Chapter 70 Be a smart consumer

I often hear people say this: when rich people go to the farmer's market to buy vegetables, they often bargain with others for a few cents.For this reason, people conclude that the richer they are, the more stingy they are.In fact, in essence, this is just the consumption habits of the rich. Perhaps this is what makes the rich richer!It can be seen that women should learn to spend smartly and develop good consumption habits, so that they can save small money, spend money on ideas, and satisfy their desire to buy. There is nothing wrong with women pursuing the quality of life, but it is not high consumption that can bring a high-quality life. This requires us to have a good attitude to face life. If we want to live a rich life, we must not only make money, but also Good at managing money.When your income is stable, it is especially important to arrange expenses reasonably.The way to obtain surplus funds is not to "open source", but to "reduce expenditure".Only by "throttling expenditure" can you ensure that you and your family have appropriate funds for investment planning, and then achieve the goal of "open source".

Most women are emotional, happy to shop happily, and buy whatever they see.As long as you like.Whether it is useful or not; when you are in a bad mood, you also like to go shopping spree.Especially young women, because they may have never experienced hardships and hardships.This makes them enter the society from the ivory tower. Although they have a seemingly mature face and try to be stable in their demeanor, they still cannot do without the care of their parents.Moreover, the superior living environment created by parents, the increasingly developed economy and open information society, and the impact of international consumption trends have made young people more and more dominated by advanced consumption concepts, pursuing luxury and comfort.

But sometimes, the concept of women's consumption is also very contradictory. Sometimes they plan carefully and care about every penny; sometimes they buy a lot of useless things impulsively.So how to be a woman who consumes soberly can satisfy her shopping desire without spending too much? When a woman goes shopping in a supermarket or a department store, she will unknowingly put what she sees in her shopping basket when she sees something she is interested in, and what she really needs to buy may be only one or two items among them.The way to solve this problem is to make a shopping list, which can not only avoid missing things, but also avoid buying unnecessary things.

There is no need to elaborate on this, because many women have the habit of shopping when the price is on sale.Savvy consumers can indeed save a lot of money by shopping during this period. Daily necessities can be purchased at some discount stores, which usually sell items at wholesale prices; frequent certain stores and get to know their owners well, and future purchases may have additional discounts. In life, many women are very resistant to bargaining, because it is regarded as an "old-fashioned" move, but if you don't dislike it, don't let go of the opportunity to bargain, because it can often save a lot of money.

This is a way to use advertisements in newspaper leaflets to stimulate consumption; there are usually discount stamps in the leaflets, and it is a good way to save money by using these stamps to go shopping. The prices of products that have just been launched are usually very high, so if you follow the trend too much, you will only hurt your wallet. When purchasing large items, consider paying in installments.Common installment payments are interest-free or ultra-low interest.Its advantage is that you don't need to take out a large sum of money at a time, but you can get what you want immediately.

Most female friends will have this experience. Whenever they attend important occasions, they always rummage through the clothes in the closet and try on them in front of the mirror, but they always feel that they can’t find them. Even if it's an appropriate outfit.Ever since, they always sigh among the messy clothes on the bed: Why is there always a shortage of favorite clothes in my closet? Don't just buy things that you can make do for cheap, then you will not like it because you are a little dissatisfied, and put it on hold.Instead of this, it is better to buy something that you are 100% satisfied with, even if it is more expensive.Because the things I am 100% satisfied with will be used more frequently in the future, so it is actually more cost-effective to calculate.Therefore, in order to avoid similar things from happening again, it is best to buy something that you are 100% satisfied with the next time you shop, and even consider the matching of your existing clothes when shopping.

Modern people pay more and more attention to brand effect. When they go shopping often, they will find that there are several brands of products that are more suitable for them.No matter in terms of style, color, texture, fabric, etc., you prefer and suit yourself.Of course, some old brands are outdated, and you can also properly explore more innovative brands, so as to change your usual image and enrich your different image needs. From the perspective of income, financial management refers to the management of one's own funds to maintain and increase their value, so as to meet more consumption needs of the family; from the perspective of consumption, financial management refers to using a certain amount of money to obtain their own greater needs Satisfaction means that the money saved in the process of realizing consumption is equivalent to the money you earn.Therefore, modern women must learn to spend wisely if they want to meet their shopping needs without spending too much.

It can be seen that young girls who have just entered the society should establish a scientific view of consumption, not blindly follow, not compare, not waste, and plan their lives scientifically.At the same time, the study of consumer knowledge cannot be ignored. Rich consumer knowledge can give consumers keen observation and judgment abilities, which can not only guide their own consumption activities, but more importantly, reduce wasted money. At the same time, clever spending can also leave a way out for yourself.Do less beauty treatment a few times, buy less clothes, save money, make regular investment of small funds, and persevere for a long time, and there will be considerable gains. A dollar, you spend it, you buy something that you might throw away in the next minute, then it has no value, but if you save it, invest it, then it will Turn into $10, $100 or more.