Chapter 7 Chapter VII

The female clerk of Fukusha, a microfinance company targeting the salaried class, said "wait a minute" to Kawashima, and walked towards the old man sitting in the center, who seemed to be the director.She handed over her business card and reported the responses she got. Kawashima sat on the bench in the back.The guest who arrived first sat at one end of the bench with his arms folded and his eyes closed.Costumes are unremarkable.With just one glance, I knew that it was very inconvenient, so I came to borrow money. Kawashima sat on a bench, watching the action behind the counter.The female clerk had returned to her seat just now, and another clerk next to her was picking up a pen to write accounts and summons.Both are quite beautiful.

However, the two male clerks sitting next to the female clerk had unaccommodating expressions on their faces.A person with prominent cheekbones, a lion nose and thick lips.The other is skinny.The female clerks are all beauties, matched with the ugly appearance of the male clerks, maybe the money lender deliberately matched them this way. The man with gray hair who looks like a director may be the boss of this money lending company.He is of moderate stature and has a good appearance.The director called the female clerk over.The female clerk went back to the counter and called the roll. The first customer stood up and went to the counter, and the waitress whispered something to him.It appears to be a refusal to lend.The man raised his voice and was persistent, saying that he must not borrow nothing at all, even half of it.His air seemed to be used to him.A large chunk of the outer heel of the shoe had worn off.The result is still not borrowed.He was so angry that he slammed the door and left.

The female clerk immediately looked pleasant and asked Kawashima to go over.The director sitting in front also left his seat and came to the counter. "Are you a civil servant?" Although the director's words were a business conversation, the wording was very careful. "yes." "Is it the deputy section chief of the agency? I'm sorry. What is the purpose of borrowing money? In other words, what are you borrowing money for?" Kawashima hesitated for a moment; if he talked about repaying the debt, his face would be ugly.The same goes for living expenses.Therefore, he said with the air of the deputy head of the class:

"I haven't been back to my hometown for a long time, and I want to go back to the San'in area with my wife. When I return, I want to go to a few more places. Therefore, the budget is a little bigger." I told a lie, because I was afraid that the other party would continue to question me, but who knows, the person similar to the director said with a smile: "Understood. Since I said that, it is a legitimate purpose." The other party replied lightly. "So, can I borrow it?" "We are not willing to borrow for living expenses or to pay off debts. Because it is not easy to pay back. For legitimate purposes like yours, we are relieved."

"..." "The man just now was an unreliable person. He borrowed money everywhere. Our colleagues in the industry have already issued a notice. There is no accommodation for him." The person who looks like the director said. Only then did Kawashima understand why the female clerk asked him to wait when she received his business card.It turned out that he wanted to check the blacklist to see if there was Rukichi Kawashima's name. "Is this your first time borrowing money? Good. However, the amount of 100,000 yuan is a little too big. In our place, most of the loans are around 50,000 yuan each time. Is 70,000 yuan okay?"

said the director.Kawashima had no objection.It doesn't matter if it's 100,000 yuan or 70,000 yuan, as long as you have the money and get it in your hands. "So, how much is your salary? How much can you get as a year-end bonus every month?" There are many items to be deducted from the salary, and the amount to be deducted every month is also very carefully asked.Kawashima answered one by one according to the actual situation. "Who will be the guarantor?" "guarantor?" Kawashima hesitated.Needless to say, colleagues in the yamen cannot be guaranteed.The father-in-law works as a clerk in a company in Kichijoji, so since he borrowed money without telling his wife, of course he can't ask him to guarantee it.Suddenly unable to think of anyone, Kawashima asked if a guarantor was necessary.

"Okay, you don't have to. You must be reliable when you work in a government agency. We trust you....Then, please let this person handle the detailed procedures." After speaking, the director returned to the front desk. The better-looking female clerk handed him the forms one by one. On each piece of paper, "loan application", "guarantee letter", "loan certificate" and so on are printed, and there are also rules printed in small typesetting, densely packed. Since there is no guarantor, the procedure is much simpler than usual. "Have you brought your stamp?"

"Brought it." I had long expected that there might be such a need, so when I left home this morning, I took the stamp with me. "The method of repayment?" "On the day when the monthly salary is paid, please be sure to deliver it. If it is not delivered, we will have a cashier come to pick it up. If the agency is busy with business, please write down the address of the house, and we will go to the house to pick it up. ..." "That's not necessary, I will definitely send it." Kawashima said quickly.Then, it took some time to go through the formalities, and he finally got the remaining 65,000 yen after deducting the interest.

