Chapter 44 Forty-four, borrowing money

After Zhao Hongbing came back from Xiaojing, he was full of ambition, and he obviously achieved his goal.In fact, Zhao Hongbing must understand what Xiaojing said better than anyone else.Moreover, he has understood this truth since he was a child. "You really went to find Xiao Jing?" Mr. Shen still doesn't believe that Zhao Hongbing really went to Xiao Jing. "right." "What did she say?" "My dream has been realized the first step, she promised to help me ask." Zhao Hongbing looked at Mr. Shen with a half-smile. "Hong Soldier, we have known each other for so many years, I just found out today that you have a thick skin. I remember you were quite thin-skinned before?"

"Why am I so thick-skinned?" "You can actually beg Xiaojing with a faceless face, and let Xiaojing beg her concubine, you can do it now!" "Hey, when did I say I went to beg Xiaojing?" "Then what did you do? What did you say?" "I just told Xiaojing that I want to send some money to Director Wei and ask her how much is appropriate. I just asked her about this." "and then?" "There's no more. When I asked her like this, she said she would help me..." "You are quite capable, you!" "That is!"

"But isn't it a little too much for you to do this? You are taking advantage of Xiaojing's liking for you, and then let her offer to help you." "Whether you use it or not, don't say it so ugly. I don't think it's too much. She is willing to help, and for her, she only needs to say a few words. Although it is a big deal in our eyes, but For her it was a breeze." "Then you owe a lot of favors." "It's not that big. Mr. Shen, I think you don't seem to understand one thing." "you say!" "If a friend offers to help you, you can accept it calmly. Because when your friend helps you, he also feels happy. He is happy and solves your problem. Why not do it? For example, at the time half a year ago, Xiao Ji was short of 200,000 yuan for a month. After you heard about it, you transferred 200,000 yuan to him later. Then he made money, not only paid you back the money, but also treated us to dinner for a week. are you happy?"

"Of course I am happy. Xiao Ji is our good brother, and we are also happy when he makes money. It was useless for me to put the money in the bank at that time, so I just borrowed it from him!" "That's right. It makes sense for me to ask Xiaojing for help. She is very happy that she can help me, and it also solves my big problem. So, if you have a good friend who wants to help you, you can take it calmly." Just do it, don’t think too much. Of course, I will never force my good friend to help me, no matter how good my friend is, I will not let him be embarrassed by helping me.”

"Hehe, I still feel that you have used some tricks." "You can call me shameless, anyway, I will be shameless this time. Just this time, I want to stand up!" "Really want to get the land?" Mr. Shen still didn't believe it. "I really want to take the land." Zhao Hongbing was decisive. "Okay! Just do it!" The combination of Zhao Hongbing and Mr. Shen is a perfect match whether it is fighting or doing business.Ergou thinks that these two are a perfect match for two main reasons: one is that Zhao Hongbing and Shen Gongzi are absolutely in sync, as long as one of them decides to do something, the other will definitely follow through fire and water. There has never been a conflict over a certain decision.Even if Mr. Shen made the ridiculous decision to go to the sky to pick a star, Zhao Hongbing would definitely go to a blacksmith right away to study how to build a Shenzhou VIII.The second is that Zhao Hongbing is good at grasping the direction and deciding on major events, but he is not good at details.Mr. Shen is just good at details, and he does things impeccably.

What do these two people look like together? A few days later, Xiaojing called Zhao Hongbing: "I celebrate my birthday next month, and I won't invite anyone else. Old Wei, me, you, Mr. Shen, just the four of us, let's have a meal." Zhao Hongbing understood, To be able to sit at the same table with Director Wei and have a home-cooked meal is a big deal. Zhao Hongbing was a little anxious.Because Zhao Hongbing was still a vagrant at that time, why should a vagrant get land?At this time, Zhao Hongbing was eager to find a real estate development company to cooperate with.During those days, Zhao Hongbing called his friends at home every day, asking around for reliable real estate development companies and asking them to recommend them.

