a house is "Wenzhou Capital".

Similarly, there are Wenzhou fried cotton balls, fried coal balls, fried oil balls, etc. The money used to "fry" these commodities belongs to Wenzhou capital.The reason why provincial government officials are worried about various speculative groups in Wenzhou is because they are afraid that capital from Wenzhou will pour into the province and disrupt the normal market, so they have actively introduced relevant policies to combat this kind of speculation.For example, the relevant policies issued by Shanxi Province have made it impossible for many Wenzhou businessmen who have integrated in to get out.

Regardless of the harm caused by these so-called real estate speculators, cotton speculators, coal speculators, and oil speculators, just look at Wenzhou capital.People can't help asking: How do Wenzhou people have so much money? The password of wealth lies in investment. These various group speculations are an investment in themselves, a bigger investment, an investment that most of us can't think of.And the money they invested in was actually the money earned from investing in earlier years.As we mentioned earlier, Wenzhou businessmen are the fastest-accumulating group of capital in the world.They use this kind of compound interest investment method, the money is like a snowball, the more it rolls, the more it earns.

In this way, maybe you still don’t understand the secrets of Wenzhou people’s wealth, so let’s make a horizontal comparison between Wenzhou people and the general public. The comparison time is 10 years ago, when ordinary residents were not very sensitive to investment. For example, we have 5,000 yuan on hand. If there are no special circumstances, our common practice is to deposit this money in the bank and try not to let ourselves spend it randomly. Assuming that Wenzhou people also have 5,000 yuan on hand, there is nothing special about it.But they usually don't deposit money in the bank, they will go to the market to make a circle, see what business is scarce, and then buy it back and sell it.

As a result, one year later, the 5,000 yuan in our hands is still so much, and the only thing left is the interest of 100 yuan.Even so, we are still very happy, because we got the hundred and eighty yuan for nothing.As for the Wenzhou people, his 5,000 yuan may have become 8,000 or even 10,000 to 20,000 yuan at this time. This is the gap. Of course, a considerable number of people have a certain degree of understanding of the concept of investment, but compared with Wenzhou people, we have less understanding of the word "investment" for many years, and of course we have made a lot less money.Those Wenzhou fried cotton balls, fried coal balls, fried oil balls, etc., they are rich because they have accumulated investment in the past 20 to 30 years, and their wealth has accumulated to a certain extent—it is said that Wenzhou’s private capital has already Up to more than 600 billion!

Although they have so much money, the daring Wenzhou businessmen are still looking for investment opportunities with their huge sums of money. After they have transferred their capital overseas, they plan to set up banks abroad and enter the overseas financial industry.It is conceivable that their "big snowball" will definitely roll even bigger. Seeing this, you may be a little discouraged: Now that the information is developed and the investment environment is better, everyone knows that investing makes money faster, and my little money is not enough to make a living!How can you make a fortune?

——The investment spirit that exists all the time is the key to unlock the wealth code Everyone knows the "Story of Alibaba and the Forty Thieves". Alibaba only needs to say "Sesame, open the door!" in front of the cave. Ruokang took some by the way, said "Sesame, close the door!" and went home happily. Let me ask, what conditions do ordinary people need to own the gold, silver and jewelry inside? At least two conditions are required: 1. Find the big hole; 2. Know the magic key of code words.And the most important condition is the code word, otherwise even if you get the treasure, you won't be able to get out, and you can only be trapped inside like Alibaba's brother.

The same is true for investment. If you want to own wealth, you must meet at least two conditions: 1. Understand that wealth does not appear out of thin air, but through investment a little bit more; 2. You need to know the code words that open the door of investment, the magic key that allows you to get close to wealth smoothly. This key is the investment spirit, the investment spirit that is present all the time. So, what is investment spirit? Someone gave Wenzhou Capital an attributive term, called Wenzhou Capital "can't stay idle". "I can't stay idle", there are many images, Wenzhou people never let money lie in one place without change, they have to call up to generate more money.Because: whether you invest or not, the money is there, not increasing but decreasing.Because the total wealth of the society is increasing, and the general trend of prices is rising. The same amount of things you can buy two years ago with one thousand yuan is not the same as two years later.To avoid this, the only way to turn your money into wealth can increase with the rise in prices, or increase faster.

But how to use this investment spirit?See a case below. Wenzhou female college student Jia Zhangke recently made a fortune. Here's the thing.The boyfriend of classmate Jia Zhangke opened a small farm hotel in his hometown, which is suitable for tourists to stay temporarily and has a bright future.With the continuous development of tourism resources, the local area is becoming more and more lively. Seeing that the situation is good, the boyfriend of a classmate wants to renovate the existing facilities, but suffers from lack of funds, and there is no way to do it. Jia Zhangke heard this and said: "Why don't you ask me, I have money that I can lend you."

The classmate was ecstatic and naturally agreed, but Jia Zhangke had a condition: the money was not borrowed, but invested in the form of shares, and she would see dividends after one year.The boyfriend of a classmate needs money urgently, so of course he readily agreed, besides, it's not something embarrassing, after all, a stranger is willing to give you money these days, which is already very grateful. The following things went very smoothly. Jia Zhangke signed an agreement with his classmate boyfriend, indicating his precise investment amount and currency, and clarified his rights and obligations for profit sharing. He just waited for a year to see dividends.

Jia Zhangke, a female college student who is still in her sophomore year, knows how to buy shares and pay dividends, and she also understands the procedures and agreements to be followed. This shows that Wenzhou people have been very shrewd since childhood.But what makes her smarter than you would expect is that, like other students, she is not particularly rich.The part of the money she contributed was her tuition fees for that year, and her tuition fees for that year were settled by applying for student loans.After going around like this, she didn't delay paying the tuition fee, and earned a dividend in vain! Is Jia Zhangke's story typical enough?Even if there is no money at hand, Wenzhou people have ways to invest. When most of us think about investing, we only think about it when we have some spare money on hand.College students in Wenzhou can invest in a small project empty-handed, but if you are rich, can't you find the investment direction? The key is to have the spirit of investment, so that this spirit, like breathing and eating, becomes an indispensable part of sustaining life.To achieve this state, you must first believe in "investment", regard it as a religious spirit, and always restrain yourself with the belief norm of "recruitment", so as to guide you in making every decision. Can think of expected benefits, and then it is possible to obtain expected profits. In short, everyone is pursuing wealth, but getting rich is not as simple as talking about it, and of course it is not just blindly doing it.The door to wealth is locked with a combination lock, and only those with a heart can find the golden key to open the lock. Wenzhou people have found it for decades and touched wealth.Your wealth is locked in a cave, waiting for you to get in touch with it.