Kawashima made up his mind that out of the 65,000 yen, 30,000 won would never repay the gambling debt.If you spit out all the borrowed money, you will lose all your principal and interest.He borrowed money from the guards, and advanced the salary and year-end payment from the accounting department. There are many holes. If he uses up the usury, what will happen! Five or six days ago, this happened.Almost out of money, I went to Hamaoka's house to play cards with only 2,000 yen in cash, but lost 6,000 yen.Kawashima said to the big winner, Tiansuo, that he only brought so much today. He said, and placed two 1,000-yen bills on the card table; Tiansuo, who had been smiling all the time, immediately put on a serious face.

"Mr. Kawashima, if you don't have money, you'd better not come here again. Once you come here, you will lose a lot. You see, it is already very hard work for you to get the two thousand yen. So, Although it is playing cards, you should not waste money randomly. When playing cards, if you worry about what to do if you lose, and distract your mind, it will be difficult to win money. This is the same as playing chess. If you don’t care about winning or losing, you can’t play. Get angry." Normally, although Tian Suo likes to joke, he still has some respect for people in government agencies, but now he said such a blunt sentence.Kawashima blushed and said:

"Sorry, I really didn't have time to withdraw the money when I got off work today. So, I made a fool of myself today. I must make up the money tomorrow." He apologized repeatedly.It was only then that he began to feel that the poker games here were also very professional in nature. Kawashima is cowardly and always hopes that others will be considerate of him.Fighting is absolutely not.When they quarreled and became excited, they didn't even know what they were talking about.In Hamaoka's house, several poker players were outsiders, so he was even more reluctant to quarrel.Originally, he could have said a few words in reply to Tian Suo, I often come to this place, I win or lose, it doesn't matter if I didn't bring any money tonight, can't you wait a day?However, he couldn't say such hard words. At that time, it was Hamaoka's wife Kayoko who came out to rescue him. "Hey, Mr. Tiansuo, Mr. Kawashima often comes here, and he has lost a lot to you, so let's do it this time!" As he spoke, he glanced at him. "Miss Boss, don't say anything like this!" Surprisingly, Tian Suo's expression was very stiff, and his speech was also very stiff.Kayoko felt ashamed.Tsurumaki and Kondo lowered their eyes as if they were considering the cards in their hands. The few words Tiansuo said to Kayoko were quite sharp.In the past, he always talked and laughed with her, and sometimes he laughed out loud when he made a joke; only that day, he spoke very shamelessly.Kawashima felt that Kayoko was on his side and hurt Tiansuo's feelings.That night, he didn't look up at Tian Suo's face at all. However, the next day, Kawashima used the borrowed money to pay off Tiansuo's gambling debts, and with this hard-earned money, he started playing cards again, and Tiansuo returned to his old self. expression.When asking for money, he speaks harshly and looks scary; but when he smiles, he is very kind. Chuan Dao gambled his own fate with the 30,000 yuan.He put the money in his pocket and went to Hamaoka's house.He was afraid that others would think that he did not bring any money, so he specially laid out the ten thousand yen bills in stacks. "Mr. Kawashima is different from us. He has a lot of property. No matter how much he loses, he can pay it. It's like lifting soil from a mountain. No matter how much you carry, the mountain is still a mountain." Tian said happily.Kawashima used to publicize the sale of the mountains and forests in his hometown. Hearing this, Tsurumaki and Kondo were extremely envious. With a bottom of 30,000 yuan, Chuan Dao gambled again, and won big that night.Almost 10,000 won. "So, you see, it is better to bring more food and grass to win money." Tiansuo took out six thousand and several hundred yen from the big wallet, patted Kawashima on the shoulder and said.There have only been three or four wins and losses like this in the past. Kawashima felt that if he could continue to win like this, he would be able to win back 70,000 yen in a blink of an eye, and he could immediately return it to the Ford Club.No, if you want to continue playing, you have to win 100,000 won.Because there are still 30,000 yuan left as food and grass.Every night I go to Hamaoka's house to play cards, but my wife hasn't noticed it yet.His wife knew that he often played cards with his colleagues in the yamen, so she had no doubts about his late night return.However, since he went to Hamaoka's house to play cards, he didn't go home every night except Sunday night