At this time, Fei Si, who had just been released from prison after a year of forced labor, recommended a person to Zhao Hongbing: Chen Sheng, the boss of Ziyu Group. Chen Sheng was a well-known entrepreneur in the 1990s. He was not from the local area, but the boss of a township enterprise about 100 kilometers away from the local area.But this person realized the opportunity at the beginning of the reform and opening up, and led more than 20 farmers from his township to the city to start construction.At the beginning, it was just to build a wall or something, but later it got bigger and bigger, and the project got bigger and bigger, so I simply broke away from the relationship with the township enterprise and did it myself.For example, the real estate renovations in the area where Dong Bo lived were all developed by Chen Sheng.

Although this person is quite economical, he has a fatal flaw: he loves to gamble.It is difficult to fight the country, but it is even more difficult to defend the country.Chen Sheng has been addicted to gambling since he made a fortune. Not only did he often go to Fei Si's place to play gold flowers and baccarat, but he also often went to Macau to gamble.No matter how big the family business is, it can't afford such a gamble. By 1999, Chen Sheng could no longer make ends meet.Although there are still a lot of assets under its banner, there are also several million in gambling debts.

This is the person Fei Si introduced to Zhao Hongbing. Chen Sheng should be regarded as a working emperor. He not only has the traditional advantages of hard work and patience of Chinese peasants, but also has the disadvantages of the common people of the country.There is an allusion called Han Xinbing, the more the better.Although this allusion applies to Han Xin, it obviously does not apply to everyone.Some people may only be able to control 100,000 yuan. If it exceeds 100,000 yuan, he will not be able to control it. The extra money will become his nightmare. The negotiation process between Zhao Hongbing and Chen Sheng, who was about to lose out, went smoothly. After all, Chen Sheng urgently needed cash to pay off his gambling debts.Ergou didn't know the specific process, and Ergou didn't know much about the real estate industry. Ergou only knew that the final result would be as follows:

1. Mr. Shen acted as the deputy general manager of the company. 2. Zhao Hongbing and Shen Gongzi recently bought out part of the company's equity with 10 million cash. (Most of them are used to repay Chen Sheng's gambling debts, and the rest are used for land bidding, etc.) 3. Most of the profits from the business undertaken by Zhao Hongbing and Mr. Shen belonged to them.That's about it.Because of his reputation, Zhao Hongbing couldn't directly participate in such matters.It's different when Mr. Shen comes forward, at least Mr. Shen doesn't have such a bad reputation in society as Zhao Hongbing.Moreover, Mr. Shen is from Beijing, so he can claim to be the boss of Beijing.