and another night.The wife never thought that this lackluster husband would be promiscuous outside, so she always blamed him for being so good at gambling.As for her husband having lost so much money, it was something she never thought of in her dreams.When dealing with her, Chuan Dao said that this was an entertainment in the yamen, and there was no way to do it. The immediate superior liked to play mahjong and always invited him to participate.As long as the boss can appreciate it, maybe one day he will stand out.When the wife heard this, she just snorted, and she didn't seem to believe it. Kawashima borrowed money from the Ford Agency, and another month passed.In addition to keeping the 30,000 yuan, he lost another 30,000 yuan, and he owed three people a total of 32,000 yuan in gambling debts. Finally, I couldn't fight anymore. The gambling debt owed to the three of them was 32,000 and several hundred yuan. If the 30,000 yuan were taken out and paid off separately, it would have been fine.However, the high-interest loan borrowed from the usury company must be paid back in full every month. If you don't even have the 30,000 yuan, it will be even more difficult in the future.Kawashima then said to Tiansuo and the other three: "I should stop playing for the time being. How about paying the money owed to the three of you in a month?" When he said that, he bowed his head to pay tribute deeply.The face of the deputy head of the government agency is gone. "It's not very convenient." With a sullen face, Tiansuo took a deep breath of the cigarette and looked at Kondo and Tsurumaki.That expression said, what should I do? The gambling accounts owed by Kawashima are as follows: Tiansuo 12,000 yen, Tsurumaki 15,000 yen, and the sign merchant Kondo 5,000 and several hundred yen. Tsurumaki, who looked like an intellectual, wrinkled his face and replied in a very unpleasant way. "Since you can't pay the money, you shouldn't have come to play cards in the first place!" Then, he made another "what should I do?" expression and looked at Kondo. Probably because of the heat, Kondo took off the black blouse he often wore, revealing a ochre-colored sweatshirt inside. "so troublesome!" Kondo said something in a low voice; none of the three, however, said they couldn't wait another month.Kawashima has lost all his money, no matter what, there is nothing he can do. "Mr. Kawashima." Tsurumaki's fingers fiddled with the mahjong tiles lying on the table. "Actually, I wish I had advised you earlier. However, you think you play mahjong well. If you want to make a fortune with us, I can't open your mouth. In my opinion, you play cards with people in your yamen. It’s a bit rude to say that you can handle it, but it’s not as good as fighting us.” "what!" Kawashima's face seemed to be on fire. In this way, it sounds a bit contemptuous, but in fact it is.He couldn't argue with that. "It's okay to stop playing cards from now on, but the gambling debt must be paid off first." Kondo added. Since Kawashima went to play mahjong at Hamaoka's house, he has lost more than 200,000 won.This sum of money was lost to these three people.In addition, there is an unpaid 32,000 yen that has not been counted. "Mr. Kawashima, if that's the case, let's wait a month. Today is June 6th, and the payment will be on the 7th of next month?" "Okay, it's a deal..." This money can always be paid.I still have the last 30,000 yuan in my hand, so I have no choice but to use it to pay. However, if they are asked to divide the 30,000 yuan now, they are unwilling. As if announcing the end of the card game, Tian Suo yelled downstairs: "Hey, lady boss, it's over." Kayoko's footsteps came up the stairs, carrying hot towels and four cups of tea on a tray. "Boss, Mr. Kawashima said he won't play mahjong anymore. Wash your hands after paying off your gambling debt." Tiansuo glanced at Kawashima horizontally, then looked at Kayoko from bottom to top and smiled. For such an insult, Kawashima could only endure it.In front of Kayoko, he lost all face.Kawashima has lost a lot recently. I wonder if he can't bear to watch it. Kayoko has to wait for four laps before coming up again.Kawashima was playing mahjong, and he had no intention of fighting, and he gave up on himself emotionally.So he lost even more. "Oh, Mr. Kawashima really should take a break for a while. Come back when you feel better. We will wait for you." Kayoko sat next to Kawashima, speaking as if to comfort her.Seeing that wink, I also expressed sympathy. "Hey!" Suddenly, Tian Suo said loudly to the other two: "Let's go, let's go! We will go to another mahjong hall starting tomorrow. Mr. Kawashima stops, there are not enough players here. The owner here, Hamaoka, plays cards very well, we can't bet..." Kawashima thought, this is because Kayoko expressed sympathy for him, so he made a big irony.