The matter was settled quickly, but then Zhao Hongbing encountered difficulties.Although Zhao Hongbing has not been worried about money, if he wants to raise 10 million in the short term, he has to borrow money. The most difficult thing for a man may be to open his mouth to borrow money from others.And this time borrowing money, maybe how long it will take to repay it. Zhao Hongbing has many friends in the society, but not many of them can spend a lot of money.And as Zhao Hongbing, he couldn't just borrow money from others. There are two reasons: First, as long as Zhao Hongbing opens his mouth to borrow money, most people who are not very familiar with Zhao Hongbing will think that Zhao Hongbing is trying to extort money and rich people. For example, Zhao Hongbing borrowed money from Zhang San, a wealthy businessman he was not familiar with: "Brother, lend me 2 million." "Oh, Red Soldier, I don't have that much money now, and the funds are all on the goods. How about this, I have 300,000 on hand, you can use it for emergencies first, and you can pay it back anytime, it's okay." Zhang San had to Pretending to be righteous. Zhao Hongbing opened his mouth, Zhang San would definitely have to save face, but nine times out of ten he would not lend so much money to a gangster like Zhao Hongbing.Because even if Zhao Hongbing will definitely pay it back, maybe one day Zhao Hongbing will be assassinated or executed. Who will he ask for money?Borrowing 300,000 yuan from Zhao Hongbing not only saves face, but also does not hurt the muscles and bones. Let's not pay back the love. Second, after all, Zhao Hongbing is a social elder brother, and the social elder brother opened his mouth to borrow money, which is somewhat embarrassing. Therefore, although Zhao Hongbing has many friends, he really can't open his mouth to borrow money from outsiders unless it is absolutely necessary. The first person Zhao Hongbing found was Li Si. "Si'er, the last time I told you about that matter, I got a little clue." "Well, as I said, I will also buy a share." "You may have to pay a little more money first this time." "How much will it cost?" "A total of 10 million is needed. I have some money but it can't solve the problem at all." "I probably have more than 5 million. Leave me hundreds of thousands, and you will take all the rest." Although Li Si just came back not long ago, he opened a bathing center and a seafood restaurant in the local area, invested a lot of money, and the cash he could take out was only about 5 million. "If you spend this money, it may take a few years to see the benefits." "I know." Li Si patted Zhao Hongbing, yawned and left. The friendship between their brothers is life-threatening, so there is no need to talk too much nonsense. It is said that after Zhao Hongbing and Mr. Shen got Li Si's money, added the money they had originally, and patched things together, they were still short of more than two million yuan. At this time, Zhao Hongbing and Shen Gongzi thought of a person at the same time: Liu Haizhu. Zhao Hongbing, Shen Gongzi, and Liu Haizhu have the best relationship. They have been drinking and chatting together for more than ten years, but they have never had any economic contacts. Gao Huan, who has never been used to the sloppy Liu Haizhu, once commented on Liu Haizhu: "I have known him since the first grade of elementary school. He was a bastard at that time. He fought with others on Zhuanpan Street all the year round. There is blood all over the floor. He only has one set of clothes in spring, summer, autumn and winter, and I have never seen him change or wash them. Now you, Zhao Hongbing, are actually drinking with him all day long. I wonder, what are you two talking about all day long? Isn't the relationship between the two of you just friends of wine and meat? A friend of wine and meat, as for making you always drunk like that?" The relationship between men is difficult for women to understand, even if they are as smart as Gao Huan. This time, Liu Haizhu and Zhao Hongbing let Gao Huan see what a "drinking and meat friend" is. What Liu Haizhu said when Zhao Hongbing borrowed money, to this day, Zhao Hongbing often repeats it to others again and again after drinking. "Brother Liu, borrow some money." "What are you borrowing, take it from my niece." Liu Haizhu's niece is the cashier of his accessories store, and Liu Haizhu thought that Zhao Hongbing would use tens of thousands of dollars to make a living. "It's a lot of money to borrow." "How much?" Liu Haizhu is indeed a rich man thanks to his hard work.But in 1999, Liu Haizhu was not as rich as he is now. Ergou remembers that he often got under the car to repair it. "More than two million." Liu Haizhu was frightened. "Red Soldier, what are you going to do?" "Development of real estate." "Ok." "Brother Liu, if you don't have so much, borrow less." Liu Haizhu pondered for a while. "Red Soldier, I have it. How long will it take?" "The sooner the better, just a few days." "Is it okay for three days?" "Row." "I'll take it here in three days!" "Brother Liu, you might be able to pay back the money when it's due, and there are risks..." Liu Haizhu smiled.When he laughed, his skinny cheeks were full of creases, and two rows of white teeth were exposed on his face full of engine oil, and he said a word: "Red Soldier, I'm almost 50 fucking years old, and I understand one thing. If I want to lend you money, then I must be prepared to lend you money if you don’t want it. But, I think that even if you don’t want me, you will still be my brother in this life. It’s still the same as now. Even if the 2 million is given to you, it’s worth it.” After Liu Haizhu finished speaking, he took the board and slammed the bumper of the car twice. Liu Haizhu may seem rude and sloppy, but he really understands the big things better than anyone else: when lending money to others, you must borrow it when you feel that it is worthwhile even if the other party is not paying.If you are not mentally prepared for the other party not to repay the money, then simply don't lend money to the other party.Ergou disagrees with a seemingly famous saying: "If you want to lose a friend, then lend him money!" Ergou feels that Liu Haizhu's attitude towards borrowing money is more serious than this famous saying. It is worth appreciating and learning. Seeing Liu Haizhu's emaciated back turning back into the car repair pit, Zhao Hongbing's eyes were a little wet: the 2 million is the money that my brother worked hard for half his life, screwing one screw after another, hard-earned money.